The New Top Easy Access Savings Discussion Area

janusd

@soulsaver - Kent Reliance Limited Access Saver (Issue 3) - 4.21% AER - £1 min / £900k max - Monthly/Annual Interest - 3 penalty-free withdrawals, closed on 4th - One account per issue.

tg99

For anyone who might need to withdraw more than the £20k max daily limit from Saga easy access, was told that the option to call up to request a larger amount doesn’t necessarily get implemented straight away. Depends on workload as has to go through couple of different teams for checks and can take 1-2 days to action depending on how urgent the request is.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82076741#Comment_82076741

When is a request for >£20k anything other than 'very urgent'…

friolento

https://forums.moneysavingexpert.com/discussion/comment/82076749#Comment_82076749

Do you mean when is a request for >£20k ever urgent?

mebu60

https://forums.moneysavingexpert.com/discussion/comment/82076545#Comment_82076545

KR - Still unable to close and transfer existing account into new account, close process only allows payment to nominated account. I have sent message requesting.

x44

https://forums.moneysavingexpert.com/discussion/comment/82075105#Comment_82075105

Not for me, though I also have a Natwest bank current account which I logged into/out before doing the application - full ID requested by Saga. Will do ID verification when next at home where my passport photo ID is stored (you have 30 days to complete)

4justice2

Just gone to apply for Saga account. Up popped the "we need photo ID warning". I don't have the photo ID they specify, but I carried on. Put in all the details, got a message, "we're checking your details", couple of minutes later, account open! My only account with NatWest is a Credit Card (one of the former Sainsbury's Bank Nectar Cards). I have had Saga car insurance in the past but over five years ago (I'm still on their mailing list for insurance reminders though). Clearly there was enough info held somewhere to verify me, as I really expected to be refused....

friolento

https://forums.moneysavingexpert.com/discussion/comment/82078121#Comment_82078121

Please don't be complacent.Photo ID might be required at a later stage, e.g. when you want to withdraw funds, or when they periodically and randomly perform ID checks. You would be well advised to get yourself government issued ID.

flobbalobbalob

https://forums.moneysavingexpert.com/discussion/comment/82078224#Comment_82078224

Very wise advice. Quite a few years ago my wife had a SIPP that she wanted to cash in uunder the then new pension rules. They sold the shares first and asked for ID that my wife couldn't provide. They then told her that without ID they would purchase the shares back pending the ID.

jungleboy123

any chance we'll get easy access savings around 5%? For some reason all the 1 yr fixes are paid annually, which isnt great when there is a risk of going over the PSA next year, rather than split it across this tax year.