The Save £12k in 2025 challenge

Topscooby

Hey @enthusiasticsaver and @Suffolk_lass

Could my total for the year be confirmed as £12850 please?

In my post dated 2nd December (on page 64) I declared £850 for December with the possibility of more before the end of the month. And then, a few posts above, I declared a further £1000. Totalling £1850 for December please.

Many thanks 

Andy 🙏

enthusiasticsaver

Hi @Suffolk_lass I think you already know that I would like to rejoin the challenge and thank you for taking over setting up the spreadsheet for 2026.  I am still happy to help with updating if you give me editing rights to the new spreadsheet. I am happy with #1 as now or you can demote me to #2 if you wish .

Congratulations to all who have finished so far and less than  two weeks left of the year.  I thought it might be nice to share hints and tips of things that have encouraged us all to save over £543k collectively over the year and the savings/investment vehicles we use to store our hard earned cash.  

Personally the things that I do to build up savings are

1  Budget and move money over to savings at the beginning of the month when I work out my monthly forecast
2  Use regular savers and my cash ISA as they usually offer better interest rates and I am less inclined to withdraw from there. 
3  Be more selective about things I buy not only from an environmental standpoint but also financial. 
4  Set a savings goal which is usually a trip which is where most of our disposable income goes. 

The savings and investment vehicles I use are 
Cash ISA
Regular Savers
Instant access saver

We have an investment ISA but are drawing down from that as we are in our retirement phase so I do not add to that. 

Feel free to share any comments/suggestions or things you have found difficult about saving this year.  I know that for many job losses, the cost of living crisis and other wider economical issues make saving difficult for many. 

Happy Christmas to all and hope 2026 is kind to you. 

Jellybaby

#26 Jellybaby ending the year with £750 for December.

I definitely want to be included in next year’s challenge and I’m happy with any number 😁. 

Massive thanks for the hard work put into keeping it all running smoothly and to all the other posters for keeping me inspired. 

1stTimer

Suffolk_lass said:

Suffolk_lass said:

Sandyra said:

please could I join for 2026 and have the same number to match my MFW one which is #32 if possible.

thank you 

Yes, I can try to do that!

It depends on @1stTimer who has had that number this year. I hope they are happy to rejoin and move (to a lower) number. I can see why you want it.

My thinking is that @Cassingtonbear (not seen on the forum since early October) might not be joining in so @Kim_13 would move there leaving a gap at 12 for a rejoiner 

I am good to take any number next year 👍

t2rry

Suffolk_lass said:

Sorry @jeordiejon and @Hellesbelles I think I was having a moment. Looking at two spreadsheets and not checking the names for the recent posts. And @T2rry - I would like to move you up into the teens, as never sure we will reach 50 - shout if you want a 0 on the end

Very happy with that! I will take what I am given because otherwise you'll receive a breakdown of numbers I do and do not like, which is based on nothing but a slightly unhinged personality!

Suffolk_lass

OK the 2026 thread is up and ready to go - here is a link for you!

1stTimer

#32 £1473.29 for December Please

£82.33 Interest Earned
£950 Regular Savers
£3.12 Cashback
£3.50 Lottery
£67.25 Topcashback
£17.09 Curious Cat
£350 leftover wages

Thank you for running this, it has really helped me get on track for bigger life goals 👍

Suffolk_lass

1stTimer said:

#32 £1473.29 for December Please

£82.33 Interest Earned
£950 Regular Savers
£3.12 Cashback
£3.50 Lottery
£67.25 Topcashback
£17.09 Curious Cat
£350 leftover wages

Thank you for running this, it has really helped me get on track for bigger life goals 👍

You absolutely smashed your target this year @1stTimer - well done. Just under 250% of your target! 🎉🎉🎉

1stTimer

Suffolk_lass said:

1stTimer said:

#32 £1473.29 for December Please

£82.33 Interest Earned
£950 Regular Savers
£3.12 Cashback
£3.50 Lottery
£67.25 Topcashback
£17.09 Curious Cat
£350 leftover wages

Thank you for running this, it has really helped me get on track for bigger life goals 👍

You absolutely smashed your target this year @1stTimer - well done. Just under 250% of your target! 🎉🎉🎉

I owe it all to this thread and the regular savers thread, both really made all the difference 🥳🍺

Kim_13

#12 Kim_13 £1,022.06 saved in December