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The Save £12k in 2025 challenge
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#48 Nov saving - £1,600 please.
Thanks for managingMFW 26 #32 £1,801.64/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000
Save £12k in 2026 #32 £4,000/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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My last update for 2025 is an additional £500 to make my total up to £15000 for the year so 125% of target. Spreadsheet updated.
Just a few more weeks to go now.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£2000
365 day 1p Challenge 2026 £667.95/£165
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php4 -
#14 declaring £2247.73 for December
Which should bring me to £19,041.66 for the year. Next year is going to look very different as I'll be moving, so need to figure out a sensible target!
£12k in 26 #14 £3708.19/£12k 25 #14 £19,041.66/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k1 -
@Van_Girl - we have a difference - we have £19,947.11 a £5.45 difference. Here's the spreadsheetVan_Girl said:#14 declaring £2247.73 for December
Which should bring me to £19,041.66 for the year. Next year is going to look very different as I'll be moving, so need to figure out a sensible target!Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here1 -
WOW! Combined, we've saved over half a million in this years challenge
Should we try for 600k next year?
That's certainly insired me to try and save as much as possible again next year, although I would be very surprised if I managed the 12k target, but I do love a good challenge! # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1363.96 / £2026 (4)2 -
Ah, in my records July should be £1320.23 - I can see I declared early and then something must have changed! Sorry about that
£12k in 26 #14 £3708.19/£12k 25 #14 £19,041.66/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k2 -
KrsyW #59 reporting £625.89 for November
Emergency Fund: £15,000/£15,000 Mortgage Overpayment Fund: £36,000/£72,000
Mortgage: Current End: Nov 47 Target End: Apr 34 Current End Inc Overpayment Fund: Sept 432 -
Does going into my third year make me a regular!? I don't mind switching numbers, though I have enjoyed a nice round one this year!Suffolk_lass said:I've started a draft spreadsheet, so I have moved up all the people who have posted to here. I've filled the top range of "holes" and I am down to some regulars who haven't commented yet.
Whilst I've been pretty consistent (and just above target) the last couple of years, 2026 will see a big shake up to our finances as we're taking on some additional mortgage, which is totally manageable (touch wood) but may reduce my ability to foresee what we can save through the year against new budgets. It will be an interesting one to look back on this time next year for sure!Debt Free I FFEF I Building Savings I 2026 Plan:- 25/26 Pension £3,100/£3,100
- Regular Savings £2,090/£6,900
- Slush Fund £3,410/£10,000
Save £12k in 2026 - #17 - £8,600/£20,000 (43%)0 -
Spreadsheet updated.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£2000
365 day 1p Challenge 2026 £667.95/£165
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php0 -
I would love to join next year too pleaseThe 365 Day 1p Challenge 2026 #26 £288.45/£667.95Save £12k in 2026 #12 £4242.32/£7500
Car Loan Dec 25- £14,114.74 (60mth)
Jan 26- £9857.07 (42mth)
Feb 26- £6438.83 (28mth)
Mar 26- £5930.87 (26mth)0
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