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We want to hear about your Lifetime ISA (LISA) experiences
Are you planning to use your Lifetime ISA (LISA) towards your first home? Have you used one already, or tried to? We’d like to hear about your experience.Got a second-hand story about a friend or relative using a LISA? We'd love to hear that too. Or better yet, ask them to register for a Forum account and post about it…
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ISAs & Tax-free Savings Sticky
💷 Forum threads on this topic which you may find useful: * Tax Free Savings Guide Discussion Area * Lifetime ISA Discussion Area * Help to Buy ISA Discussion Area * Stocks & Shares ISAs Discussion Area * Cash ISAs: The Best Currently Available List * Transfer Cash ISAs Discussion Area 💰Helpful content from…
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Changes to ISAs
Hi. I have £40k in an ISA and the interest rate has dropped recently, so I would like to move it. I believe there are changes coming in April as to how much you can add to an ISA (depending on age), is that correct? I was wondering if I moved £20k now to a better rate account, and then another £20k before the deadline,…
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Newbie looking for help with S&S Isa fees
I’m planning to dip my toe into an S&S ISA and am trying to understand charges which seem to be an important factor to consider. In Martin’s post he promotes his Wealthify (Aviva) offer as being 0.6% plus 0.15% total 0.75%. However going on the actual Aviva site the %age fees for the Medium to High risk fund are 0.66%. Am…
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How to find threads I posted on but didn't start?
I had posted on a thread that someone else had started and I promised to update with progress on my ISA transfer but I can't find the thread now. I can bring up a list of my 'posts' but these are only those threads that I started - and anyway, there doesn't seem to be a way to order them eg latest first. How do I find…
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Time taken to transfer
Why does it take up to two weeks to transfer Cash ISAs from one provider to another. So far it has taken several days for Flagstone to even provide Trading 212 with the relevant details. I reckon chasing after another 1% is going to take up to two weeks.
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Recommended Cash ISA Transfers
Hi, looking to transfer my ISA out from T212 due to the interest rate being reduced after the first year. Can anyone recommend a company that accepts transfers in that pay more than 4% please? I would need a cash ISA for peace of mind so that it's accessible and no limits on withdrawals. I am open to a fixed rate/limited…
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Transfer T212 Cash ISA to Moneybox?
Hi, is this possible? I've seen some posts say you can't and a few others who said they could and it was done within a few days? Thanks
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Opening then Closing an ISA account
Hi, I've opened an ISA account but not funded it as I was going to transfer an ISA into it from the current tax year but have changed my mind Does this effect anything in terms of using an allowance provided I haven't put funds into it? I received a subscription certificate from Tesco Bank so I'm concerned I should now use…
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The New ISA Rules from 2026
Hello all! I have a question about the new ISA rules coming into effect 2026/27. I understand we will be limited to saving just £12,000 per year. What happens if you already have £40,000 in your ISA (from years of saving) and need to keep transferring it to a new ISA at the end of every fixed ISA period? Will we be allowed…
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Trading 212 Sort Code
What is the Trading 212 sort code? I wish to transfer to another provider but I cannot proceed until I get the sort code.
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Cash ISA Question
Very new to ISA`s only ever had "normal" savings but last year I opened a Cash ISA and deposited 17k into it, the interest rate is about to drop so my question is Can I transfer the 17k into another cash isa before 2025/2026 tax year? Can I put a further 20k into the same cash isa for 2026/2027 tax year?
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Aegon - GIA and Stocks & Shares ISA - Alternatives/Ideas
I'm trying to help a family member who is reviewing their investments. They were taken out by their partner years ago who is no longer with us. They are using the Aegon platform and have the following investments. Identical investments in both their GIA and ISA (although much more being held in the GIA). 27% held within…
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Tembo ISA to Tandem Bank ISA problems (possibly Tesco Fixed ISA)
Hello. I opened a 1 year Fixed Rate with Tandem on the basis that I was going to transfer my Tembo Easy Access ISA across. After opening the Tandem Fixed ISA I have found out that Tandem don’t accept transfers from Tembo. Tandem only transfer ISA’s from providers that use their electronic transfer process. They don’t have…
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Lloyds Ready Made Investment Isa opening account help please
Im stuck going in circles trying to get an answer from Lloyds and just get passed person to person dept to dept and end up hanging up after wasting too long on phone getting no where So hoping you wonderful knowledgeable souls can guide me please I have a LLoyds fixed term Isa maturing on 27th March I would like to open a…
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Trading 212 Cash ISA paid my wife additional day's interest on 3-March
Their addictive line graph has been showing up small errors this year which they are writing-off to cutover dates. But the Overview and Payment tabs on my phone illustrate errors - have a look at yours ! Anyway, they've ignored my "Accounting Error" posts but have paid my wife an additional day's interest on 3-March -…
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In specie transfer.
Hi I have a workplace SAYE that's just matured. I can't open another ISA this tax year as I've maxed out my cash ISA with £20k this tax year. I want to open a stocks and shares ISA and do an in specie transfer from Equniti where the SAYE is held to an ISA provider in the new tax year. I'll still be within the 90 days to do…
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LISA
Hello, Looking for some advice in terms of depositing money into a LISA. I recently opened a LISA with money box in the hope of transferring my balance over from my Help to Buy ISA but the deadline for this tax year has now passed, however they are still accepting cash deposits. I was wondering if I could withdraw £4000…
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Why is it so difficult to do anything online now!
OK so I put my hands up and admit to being an oldie. I'm not stupid however and I can find my way around most online accounts etc. However I'm on the point of giving up and all thanks to Nationwide BS. I just need 2 things and they are driving me nuts. I completed an online application to open a 1 year single access saver…
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Simple (hopefully!) ISA query!
Hi, Hoping for some advice from you lovely people about an ISA. I came into some money around Christmas time and would like to save £20k of it in an ISA. When I received the money I immediately dumped £20k into an old Halifax ISA that I have only used sporadically over the years. I currently have £1500 ISA allowance left…
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Transferring an ISA from HL
Thinking of moving an ISA from HL to Ii where I already have ,what used to be, a single company SHARE ISA. This ISA is now going to cost me £14.99 pm The HL ISA contains shares and funds ,some of the funds are HL's own. Am I right in assuming that these will have to be sold and then cash transferred ? If so, I'll have to…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2025/26 tax year. **As with any financial product, before opening an…
