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The Save £12k in 2025 challenge
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I've started a draft spreadsheet, so I have moved up all the people who have posted to here. I've filled the top range of "holes" and I am down to some regulars who haven't commented yet.Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here1 -
That’s awesome, many many thanks @Suffolk_lass This gives me even more incentive for 2026.Suffolk_lass said:
Yes, 6 is fineTopscooby said:Hi @Suffolk_lass For 2026 could I move to a low as possible number please? Ideally, number 6 but I understand this may not be possible. Preferably, an even number to satisfy my ocd too!Thanks
Andy
£12k in 2026 #6 ( £9,600 / £12,000 )
£12k in 2025 #27 ( £12,850 / £12,000 ) Goal surpassed 🙏
£12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )0 -
#16 with a correction for September and a couple of updates after that;
September £1501.45
October £1071.60
November £2218.472 -
#47 reporting £669.60 for November.
Less than I'd hoped as I had to help my DS with a financial hole he'd got into.Declutter 2024 :277
Save £12k: #47 £4757.58/£12000
Grocery challenge: £2080 pa, bulk buy £520 pa2 -
I'd like to join again next year as it definitely helps although £12k may be a stretch as I'm dropping a day at work.Declutter 2024 :277
Save £12k: #47 £4757.58/£12000
Grocery challenge: £2080 pa, bulk buy £520 pa1 -
Thanks Suffolk_lass - I'd like to rejoin next year please.Suffolk_lass said:I've started a draft spreadsheet, so I have moved up all the people who have posted to here. I've filled the top range of "holes" and I am down to some regulars who haven't commented yet.#15 Save £12k in 2026 £13500/£120001 -
#21 Caeraugirl with £1300 for December, my last payment of the year.#15 Save £12k in 2026 £13500/£120001
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I will also be joining again for next year. Being #12 this year got a little confusing at times given my username has 13 in (happy to take that if anyone is superstitious) but I coped.
Not 100% sure on the target yet - was going to do whatever the Cash ISA allowance was reduced to but it isn't changing yet!
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Yes, easily confused here @Kim_13! Let's see if @Cassingtonbear has a view - they haven't updated since September so may have stopped. I've made a note. If they are coming back the easiest thing would be to swap you two overKim_13 said:I will also be joining again for next year. Being #12 this year got a little confusing at times given my username has 13 in (happy to take that if anyone is superstitious) but I coped.
Not 100% sure on the target yet - was going to do whatever the Cash ISA allowance was reduced to but it isn't changing yet!Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here0 -
#36 with a total for December of £1,210.82. Thanks so much for running this again this year, it's been really useful to keep me motivated.
SSave £12k in 2025
#36 2025: Target £15k / £18,113
#39 2024: Target £10k / £13,623 (exceeded)
#39 2023: Target £3k / £4,415 (exceeded)
MFW member No.56
2025 Overpayment Target £4k / £7,620
2024 Overpayment Target £7k / £7,683 (exceeded)2023 Overpayment Target £5k / £9,358 (exceeded)Mortgage total May ‘23: £119,202 June '25 £92,751 Sept '25 £87,758 Dec '25 £85,595
MFiT-T7 #15
Target £70k2
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