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Shawbrook Bank - how do they get away with it?
I had a 1 year ISA, maturing on 10th April 2026. In March they asked me what I wanted to do with the funds. As they didn't have any decent rates I informed them, with 30 days notice, that I would be transferring all of the funds out of the ISA on maturity. The ISA transfer was pending for 30 days. I would have thought a…
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Computershare-AstraZeneca problems
Has anyone else had problems with their AZ shares being transferred to Computershare? Some of my shares are listed correctly as ordinary shares with the correct market value, but others are given a value in euros, way below the current market value. Computershare cannot explain it and it is impossible to contact anyone in…
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Seeking clarification regarding FSCS protection for funds in a Stock & Shares ISA
Hello. I'm considering opening a Stocks and Shares ISA with a view to eventually maxing out my annual ISA allowance, which is currently £20,000. I have no other ISAs currently. I am somewhat confused as to how FSCS protection works with regards to money invested in an S&S ISA. On the FSCS website, there is a page which -…
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Freetrade 1% Cashback on S&S ISA Transfer.
ISA Transfer was completed abouta month ago and the offer rewards tab on their app shows this … Has anybody else completed the transfer and hsve a tick for point 2 above? Transfer is definitely covered for the offer…
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best way to save
hi i would like to save 50% my net income as a good habit where i work allows me to use commsave credit union i also know there are regular savings accounts what would be the best option in some ways i like the money to be saved before i get access to it as i am not always disciplined to transfer myself also how about a…
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Buying gilts - which platform to use?
I am considering buying some (conventional and index-linked) gilts and am not sure about which platform to use. It seems that Fidelity don't offer gilts at all (only gilts funds and ETFs), whereas Scottish Widows (formerly iWeb) offer them. Any other platform which offers gilts? Thanks for the help!
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Trading 212
Just spent a fair amount of time going three quarters way through the process of opening a Trading 212 acc ISA , inc. reams of conditions etc, only to find after taking my id selfies, I needed my phone to do a Q scan to get any further because I needed a code from it , and I havent got that smart a phone ! Anyone found…
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Clarify 30 day rule on stocks and shares
Hi there I sold some S&S - a Vanguard ETF - from within a T212 GIA (gain not subject to CGT as well under the £3k), in order to rebuy within my ISA. Am I correct that I cannot buy the same ETF in the GIA again for 30 days without this having a CGT implication later on? So if I want to buy in my GIA either wait until the 30…
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Maths question
I have £2400 in an instant access savings accounts with a bank This instant access account pays 1% If I open a Regular Saver at the bank which pays 6% and transfer £200 a month over am I right in thinking that my interest rate on my £2400 will be (6+1)/2=3.5% Assume I will pay all 12 payments across to the regular saver…
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Selling shares in certificate form
Really need to sell my very small holding of BP shares that I have as a certificate (bought way back in 2008 roughly). I used to use x-o but have only just discovered they've closed (I got no e-mail about that happening). Where can I sell these shares now?
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Cynergy Issue 96 Available - 4.22%
Just a quick heads up to Cynergy customers. They have released Issue 96 paying 4.22% instant access. My bonus was approaching expiry so jumped across.
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Post Office savings account
Just opened Post Office instant access savings account. When I tried to tfr. money into it from my bank - I got error msg. from my bank saying cannot confirm destination account details. I phone Post office & their explanation was because Post Office is registered in Republic of Ireland. Seems little strange to this…
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Children's Inheritance
My husband died recently and left money (approx £8k each) for his niece & nephew (8 and 14 years old). I am to have control over this until they are 21. The money will be theirs at 21 however he had specified he wanted this to cover driving lessons, money towards a car or house if applicable before they reach 21. I do not…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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Transferring a S&S ISA (to Trading 212)
Hi all, i suspect I know the answer to this, but have never done it before so wanted to check. I have a small Santander S&S ISA with approx £7k currently invested in: SANTANDER GO GLOBAL EQUITY "RKP" (GBP) ACC Santander MyWealth Progressive Fund R and Santander MyWealth Balanced Fund R I would like to open a Trading 212…
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Being nosey... How many Regular Saver accounts do you have?
For ease of finding the RS League Table that Bobblehat compiles, I've added it to this 1st post. The updates will appear here periodically rather than embedded in the thread and a post will be made to the latest page to announce an update. Please send your data as usual and it will appear in the next update when it's…
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Ulster bank limited edition saver. ADVICE
Thinking about my Ulster Bank Limited Edition Saver! 🤔 It started with great interest, but now it's at 4.17% with a £5,000 minimum. Is it still worth it, or should I explore other options? #Savings #Banking #Money
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Shares in Telewest Communications Plc
Hi, I have a shares certificate dating back to 1997 for Telewest Communications plc. I cannot find the registrar to see if they are of any value, does anybody know who the registrar is please. Thanks. P
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Treasury Gilt vs Treasury Stock - difference(s)?
I've just noticed that most government bonds are issued as Treasury Gilt (e.g. TE28 - 4 3/8% Treasury Gilt 2028) but some are issued as Treasury Stock (e.g. TR38 - 4 3/4% Treasury Stock 2038), but I can't work out if there are any differences between how they work and underlying risks. Anyone with some info on this? Thanks…
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Stockbrokers for Investment Clubs Sep’25
I’m a member of a longstanding Investment Club. Our Broker, ii, has just given us 2 months notice that they are ceasing service for Investment Clubs. Can anyone suggest an alternative Broker please?
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
