The New Top Easy Access Savings Discussion Area

x44

https://forums.moneysavingexpert.com/discussion/comment/82075105#Comment_82075105

Not for me, though I also have a Natwest bank current account which I logged into/out before doing the application - full ID requested by Saga. Will do ID verification when next at home where my passport photo ID is stored (you have 30 days to complete)

4justice2

Just gone to apply for Saga account. Up popped the "we need photo ID warning". I don't have the photo ID they specify, but I carried on. Put in all the details, got a message, "we're checking your details", couple of minutes later, account open! My only account with NatWest is a Credit Card (one of the former Sainsbury's Bank Nectar Cards). I have had Saga car insurance in the past but over five years ago (I'm still on their mailing list for insurance reminders though). Clearly there was enough info held somewhere to verify me, as I really expected to be refused....

friolento

https://forums.moneysavingexpert.com/discussion/comment/82078121#Comment_82078121

Please don't be complacent.Photo ID might be required at a later stage, e.g. when you want to withdraw funds, or when they periodically and randomly perform ID checks. You would be well advised to get yourself government issued ID.

flobbalobbalob

https://forums.moneysavingexpert.com/discussion/comment/82078224#Comment_82078224

Very wise advice. Quite a few years ago my wife had a SIPP that she wanted to cash in uunder the then new pension rules. They sold the shares first and asked for ID that my wife couldn't provide. They then told her that without ID they would purchase the shares back pending the ID.

jungleboy123

any chance we'll get easy access savings around 5%? For some reason all the 1 yr fixes are paid annually, which isnt great when there is a risk of going over the PSA next year, rather than split it across this tax year.

janusd

https://forums.moneysavingexpert.com/discussion/comment/82078742#Comment_82078742

Revolut (< £25k) and Lemfi already pay 5.00% on their Easy Access accounts.

jungleboy123

https://forums.moneysavingexpert.com/discussion/comment/82078751#Comment_82078751

it needs their current account to do it though which im not interested. i have way too many bank accounts!

jungleboy123

ive used up the santander offer… im not really a fan of managing my account with santander though, so as soon taht was over i left. cahoot is basically santander. I wish they had an easier way to log-in like the online banks with either pin code or fingerprint.

AndyTh_2

https://forums.moneysavingexpert.com/discussion/comment/82079963#Comment_82079963

If you have the santander app you can login to the web version using it via face/touch id from app, or just use the app via face/touch id

andyhicks88

Is the 5% Revolut rate just for new customers? It only seems to be offering me 2.9% in my app.

Also what do people think about LemFi? They seem to have the highest rate available to me, with app management which I want, but I've never heard of them?