We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

The Save £12k in 2025 challenge

1626365676872

Comments

  • Suffolk_lass
    Suffolk_lass Posts: 10,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've started a draft spreadsheet, so I have moved up all the people who have posted to here. I've filled the top range of "holes" and I am down to some regulars who haven't commented yet.
    Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Topscooby said:
    Hi @Suffolk_lass  For 2026 could I move to a low as possible number please? Ideally, number 6 but I understand this may not be possible. Preferably, an even number to satisfy my ocd too! 

    Thanks 

    Andy  o:)
    Yes, 6 is fine
    That’s awesome, many many thanks @Suffolk_lass  This gives me even more incentive for 2026.  o:)
    £12k in 2026 #6 ( £2,400 / £12,000 )
    £12k in 2025 #27 ( £12,850 / £12,000 ) Goal surpassed 🙏
    £12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
    The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )
  • bsms1147
    bsms1147 Posts: 2,290 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #16 with a correction for September and a couple of updates after that;

    September £1501.45
    October £1071.60
    November £2218.47
  • #47 reporting £669.60 for November

    Less than I'd hoped as I had to help my DS with a financial hole he'd got into.
    Declutter 2024 :277

    Save £12k: #47 £4757.58/£12000

    Grocery challenge: £2080 pa, bulk buy £520 pa
  • I'd like to join again next year as it definitely helps although £12k may be a stretch as I'm dropping a day at work.
    Declutter 2024 :277

    Save £12k: #47 £4757.58/£12000

    Grocery challenge: £2080 pa, bulk buy £520 pa
  • I've started a draft spreadsheet, so I have moved up all the people who have posted to here. I've filled the top range of "holes" and I am down to some regulars who haven't commented yet.
    Thanks Suffolk_lass - I'd like to rejoin next year please.
    #15 Save £12k in 2026 £4500/£12000


  • #21 Caeraugirl with £1300 for December, my last payment of the year.
    #15 Save £12k in 2026 £4500/£12000


  • Kim_13
    Kim_13 Posts: 4,245 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 3 December 2025 at 6:26PM
    I will also be joining again for next year. Being #12 this year got a little confusing at times given my username has 13 in (happy to take that if anyone is superstitious) but I coped.

    Not 100% sure on the target yet - was going to do whatever the Cash ISA allowance was reduced to but it isn't changing yet!
  • Suffolk_lass
    Suffolk_lass Posts: 10,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 December 2025 at 8:52AM
    Kim_13 said:
    I will also be joining again for next year. Being #12 this year got a little confusing at times given my username has 13 in (happy to take that if anyone is superstitious) but I coped.

    Not 100% sure on the target yet - was going to do whatever the Cash ISA allowance was reduced to but it isn't changing yet!
    Yes, easily confused here @Kim_13! Let's see if @Cassingtonbear has a view - they haven't updated since September so may have stopped. I've made a note. If they are coming back the easiest thing would be to swap you two over
    Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • #36 with a total for December of £1,210.82.  Thanks so much for running this again this year, it's been really useful to keep me motivated.

    S
    Save £12k in 2025
    #36 2025: Target £15k / £18,113
    #39 2024: 
    Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £7,620
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k £9,358 (exceeded)
    Mortgage total May ‘23: £119,202  June '25 £92,751 Sept '25 £87,758 Dec '25 £85,595

    MFiT-T7 #15
    Target £70k
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.