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Paying HL ISA fees

I periodically top up my HL account with a few £ to cover the fees on my stocks & shares ISA, the money sits separately from the ISA and fees are paid from this.
However I’ve noticed that any amount I top up with comes off that years ISA allowance.

Is there a way to fund the fees without it affecting my allowance please?

Comments

  • JGB1955
    JGB1955 Posts: 4,009 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper

    I have a GIA sitting alongside my S&S ISA and the dividends earned in that pay my fees. I make sure that those dividends are, themselves, free of tax by keeping them below £500 p.a.

    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • Ayr_Rage
    Ayr_Rage Posts: 3,950 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    When I was with HL there was option, somewhere in deep in the menu, to pay the fees by Debit Card and that never went to my annual allowance.

    Laterly, I had dividends automatically reinvested and the fees were taken from the cash balance where the dividends were held.

  • DavidT67
    DavidT67 Posts: 682 Forumite
    Part of the Furniture 500 Posts Name Dropper

    You should select the appropriate setting to have ISA & LISA fees collected from the uninvested cash in your fund and shares account.

    Portfolio overview | Account Settings | Fees | Fees Collection | Edit Options | Collect from outside account where possible.

  • LeadFarmer
    LeadFarmer Posts: 106 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker

    Thank you for this, I have just gone into my account and made the amendments so it now looks like this....

    Screenshot 2026-03-18 at 20.22.07.png
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