The New Top Easy Access Savings Discussion Area

janusd

https://forums.moneysavingexpert.com/discussion/comment/82071408#Comment_82071408

off-topic, but Cahoot do send replacement cards - just checked online and the option is still there for me to order one (Account services → other services)…. perhaps if you cannot see it, then as you suspect it is not a current account - calling them would be your only option… they continue to send them automatically for me every few years.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82071295#Comment_82071295

Yes, see where I'm mistaken now. I've always taken scheduled payment functionality to mean setting up, in effect, a standing order - so pay someone £10 every 1st of the month for a year.

Seems scheduled payment here is taken to mean a single payment which should happen on a future date - what I would call a future-dated payment.

Probably a hangover from when I worked on big corporate payment systems, different names for the same thing.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82071295#Comment_82071295

Cahoot scheduled payments

Just to confirm. I use it for most of my deposits to RSs. Works from both, SS and SDS. Payments leave Cahoot accounts at around 5-6am including weekends.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82071767#Comment_82071767

And just to confirm I am wrong, these payments are set up as a one-off?

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82071773#Comment_82071773

Yes, as a one-off. I've never seen SO option for these accounts.

janusd

@soulsaver - Post Office Money Online Saver (Issue 89) - 4.31% (inc 3.33% bonus for 12 months) - £1 min - monthly/annual interest.

friolento

A couple of days ago, I closed my only Saga savings account, and today applied for the 4.5% EA account. It opened instantly, with all the ID checking done in the background.
A big thank you to the poster who first alerted us

dosh37

This morning I decided to bite the bullet and apply for a Saga Savings account.

I fully expected to spend a couple of hours going through the application and user authentication process. To my surprise it took less than 10 minutes. There was no requirement to photograph my passport or driving license. No requirement to upload a video selfie. I never needed to use my phone at all except to receive a one time code via SMS. I have never had an account with Nat West although many years ago I did have a Saga Insurance account. Perhaps that made a difference?

My only complaint is that after opening the account, the account number and sort code was not immediately indicated. The only way I could find it was via the 'make a deposit' process.

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82072225#Comment_82072225

Similar experience to me……pleasantly surprised. My account details did pop up at the end of the application process and I took a screenshot. On the positive, transfers in/out are immediate but on the negative it’s a real faff trying to find the login screen unless you’ve got it bookmarked. An app would also be nice but not the end of the world.

jpsman

@soulsaver now appears NLA - Coventry BS 3 Access Svr 1yr(iss2) 4.30% £1 min (30/06)