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We want to hear about your Lifetime ISA (LISA) experiences
Are you planning to use your Lifetime ISA (LISA) towards your first home? Have you used one already, or tried to? We’d like to hear about your experience.Got a second-hand story about a friend or relative using a LISA? We'd love to hear that too. Or better yet, ask them to register for a Forum account and post about it…
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ISAs & Tax-free Savings Sticky
💷 Forum threads on this topic which you may find useful: * Tax Free Savings Guide Discussion Area * Lifetime ISA Discussion Area * Help to Buy ISA Discussion Area * Stocks & Shares ISAs Discussion Area * Cash ISAs: The Best Currently Available List * Transfer Cash ISAs Discussion Area 💰Helpful content from…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2026/27 tax year. **As with any financial product, before opening an…
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ISA from different years in one pot
I have three ISAs with one bank, Zopa. One matured and went to instant access. Tried to transfer to a different bank with a higher interest rate. Apparently I can’t move the instant access one without transferring my other two ISAs which are fixed term. So I would lose 90 days interest on both of them. This is apparently…
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ISA transfer out from Plum and Trading 212
I want to transfer out my cash ISAs with Plum and Trading 212 but am having difficulty finding a provider who is able to accept a transfer in from these companies. Anyone been in a similar situation and found a suitable provider?
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Cash ISA palaver (my mistake)
With £52,000 to place into a savings account which would allow one or two penalty-free accesses a year, I opened a Virgin Money Double-Take E-Saver and, because my nominated account provider only allows £25k payment out per day, successfully transferred the first £25k over. The next day I tried to move another £25k and it…
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2026/2027 transferring a cash ISA from Trading 212 to another provider
Hi all. I'm looking for a cash ISA provider that will accept transfers of an existing ISA from Trading 212. I tried Virgin Money, but their list of providers that they'll accept transfers from doesn't include T212. Someone recommended Principality Building Society; I've spoken to them, and they confirm that they can't do…
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Santander Fixed ISA
Hi, I wasn't planning to go with a fixed but I have emergency funds and worst case, I withdraw it and lose £300 in fees. Interest rate is 4.5% and a £50 Amazon voucher. I have some questions though - Is it completely online? As in I can set it up online and fund it from another bank account online? Although the interest is…
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Take Money Out of ISA
I Have a Ford Money Flexible ISA, with past years contributions in the account. No money as been added this year. If i opened another ISA with another provider, could i remove the full £20k from my Ford Money ISA without the need of a transfer. Thanks
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T212 and new tax year?
Hi, I opened my first ISA with T212 in March 26 with the full allowance, now I have a new allowance, is it best to add it to the already opened T212 or do I need a completely new provider Thank you.
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Tembo Money Cash ISA Advice
I'm thinking of opening an ISA for this year's tax year with them. Looks to be unlimited withdrawals but not flexible. Is this similar to Moneybox in how it works? All online and transfers electronically? Have there been any issues transferring from Tembo to another provider? Thanks
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Virgin Cash ISA Stopped Receiving Interest
Last year I set up a Virgin fixed rate ISA with monthly interest. This went ok and I received the monthly interest as expected. However, I have just realised that I have had no interest since October last year. The ISA matures in June this year, so I was going to wait and see what happens. Has this happened to anybody else?
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Santander ISA query.
I want to transfer my Trading 212 ISA from a previous year to Santanders new 1 year fix at 4.5% with £50 bonus. However Santander says I can only transfer into a Santander ISA. I have already opened an ISA with Prosper and used my full £20k allowance for this year. Can I open a new ISA with Santander with a zero balance…
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Help with recent new rules on cash ISAs please
Hello, I want to take advantage of the Santander 1yr fixed rate cash ISA @4.5% with the £50 gift card for transferring from a different provider. . I only want to transfer £10,000 across and know that the original account needs to be closed via the transfer process. I have a few flexible ISAs with Virgin Money, but most…
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Cash ISAs paying in - best rates help
Hi all, I currently have a t212 cash isa , the intro rate will soon fall to 3.60% this month I am a bit overwhelmed but trying to navigate, hence seeking pointers/advice to look at please 🙏 Some isa providers have reduced transfer in rates eg Plum transfer in - 4.08% not their 4.61% advertised. I’m a bit confused by this-…
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Stocks & Shares ISAs
Hi! This is the discussion thread for the Stocks & Shares ISAs guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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ISA allowing partial transfers in question.
I have a substantial S&S ISA with Interactive Investor, and I am looking at selling around 60k worth of stock to keep the cash under the ISA umbrella. I've spent hours trawling through different ISAs to find a provider which will allow partial transfers in. I thought I had it sorted when looking at the Santander 4.5%, plus…
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Trading212 Cash ISA transfer out
I have a trading212 cash ISA which I have requested to be transferred out (via the new provider). According to the trading212 help they would notify me and ask for approval, neither of which has happened yet after a week. I tried asking their online help on chat but they are not answering which is another issue. Has anyone…
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ISA advice needed please
I am looking to open some fixed rate cash ISA accounts, and Santander are giving e-vouchers for transferring money in from other cash ISA's in full. I currently have easy access ISA with Chip (£10k) and Moneybox (£20k) which I am happy to lock away for 3 and 5 years. Problem is, I can't see Moneybox on Santander's transfer…
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Transfer Cash ISA away from Zopa
I'm sure people have had issues with this in the past so wanted to check I am doing things right. I find the Zopa "pots" arrangement all very confusing. I have a Zopa ISA Savings pot - this was a 1 year fix which is about to mature, and I wish to transfer it somewhere else. I also have a non-ISA regular access pot which I…
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Zopa transfer out issue
Hi, I'm trying to transfer a Zopa cash ISA out to a new provider (Tandem). My problem is that Zopa don't seem to provide any identifying information for the ISA (no account number, sort code, or roll/reference number). Tandem's suggestion was to use zeroes for the first two, and NI number for the reference, but this has…
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Cash ISA transfer - Charter to Vanquis
Has anyone experienced a Cash ISA transfer from Charter Savings Bank to Vanquis Bank? How long did the transfer take?
