-
OT? Help needed
Apologies if this is in the wrong Forum, but in order to save money (!) does anyone know if there are any free sites that track people's name's/addresses? I've tried 192.com but it needs credits? Cheers :beer:
-
soa of a recovering debter
hello, as you can guess from the id, postingalwaysposting is my daughter and she has sent me here for some help, here is my soa and my debts :o Monthly Incomings: My salary - £658.00 (two jobs after tax) Housekeeping from the children - £240.00 Benefits - £40.00 Total - £938.00 Monthly Outgoings: Rent - £260.00 Council Tax…
-
Christmas savings so far
I got my first Pureprofile cheque on order today! ok ok so it's only a £20 cheque but it's mine and it's in the post on it's way here! YAY! My first one and it'll be going straight to my savings for x-mas as will the first £50 from E-bay when I get up to £50 :rotfl: £34 so far!!! So christmas savings so far are: £110 Boots…
-
How long does your Quidco take to track?
I've got transactions from about 10 days ago not tracking and it's too early for me to query them (got to be 14 days) but I'm worried that I'm doing something wrong. I am clearing my cookies before using the links and I'm getting some through- Kelkoo for example, but I've spent 3 x £10 on bingo sites and only one has…
-
How would you spend it?
This is a bit of fun, with absolutely no purpose, but my boyfriend and I were day dreaming about what we'd do if we won the lottery (even though we don't actually buy a ticket!) - so my question is this... if you won £10 million, how would you spend/save/administer it? Here's mine:£500,000 towards paying off debts and…
-
debt worry/interest on account- ADVICE NEEDED
just registered with this website as i desperately need advice regarding an account i have (hope i am posting in the right section) to which i have been burying my head in the sand. this is the situation...... In 2001 i entered my first year at university and decided to open up a student account at a well known high street…
-
Any DFW things to do on a day out in Oxford?
I am visiting family with my mum next week, and I am thinking that by Friday....I may be a tad stressed out with her and want to kill her:p ....so I figured...maybe I should take myself off somewhere and as Oxford isn't too far away..... Any ideas? Nothing too fancy mind!! Bear in mind, I don't even take myself off to…
-
Coming back down to earth...!
Today I had a really great day with DD (aged 8) we had our 'Girl Day' where we do a bit of shopping and go out for lunch. We just had a few bits and pieces to buy her for school - scissors, ruler, socks etc I bought her a book too and could have gone mad, I really wanted to buy her a gorgeous pair of slippers but in the…
-
Boyfriend's Birthday - Any Ideas?
Hello everyone - I'm looking for your creative ideas here ;) It's my boyfriend's birthday a week today (he's 31) and I haven't got a clue what to get him :rolleyes: - he's one of these men who if he sees something he wants then he just buys it!! I can't really afford to give him any money/vouchers. I know there are a…
-
The Debt-Free Christmas Challenge!!
OK....so this is the time of year many of us start worrying about how to pay for Christmas, so I thought I'd pinch an already done idea and adapt it to suit DFW'ers everywhere. Here's the challange: A while ago a young guy in Canada took a red paperclip and by trading/swopping etc turned it into a house in under a year.…
-
Horray - OH moving nearer to LB moment
Looks like all my moaning about OH's debt and 'gentle encouragement' to get his backside on here might pay off. He has been looking for a job (after being self employed for years - which IMHO is what got him in this mess) and was looking for about £35k, which will just cover his debt and his contribution to our house and…
-
Bank Charges and Debt collectors
Hi all, Just want to know about when your account with big charges added on in the past has been sent on to a Debt collection company, can I still reclaim these charges? I had an account with the alliance leicester £300 overdraft but by the time it get sent on, the Debt collection agency said I owed £1200 on that account!…
-
£10 E voucher off Tescos shopping
Good Afternoon you gorgeous, gorgeous people I just received an email from Tescos with a £10 E voucher off online shopping - I dont use Tescos so I thought I would put it on here for anybody who does. XX-DY4D Happy Shopping Bams x.x.x
-
Can you pay credit with credit?
I have a loan with a ridiculous interest rate (15.9%) and I want to move it to something with a cheaper rate. I have fairly good credit score (870) and the balance is about £5700. I was thinking of trying to pay it with a 0% card like the post office one, but I don't know if they'd give me that kind of limit. Also I don't…
-
Is this behaviour dumb?
My OH has told me that one of the things I do each month is anti-DFW & dumb. Each month on the 1st I put £200 into my ISA until the point in the month where I run out of money & put £100 back in drips & drabs (the rest is the monthly budget for quarterly bills) His pov is that the ISA is 5% whereas the o/d is 14%. So i'm…
-
Do you think there are any....
....users on this forum who HAVEN'T signed up for the free tips email? If so.... Sign up now, it's ace! :)
-
Advice Needed!
Hi there, I am new to this site and was looking for a bit of advice with my debt problems! I am currently paying out around £500 per month to different companies for loans, credit cards and other sorts of finance i have borrowed. Can any one suggest a way of either consolidating all my payments and reducing them without…
-
turned down shock....
Just wanted to be honest.... and vent Am stunned but what another wake up call tomake sure me and hubby get our debt under control... We have decided to sell our letting property (even though it will loose us £4000) in tie ins on the mortgage to get out of debt before baby is born it will clear all our debts including a…
-
help registering for this site
i cant remeber how to do it, i have registered my mum but do you have to confirm by email? :confused: i cant remember :rotfl:
-
Get your own back on those who chase you on the phone.
I uaed to get calls on my phone hassling em for moeny etc and at the time used to get really stressed where as now with the help of this forum can handle them much better and put the onus on them to help me but what about getting an 0870 number which is quite cheap and giving that as your new contact and get paid everytime…