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Buying House Freehold Clause
Good evening, I have a leasehold house (900+ years left on the leasehold). I was offered the opportunity to purchase the freehold. I agreed with the costs and started proceedings. In the terms there is a clause relating to mining and mineral rights, which I don't think is unusual. However as follows: "Unto the person or…
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Higher rate stamp duty
Hi Have looked at previous posts but can't find recent information from anyone in our particular circumstances... We're in the process of moving and considering breaking chain by completing on our purchase a few weeks ahead of selling our current home. Am aware of the 3 year timescale for claiming back additional stamp…
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Making an Offer - Advice Sought
Hello all! Hope you can help. First time buyer here. I've found a place that I can afford and would suit me well. I'd like to make an offer on it and wanted some advice before I do. What value would be a reasonable offer to make? https://www.rightmove.co.uk/properties/167840468 I should say that it wouldn't be the end of…
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Rent-a-room scheme if you are renting :-)
Hi. If someone is renting a property, can they then rent out one of the spare bedrooms under the RaR scheme, if it's ok with the owner? Ta.
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FTB, survey done, slightly confused on next steps
The background is after I receive the contract pack from the conveyancer I was asked two questions: Did I have any queries I wanted to raise in relation to the TA6 and TA10 forms? Did I want her to order the searches now, or wait until after I’ve had the survey done. She pointed out the searches are non-refundable so some…
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Friend to enter into a joint venture, do up my house, split profits
I have a mortgage-free second home, it has been a rental for 20 years, is distinctly 'tired'. JT (friend of mine) said "I like it, I'd like a project, sell it to me for half price, I'll renovate it, sell it, give you back your half, plus half of any further profit." I was happy with that, I have a very high-risk attitude,…
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FTB - broker issues
Please don't judge. I'm a FTB but also on "the spectrum" and this whole thing has been massively overwhelming. I'm a FTB and looking to solo buy the shared ownership house I'm renting a room in (yes that's ok for the owner to do before anyone asks). I got sucked up in a whirlwind and everything has moved so fast and I'm…
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The council are trying to force me to to sign an updated tenancy?
hi im a council tenant. The council are trying to force me to to sign an updated tenancy? I think it might be because theyre build 4 new blocks on my estate. i just wanted some advice on who to speak to about my rights? thank
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'Charge' on property, but likely no sum owed. Chargee not discharging DS1, tho'.
Hi. Situation is that an estate's executor is trying to sell the house that is part of the estate. The deeds show a charge was added to the estate a few years ago for the benefit of a relative who had agreed to lend money to the homeowner for them to invest. The 'charge' was written up and exists, but no actual sum is…
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Eviction
The house I’ve been living in for 40+ years, is the home I am being evicted from. It was my parents home, until they both passed away. I sacrificed my business to care for them 24/7, for the last 4 years of their lives. The probate process has been going on ever since. I am 50% beneficiary and my brother the other 50%. Not…
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InfoTrack eCos Onboarding being used by my solicitor
It's been over 30 years since buying a house and I'm now in the process of buying my flat. My solicitor tells me that their firm has switched to the online 'InfoTrack eCos Onboarding' system which is to verify my ID, proof of address and source of funds. Has anyone else used this system and is it used to pay the deposit…
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Title Indemnity Insurance
I'm hoping for some opinions. We are top of a short chain, ( we are executors selling our deceased parents' property). Our buyers buyer is selling their housing association property (shared ownership) to a first time buyer. After waiting several months, it has been decided by the first time buyers conveyancer that there is…
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Management company threatens court action to leasehold flat owner.
Good afternoon. I live in a leasehold flat in a development of 223 flats in Wolverhampton. I pay 2 half-yearly service charges to a management company. A new management company was appointed last summer & I've received various letters from them on different issues including a invoice for monies due in October 2025, which I…
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No contact from surveyor
Morning All, I was after a little bit of advice. I am in the process of purchasing a property and I instructed a surveyor on 27.07.26 (signed the consent form and sent it back) and have heard nothing since. They stated in their emails that they would contact the estate agents to arrange. The estate agent confirmed they…
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Just a quickie
Leasehold flat, First floor (3 floors), one of 18 flats in 2 blocks of nine, surrounded by nice gardens, also comes with a garage. 6million year lease haha (999) no ground rent, £1500 per annum service charge, £50k mortgage remaining, worth £130K. I'm a little nervous reading all the stuff about "Leasehold anything"…..Am i…
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Relocating to the UK: How do you accurately budget for hidden rental costs (Council Tax, EPC, etc.)?
Hi everyone, I am currently planning a relocation to the UK with my family (two adults, and two kids who will be heading into secondary school). We are trying to map out our monthly budget, but I am finding the UK rental market quite confusing to navigate from abroad. When you are looking at properties on Rightmove or…
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Estate agent ID Check charge for House purchase
Having sold my house I have put in an offer on a new property. It is a cash purchase using the equity from the sale. I had to provide Estate agent with proof of funds which is fair enough. However, they require ID check using movebutler at £35. Not a massive sum but I resent having to pay this given I have already done ID…
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Conveyancing bank checks required?
Hello, I have read the other threads about conveyancing/ solicitors and proof of funds. But if you have already secured 100% mortgage and a deposit is not needed, do they still need to access your bank accounts to check if you have the funds to pay their costs? as only outlay, seems a bit extreme, or is it the norm. Thanks
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Divorced. Wife Gone. House Not Selling Quickly. Bills up for renewal?
Long story short: divorced after four years. I'm still in the house which has been on the market for a few months but won't sell. We've dropped the price to below the valuations we've had and are looking into how to better market it as we've had no viewings. 3 bed detached in a semi-rural village. 3rd most expensive…
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New resident company, backdated fees
Feel free to tell me i'm being unreasonable but money is tight at the moment and this is a big unexpected cost. We moved into a nice new estate in Dec 2023. Paid the small requested estate management fee to the builder and have been waiting since then for the management company run by residents to be set up. Eventually…
