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The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
The Save £12k in 2025 challenge
Comments
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#13 nothing saved October November December. Because of a house purchase and having to pay a second mortgage. Hopefully will be able to sell the old house in the spring.
The money saved in the first half of the year mostly went to the new house.No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.2 -
#35 TinaBallerina reporting £254.40 for November and £250 for December to finish off the year. Thank you to @Suffolk_lass and @enthusiasticsaver for running the challenge this year. Happy new year to you all and I hope that 2026 is kind to you.2
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GOAL:- £400k in Savings by March 2026 SAVINGS: – £392,951 COMPLETE GOALS - Debt Free, Mortgage Free, £350k Savings Save 12k in 2025 #41 = £26,473 / £25,0002
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#22 declaring £5,773.24 for December 2025.
This should make my grand total for the year to be £42,773.24. This is because most months I was rounding down to the nearest £1,000.2 -
#12 £5 to add for me as NatWest Rewards hit my Digital Regular Saver today, so £1,027.06 is the final total for December
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Thank you @Suffolk_lass and @enthusiasticsaver for managing this year. Managed to find the last £600 to make a grand total of £20,000
this year (£2,400 for December). See you on 2026 challenge! Happy NY everyone.MFW 2026 #32 £XXXX/£6,000; MFW 2025 #32 £8,673.16/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2026 #32 £XXXX/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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#18 with final amount for 2025 posting £1095.14 saved for December. Thanks enthusiasticsaver and Suffolk_lass for running this thread. See you over in the 2026 thread next year.It is the job that is never started that takes the longest to finish. Tolkien.Save 12k in 2025 No 18 365 1p challenge 2025 No 21
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no 11 £500 for December please
Happy New Year to you all. See you in 2026!1 -
Spreadsheet updated.
Happy New Year to you all.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£667.95
Save £12k in 2025 #1 £12000/£150000 -
#12 Sorry, yet another update - forgot about interest being added to my ISA today as it matures tomorrow. £96.35, so December's total becomes £1,123.410
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