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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Tenant refusing to pay rent
Dear all, I have a tenant living with partner and her son in my terraced house. They have been there for about 6 years. We now need to sell the house and we have send them all the right documentation to this regard, by post and email and they are not happy so they have not paid this month rent and they will probably not…
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MSE News: How PM Law's abrupt closure has left house purchases & sales in the balance
Tens of thousands of people across the country using PM Law Group for house sales, purchases and more have been left in the lurch after the firm's unexpected closure. Former clients of the shuttered conveyancing and personal injury law firm say they're struggling to reclaim funds and case files. Here's what's happened and…
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Why does my landlords referencing agency want my NIN?
I am not comfortable providing my National Insurance Number (NIN) to random companies as I consider it a significant invasion of privacy. Given how frequently data breaches occur, I do not feel safe handing over such sensitive information. What exactly can be accessed using my NIN? Specifically: can they see whether I am…
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Land Registry ID1 form online - recommendations?
Can anyone recommend an online service for the land registry ID1 form (aka ID5)? And the cheaper the better, this is MSE after all. I've seen one that says £59 but that changes to £69 on later pages, and it requires proof that everyone is linked to the property which seems odd and I'm not sure exactly what that means. The…
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Tenancy change following bereavement
Sadly my wife died recently. I notified the estate agent as we had a joint tenancy and that has to be changed to me being sole tenant. I expected it to be quite simple. My wife's name being removed, mine staying on and otherwise carry on as before. Instead today I've received a totally new contract due to start in the…
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Can I sue the previous owner?
Hi. I bought a house, just over a year ago that has a large garden. I’ve been doing some maintenance in the garden and have discovered that the previous owner has buried a large number of items in the land. So far I’ve found a fridge/freezer, about 12 used tyres, rubber bases that you put heras fencing into and some car…
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Future CGT on second home - what is purchase price based on?
Hi, I am hoping to buy sibling out of my late parents home as a second property (with a buy to let mortgage). We have a RICS valuation, IHT valuation based on two or three estate agent valuations, and the price I've agreed with sibling which is somewhere in between. House was on market for sale briefly at less than the IHT…
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Leasehold flat, cost of replacement communal door seems excessive
I’d love to get some opinions. I’m in Kent, south east England, I know everything is expensive here. I own a 2 bed flat, ex council now owned by housing authority who have a habit of putting rather unsavoury characters in our building, and therefore, our front and back security doors get damaged frequently. I’ve received a…
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Offering on a new house before mine is sold?
I'm aware I'm in a weak position. Still, I'm interested in offering on a house I really like in a new area and my house is on the market, has gotten 4 viewings in 2 weeks, but no offers yet. I've read I can make a "contingent offer" on the new house, though. Seems likely to sell in the next couple of months. Is this a good…
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Solicitor did not send application to Land Registry
In February 2022, I purchased a new build property, but I've recently learned that the conveyancer didn't submit the transfer application to the Land Registry. The following year, in April 2023, they emailed to say registration hadn't been completed because they had requested an electronic signature, which wasn't…
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Buy to let mortgage with main house protection.
hi All I have my home nearly paid off (15 percent left) and consider taking second mortgage to finanse much cheaper buy to let property. I have to be 100 percent sure about potential worst case scenario if things go wrong with the buy to let property and it has negative equity can i be chased by the bank on my main…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Help please.
we are in the process of buying a property as our family home and we believe the house might have Japanese knotweed can anyone advise if it is from these photos please? thank you in advance for any help
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Selling my house to move into my boyfriends??
Hi Im a 29F with a 28 year old boyfriend. We have been together just over 2 years. We are in a serious relationship and have both been very clear from the beginning that we both want the same things in life…marriage,kids etc and have been very happy together We both own our own houses…mine is a small 2 bed (i bought this…
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Potential new rental confusion - complicated situation
I'm looking at signing a new rental agreement and I'm unsure about how the new laws will affect me. Last year we had to move from the flat we had been renting for 15 years as my landlady sold it. We've since been living (myself, working full-time but on a low income and my full-time student daughter) in a small one bedroom…
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Selling my house to buy myself a flat and one for my son
Hi own my house outright mortgage paid off. What is the best option for me, I want to sell my house and buy a flat for myself and a flat for my son who will be a first time buyer. Can you please give me some advice on what is the best way to do this.
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Stamp duty question
Hi, probably a simple question for someone here. If I own a property and want to purchase a second property to live in, (i.e. a main residence) while renting out the first property, would the new property classify as a 'main residence' or a 'second property'? I'm asking as there is a big difference in £££ between the two,…
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Buying house leasehold after being auctioned
Hi, I wonder if you can help me please. I'm starting a separate thread as most of the advice here seems to be geared towards flats, whereas this is private property with a small mortgage. I own a semi detached with a 100 year lease taken out in I believe 1966 (the actual house was built in 1968) and pay £32.00 per year in…
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No heating or hot water since 11 September 25
My disabled (enhanced rate PIP recipient) pensioner (70 years old) partner has had no heating or hot water in his Housing Asosiation flat since 11 September 2025, due to a problem with the communal boiler. The association are seeking quotes for repair replacement. The costly rent at the property includes the central…
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Questions about The New Homes Group.
I have a few questions about a company called The New Homes Group [TNHG] and I want to see if any of you have come across them and if you have what you have to say. My situation is as follows - My partner has viewed a house and wants to purchase it. The house is in Witham, Essex. It is marketed by a local estate agent but…
