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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Council Tax - What if my partner moves into the annexe?
In short, our house has a furnished annexe, with a separate kitchen and bathroom and (which may be important) a separate entrance door but which is only one step away from our main door. Both me and my husband are registered as owners of the house and the annexe. We have always received two council tax bills, for each part…
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Final stage house selling
We have been in a very long and stressful house selling journey, fell through once and sold again and now have had several times 'exchange will be next week' and 3 different completion dates. I just want it all over. We have never sold a house before so the whole process is new, can someone explain a bit more about the…
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Solicitor inappropriate questions?
My daughter in law (E) is buying her first house. I myself have moved many times, and worked as an estate agent back in the 90s, and am puzzled by things that are happening to her, causing her some distress. 1. The solicitor has asked for access (via the banking app) to her and her husband’s bank accounts. In the first…
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Buy new house now, sell old house later.... how?
Hi, I'm looking to move house this year. I've found a house which would be ideal for my needs, but I'm not quite ready to sell my current house yet (need to do some tidying up/minor renovations). I need to use the old house as collateral against a mortgage on the new house… Some numbers, approx: Current house value ~£200k,…
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Reclaiming my goods after a eviction
Hello all any advice to my dilemma would be really helpful i lived in rented property from a private landlord with my mother who was the sole name on the tenancy agreement. That tenancy ended in January exactly on my 18th birthday when my mother ended the tenancy agreement. Because i was then 18 my mother just said i…
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How do I remove an unwanted guest living in my caravan in the garden?
I have read through another thread where a person had someone living in a room in their house and refusing to leave. Changing the locks seemed a strong recommendation. My problem is slightly different because the person is living in my caravan in my garden. She came seven years ago for a few weeks while she sorted out…
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Charge on property.
If someone lends someone else money, and has it secured on their property, where does this show up? This was prob around £100k, and arranged correctly using a solicitor. The loan was used by the homeowner to invest in a property business. Nothing in the title deeds afaIk. Ta.
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How is this not illegal?
My front door, and every door in my block that I've looked at, has a mortice lock which requires the key to lock and unlock it from the inside… Imagine if there's a fire and I need to get out, only to realise I can't find my keys. So I am leaving the keys in the lock whenever I'm in the flat, but this isn't really a…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Help! Rent-a-Roof Solar Panel Dilemma
Hi. I’ve been house-hunting and found a great property – but with rent-a-roof solar panels. I’ve read lots that says “don’t buy”, but Freetricity advise this lease only has six years left (just over 20yrs in total). I’d hope not to be selling onwards during this time, so I’m not considering the expense of a buy-out. I need…
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Renters' Rights Act and Fixed Term Contracts
Hi everyone. I'm between properties and i need to rent somewhere - i've had an offer accepted but the Agent wants a fixed term 12 month contract. I'm under the impression that come the 1st of may then and AST reverts automatically to a periodical one. It seems wierd with this in mind that they are asking for a 12 contract.…
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Staircasing for £nil valuation - cladding hangover - advice please
I'd like some advice on the following situation please as I can't find the same anywhere else - not even Mr Google seems to be able to help with this situation: Background Shared Ownership owner of 30% share (SO). 70% owned by a Housing Association (HA). In early-2019, SO finds out building covered in non-compliant…
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Solicitor v conveyor
Hi does anyone have experience of dealing with an online conveyancing company over a local solicitor? I'm wondering why most of the online quotes done on a comparison site are coming back more then £1000 cheaper than ones from a local solicitor? Anyone got any recommendations for either within north Somerset please?
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EPC ...not sure how this would work out
I bought my house approx 25 years ago before EPC were around. Its a 1920s semi, a large ex-semi detached, previously a small guest house. New boiler and UPVC windows fitted in 2014. Also, got roped into the cavity wall insulation sales blurb, but then had it removed due to casuing damp. No GCH upstairs, just ground floor…
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Buying a house with Bitcoin (partially)
I bought some Bitcoin half way up the last price surge and sold near the top. Paid CGT. Had the funds in a deposit account for the last year or so. Now looking to buy a house, gains from the bitcoin speculation will fund a small proportion (maybe 25%) of the house price. I just found out that the conveyancer that I…
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How to find a structural engineer
You'd think this would be easy but no. I went to the Institution of Structural Engineers (IStructE) and used their "find an engineer" function. There is apparently no engineer firms within 100 miles of my postcode (Dorset). I called them because I didn't think this could be right and the person on the phone says it is.…
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Land missing from title-future lending problems?
We are buying a property, using a bridging loan, as its being sold under auction conditions. The property has two separate title deeds and the current owners have lived there since the 50’s. They bought the second title in the 70’s (im mentioning this as its before it all went digital) which is ajoining and used as a…
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2011 change to house buying contracts passing risk to buyer. Why?
In 2011 the rules governing house sales changed to say the buyer takes all the building risk after exchange. This means the buyer still has to complete even if the house burns down between exchange and completion. Yes, I know you would buy insurance to cover the risk, but I'm not sure I would be happy having just spent all…
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Stamp duty - transfer of equity.
Background - Ive just transferred 50% equity to my partner for 50% of the original cost ( bought last year ) No mortgage. The conveyancer did the transaction as myself as vendor then myself and partner BOTH as purchasers. Stamp duty calculated on his 50% consideration = all cool. Situation related to my question … However…
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Saved £400+ by doing my own new build snagging
Hi all, Moved into a new build last year and like a lot of people on here, I looked into professional snagging companies. Quotes were coming in between £300-£600 depending on the company, and honestly for a 3-bed it felt steep on top of everything else we'd already spent. I decided to do it myself but quickly realised the…
