The Save £12k in 2025 challenge

Topscooby

#27 Topscooby  £1000 for November please…just one more month left!

Jellybaby

#26 Jellybaby £800 for November please.

Can’t believe we’re almost at the end of the year! I plan to continue saving next year even though I’m retired and still trying to find the balance between saving and spending.

t2rry

#50 t2rry declaring a final £230 for November please
All accrued through round ups
By my record, that should bring my November total to £1930 and my total total to £18,910
Just £1,090 to find through December.  I'll check back in when all my automated savings go out

linz

#39 linz additional £140 for Nov

to make £1240 for Nov

Thankyou 👐

RunsFromRobots

#22 declaring £2,000 for November 2025.

Kim_13

#12 Kim_13 with £638.14 for November

george4064

george4064 said:

george4064 said:

#24 declaring £660 for May!

How the year has gone by. Been very busy, but got a promotion at work in August which should help with extra income going forward and progression. Sorry for not updating these at the time!

#24 reporting:

June - £175
July - £760
August - minus £600
September- minus £2,000
October - £985

Had some work done to the windows over September which took a bit of a dent, and we've got a big trip to HK and Japan booked for early 2026 which we're very excited for. Naturally, both have taken a dent in savings but thankfully all positive!

EDIT: Just remembered that I increased my salary sacrifice pension contributions and have not been counting them towards my savings, this somewhat explains the lower figures. Something to think about next year and whether I start including those pension conts, maybe I just count the conts above and beyond what I put in for the max company match..

Interested to hear how or if others count their salary sacrifice contributions into these saving challenge?

P.S. Ironically, I think this thread flies under the radar a bit more (for me at least) since it become a pinned post this year. Strange!

#24 reporting £620 for November.

Been gradually booking up travel/accommodation for our big trip in the new year, as well as bigger pension contributions means I'm running at a lower monthly figure.

Great work all!

geordiejon

#09 geordiejon reporting for november of £0
a lot of payments going out this month mostly on holidays for next year,will probably fall just short this year but its been fun and its good to know a lot have saved this year during these hard times.

t2rry

#50 t2rry declaring £1,340 for December please.

I will have another update at the end of the month due to Round Ups and other budget savings ( that's optimistic!) but for now, that puts me at £20,250, £250 over target!

For the extra boost that it is worth, I said at the start of the year I wouldn't include interest payments - 

(I also didn't include Round Ups until I realised I could manipulate them to filter more money into our higher interest savings accounts, which thereby took some away from standard savings and felt unfair to not include from that point)

 - Compared to where we stood at the end of December 2024, our savings are actually up £22,600, an additional £2,350 on the savings I have declared here, all from interest and investment uplifts, that feels like a lovely bonus to note.

Hope December treats everyone well, savings and otherwise.

Thanks for running the thread, it's been great to keep me on track and mindful of spending!

AnotherNewDay

I've been MIA for a couple of months as was between jobs and not able to save but I'm back now #23 with £250 for November