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  • doingitanyway
    doingitanyway Posts: 10,207 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    edited 8 August 2023 at 8:21AM
    You need to join @beanielou and me at the Courgette Club @WinterWarrior & @jwil
    Roasted, fried, raw, stuffed, steamed and braised, they are so versatile and tasty  :)
    They are so easy to grow. When settled I will be growing them as I love the flowers and the different colours...enough on my affection for the courgette, don't get me started on cauliflower!!

    Thanks @jwil really pleased with my fancy £1.75 salad spinner.  Glad you don't think 5% under listed price is cheeky. 

    I've been here before, but back again thinking about a holiday I booked before lockdown. I paid £200 that I will lose if I don't take the trip this year. It will still cost another £440. Add on flights and it is nearer £600 left to spend. It is a big deposit to lose...I need to decide as I need to book flights...I think I'd rather have the £600 saved to the housing costs...anyone else lost a big deposit for a holiday in a similar way?

    Today I plan:
    swim
    shopping centre (yuck) to buy leggings for new yoga class
    order study books
    send a parcel abroad
    send a payment (K)
    decide about holiday
    phone EA

    Wishing you all a good day  :)



    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
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  • Humdinger1
    Humdinger1 Posts: 2,351 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    @doingitanyway could you shift the destination so flights aren't necessary? It wouldn't be the same holiday but unless you desperately need the break (understandable if you do!) I'd be tempted to lose 200.  Or perhaps there's another adjustment you could agree with the holiday company? There isn't any prospect of money back, is there? Many travel companies are being criticised over their stance on this and are having to pay back money for trips boojed then.  It might help if you paid using a credit card? Love Humdinger xx
  • Crazycatlady2
    Crazycatlady2 Posts: 1,077 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Difficult one. I’d lose 200 rather than spend 440 I can’t afford though but I’m sure it’s not that easy 
  • beanielou
    beanielou Posts: 96,211 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    DS lost a deposit earlier this year rather than spend what he really could not afford. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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  • jwil
    jwil Posts: 22,274 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I also would lose the £200 rather than pay more that you don't want to.  However, I'd exhaust every possible avenue trying to recoup some of the cash - as well as pushing for a refund via the holiday company, is there any option of 'selling' the holiday to someone else?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • redofromstart
    redofromstart Posts: 5,900 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    You need to join @beanielou and me at the Courgette Club @WinterWarrior & @jwil
    Roasted, fried, raw, stuffed, steamed and braised, they are so versatile and tasty  :)
    They are so easy to grow. When settled I will be growing them as I love the flowers and the different colours...enough on my affection for the courgette, don't get me started on cauliflower!!

    .anyone else lost a big deposit for a holiday in a similar way



    Yes, we walked away from a cottage week when Wales was mostly still shut, pointless going at that time. No refund, but better to lose the balance at that time.
  • jwil
    jwil Posts: 22,274 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you made the decision about the holiday.

    Good luck with the offer, fingers crossed!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Good luck with the house offer 🤞
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • 24ta
    24ta Posts: 268 Forumite
    Part of the Furniture 100 Posts
    Good luck with the offer
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