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my soa and new problem!!
hi all me AGAIN if you have read my other thread you will know about my dh recent work problems...today my dh went for an outpatients appt and was told he needs an op on his arm in two weeks which means he will be off for 6 weeks at least then 2 monthsish after he is better he will need an op on his other arm gosh!!! so…
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I'm nearly there....
Received our endowment compensation this morning, have put £1000 in my ISA, Clearing my Amex as soon as the bill comes, and paid £100 off Natwest.( It's 0% so there's no rush to clear that) It finally feels like I'm almost there, after 2 years of constantly having credit card bills to pay.I know I've still got an overdraft…
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My remortgage has come through
I have taken great pleasure in cancelling my direct debits to my mortgage company and parasitic loan company - named and shamed ... PARAGON
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Three debts paid off!
This is a bit buried in my diary, but Ithought I'd blow my own trumpet (not something I normally do!) Yesterday I got my first full month's moneyin the bank from AQA - £900.30. I paid off in full Next £122 Mint CC £382 OU Masters fees for 2006 £441 (I had a bit in the bank from work towards this if you thinking my maths is…
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Luxuries you mourn and those you don't miss
Obviously, being and staying debt-free requires a change in lifestyle, and is not just a tempoary period, but with that in mind: What 'luxuries' have you given up in your quest for a debt-free life that you are eager to ingulge in once the debt is cleared? What are you suprised at how little you miss or can do without?
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O/T summat to cheer us up
https://www.popnoodles.com/mostfarted Click on the link and turn your speakers on
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CCJ help? (is this the right place?!?)
Apologies to experienced board members but I have tried my hardest to find the answer to this CCJ and Charging Order confusion I am having to deal with. You see, I just received the Claim Form from HSBC's solicitors for some joint debts that we defaulted on. We have already spoken to CCCS and they did the statement for us…
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Won a holiday!
Should I sell it? Would I be able to do you think? I've been entering them all on prizefinder.com & won tickets to Blenheim for the horse trials today & now this, i've only been doing the comps for a week :D Its worth £2950, we can choose a week in any of their resorts around the world, but it is accomodation only, they…
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DFW spa/gym things
Ok gang just a quickie I have got a free ticket for a day at a spa/gym What will I need to take. I just phoned to book it, but no idea what Id need. If I have to buy anything to take, I aint going :( I dont have any fitness clothes at all.... but i really want to take them up on the offer, looks really nice :confused:
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Newbie
Hi everyone I'm a newbie to posting on this site (so please bear with me) I have been reading through threads and people's debt problems for quite some time now and have only just worked up the courage to post. I do not have large debts, like some of the people here, which is why I was nervous in posting - incase I sort…
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HSBC Mortgage
This may be on the wrong thread but I need an answer before my appointment at 1pm. My fixed rate is coming to an end and so I am discussing my options. My house has risen in value by about 20k (maybe more) in last 3 years on basis of what I have asked the estate agent and what properties in that road are selling for…
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Thought You Nerds Might Like This!
You get a free £5 to play bingo and it doesn't cost you a penny! I've just done it and am about to start my first cards thingy! There is also another offer further down the thread for a free £2 bet on another site! The code for that is BREAK. Not sure what you get yet! Bear with me! :) Good luck everyone! :beer: BINGO! :p…
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Adverse credit - need a new bank account
Please help my current situation by offering some advice, my boyfriend and I have severe debts, and although I manage to keep my organised, he is simply dreadful. He needs a new bank account, after his old one was closed because he didn’t contact them when they asked about his charges. I’ve applied for a first direct…
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Snowball calculator...
where has it gone? I've been trying to go to Whatsthecost from my favourites menu, and through Google, but am getting a blank screen.
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Is there room for another DFW??
Hi, this is my first post. I have been lurking for several months now and I have been inspired by all the effort and advise all of you have been giving. I eventually had my LBM in July. DH and I owe approx £42000 on credit cards:( and in July plucked up the courrage to call CCCS. Whilst they were friendly and gave great…
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Bank of mum and dad
Does anyone know whether they are going to make new programmes? I really liked watching them, and found them really quite interesting and helpful... I thought it was quite popular (and better than spendaholics) so surprised if they don't continue with it...
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Direct Debit Help Please :)
Morning Delightful People I am changing some suppliers (Electricity/House Insurance/Gas etc) and want to know if I cancel the Direct Debit with my bank or the companies themselves do. Also when I let them know I am changing supplier do i do it my phone or letter? many thanks in advance Bambers xxxxx
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ok,ok i know you warned me......
hi all if you remember i recently brought a house which we could just about afford you all warned me not too and now the worst has happened my dh was told yesterday that come tomorrow he will have no work....im shocked he has worked sixteen years for his employer (he is the only employee) and to be given only two days…
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A. lurker's SOA + Debt Diary
Hi there! Have been doing a lot of lurking of late but have thought that now is the time to give myself an extra kick up the behind (and maybe you can help me!!! figuratively speaking.....) One of the things that has spurred me on is that although there has been much talk of me and my boyfriend moving in together, the…
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New DFW'er
Hi Thought I would say Hi. I have been lurking for about a week now and found some of the threads heartbreaking and others inspiring. I will keep logging on to keep motivated. My secondary goal is to be a MFW as well, but first I will become debt free. Good luck to all of you. Regards L R