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We want to hear about your Lifetime ISA (LISA) experiences
Are you planning to use your Lifetime ISA (LISA) towards your first home? Have you used one already, or tried to? We’d like to hear about your experience.Got a second-hand story about a friend or relative using a LISA? We'd love to hear that too. Or better yet, ask them to register for a Forum account and post about it…
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ISAs & Tax-free Savings Sticky
💷 Forum threads on this topic which you may find useful: * Tax Free Savings Guide Discussion Area * Lifetime ISA Discussion Area * Help to Buy ISA Discussion Area * Stocks & Shares ISAs Discussion Area * Cash ISAs: The Best Currently Available List * Transfer Cash ISAs Discussion Area 💰Helpful content from…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2026/27 tax year. **As with any financial product, before opening an…
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Transfer Cash ISA away from Zopa
I'm sure people have had issues with this in the past so wanted to check I am doing things right. I find the Zopa "pots" arrangement all very confusing. I have a Zopa ISA Savings pot - this was a 1 year fix which is about to mature, and I wish to transfer it somewhere else. I also have a non-ISA regular access pot which I…
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Zopa transfer out issue
Hi, I'm trying to transfer a Zopa cash ISA out to a new provider (Tandem). My problem is that Zopa don't seem to provide any identifying information for the ISA (no account number, sort code, or roll/reference number). Tandem's suggestion was to use zeroes for the first two, and NI number for the reference, but this has…
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ISA advice needed please
I am looking to open some fixed rate cash ISA accounts, and Santander are giving e-vouchers for transferring money in from other cash ISA's in full. I currently have easy access ISA with Chip (£10k) and Moneybox (£20k) which I am happy to lock away for 3 and 5 years. Problem is, I can't see Moneybox on Santander's transfer…
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Cash ISA transfer - Charter to Vanquis
Has anyone experienced a Cash ISA transfer from Charter Savings Bank to Vanquis Bank? How long did the transfer take?
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Consolidating ISAs?
Due to receiving a small inheritance in stages last year, I have the following ISAs which all mature at different dates between now and the end of June, £6950 in serve and protect CU, matured £5031 Coventry BS matures 31st May £3500 Nat west fixed rate iSA matures 25 June I also have £10893 in Leeds BS 3 year fix matures…
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Trading 212 Cash ISA - Best rate for new customers only
Has anyone on here who had previously benefited from a boosted introductory rate for a cash ISA with Trading 212 successfully managed to sign up again and got another boosted rate and if so, how did you manage to do it? Obviously you can use a different email address but ultimately your name and NI number would have to be…
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Trading212 Cash ISA transfer out
I have a trading212 cash ISA which I have requested to be transferred out (via the new provider). According to the trading212 help they would notify me and ask for approval, neither of which has happened yet after a week. I tried asking their online help on chat but they are not answering which is another issue. Has anyone…
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ISA flexibility: withdrawing current tax-year subscriptions and replacing elsewhere
Is my understanding of new government legislation correct? I deposited £15k into a flexible ISA this tax year (bringing my allowance down to £5k) I withdrew £15k from this ISA this tax year (restoring my allowance to £20k) I can now deposit a total of £20k into ANY ISA of my choosing (not just the ISA I made the withdrawal…
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Anyone successfully using the Monument app on an iPad?
I would like to apply for a Monument cash ISA using my iPad Pro. It is at the latest iOS version. I use it to host all my other eBanking apps. I am aware that the app FAQs on the Monument website state "We do not recommend installing the Monument app on a tablet device." All goes smoothly in the setup until I reach the…
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Transfer Tembo to Monument
Hi, Is it possible to transfer a cash ISA from Tembo to Monument? They (Tembo) do not appear on Monuments list of providers when I go to set up the transfer. Thanks in advance, chaotic_j
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Santander ISA
Hi all, with this ISA, can you apply, open and fund all online, or does it involve sending forms off? I normally use app based ISA's like T212. At the end of the term, can you transfer it to another ISA online or will it involve a call/visit to a branch? Thanks
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2026/2027 transferring a cash ISA from Trading 212 to another provider
Hi all. I'm looking for a cash ISA provider that will accept transfers of an existing ISA from Trading 212. I tried Virgin Money, but their list of providers that they'll accept transfers from doesn't include T212. Someone recommended Principality Building Society; I've spoken to them, and they confirm that they can't do…
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Virgin Cash ISA Stopped Receiving Interest
Last year I set up a Virgin fixed rate ISA with monthly interest. This went ok and I received the monthly interest as expected. However, I have just realised that I have had no interest since October last year. The ISA matures in June this year, so I was going to wait and see what happens. Has this happened to anybody else?
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Transfer Out Plum ISA
Has anybody successfully transferred out a Cash ISA from Plum? I initially opened an ISA with Cynergy Bank but as part of the account opening, Plum (Plum Fintech Ltd (Saveable Limited - FCA: 739214)), wasn't listed. I contacted Cynergy once the account was open, only to be told they only accept transfers from institutions…
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Best Cash Isa rates
Hi. Looking to ensure the best place for the cash as the new tax year is looming large, and I see the best rates - Trader 212 and Leeds BS are similar to Chip's rates, but Chip is nowhere to be seen in the table. Is there a problem with Chip that would exclude them from the table?
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are there any companies accepting online electronic transfers from trading 212
My introductory rate has now ended and i want to transfer my existing ISA. I also note that some companies rate for a transfer is less than a new isa. is it possible to transfer an isa to a new provider and at the same time set up a new isa as a new isa with a new provider to benefit from the higher rate. i have put in…
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Trading 212 cash ISA bonus clarification
Just wanted to clarify that fior my son to get the 1.02% bonus on top of the 3.6% advertised rate it required him to enter an MSE related code. This is not obvious from the MSE webpage which just mentions can apply online or via the app (my son did the latter). If he had used the website link then it would have been…
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compensation for LF Woodford Equity Income Fund
I had invested in this via the Bestinvest platform, what is the process by which compensation is paid and how much?
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Removing/Returning cash from a flexible ISA and starting new ISA in same tax year
Hi, I have a Zopa flexible ISA that allows me to return cash I have removed from it as long as the transactions are in the same tax year. If I remove cash from this ISA can I still return the removed value even if I open a new ISA with a different provider (to the full £20k amount say) in the same tax year? ie in Tax year…
