Bank Charges and Debt collectors

keith_lard

Hi all,
Just want to know about when your account with big charges added on in the past has been sent on to a Debt collection company, can I still reclaim these charges?

I had an account with the alliance leicester £300 overdraft but by the time it get sent on, the Debt collection agency said I owed £1200 on that account!


What should I do folks??

Kind Regards

K.:A :A :A :A

sportbeth

You can still claim the same way as any other account, whether the account is still open, defaulted or closed. Just write to them the same way as all the other accounts with a DPA request and start the process

I just got settlement of £500 + from Cap one on an old account that I had settled with a debt collector

angelsam1984

Well I hope you can I am!
I have contacted the company direct (citi cards) and they have 28 days left to send the statements etc.
Also my Natwest acount started at £500 overdrawn somewhat because of charges - this will go to a debt cllectors by the 15th of this month - balance now stands at £1020 overdrawn. they have 35 days to send me my statements.
Let us know how it goes!

Sam

fefesaver

Hi. Sorry if Im not being very bright but do you send the initial letter to the Bank who orginally had the debt or to the debt collection agency?