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+++ Divide By Cucumber Error. Please Reinstall Universe And Reboot +++
redofromstart
Posts: 6,314 Forumite
My third diary.
<<<out of cheese error>> documented our debt free journey and then paying off the mortgage
+++ Whoops! Here comes the cheese! +++ focussed on early retirement plans, and then my first year as a widow.
This time I will be focussing on a positive new start in my brave new world.
Final stages of renovating a character property, with plans to sell and relocate. Currently mortgage free but who knows what the future holds?
Me, my two adult children and various animals.
<<<out of cheese error>> documented our debt free journey and then paying off the mortgage
+++ Whoops! Here comes the cheese! +++ focussed on early retirement plans, and then my first year as a widow.
This time I will be focussing on a positive new start in my brave new world.
Final stages of renovating a character property, with plans to sell and relocate. Currently mortgage free but who knows what the future holds?
Me, my two adult children and various animals.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo
GNU Mr Redo
19
Comments
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Happy shiny new diary, here's to the next chapter 😀6
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Beautiful shiny new diary - here's to moving forward in peace and joy, and smiling at memories when they come.
Subscribed.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/226 -
I have committed a significant amount of money towards essential work on our home. This includes repairs to the drive and render, damp treatment and replacement of many windows. Necessary spends and hopefully I will see a return on the investment when I do come to sell. These works start in a few weeks and my current focus is on clearing as much of the house as I can so that the contractors have full access to the windows in this phase.
I have spent today re-sanding kitchen cupboards. It is rather nice oak but it is showing its age. It needs refurbishing rather than replacing. Luckily I already own the tools and materials to do this, even if my skills are occasionally lacking so a low cost intervention. Hurrah for youtube!
I need to empty the tiny freezer as MrL will have the frozen pretzels which are the preferred food of the One Who Doesn't Eat from Thursday. The last big joint of beef has therefore been cubed and is in the IP to make casserole.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo16 -
Wishing you well redo - looking forward to hearing all about your adventures.
Greying XGC October 2026 £5.38/£232.50
GC September 2026 £226.57/£225
GC August 2026 £218.02/£232.50
GC July 2026 £237.82/£232.50
GC June 2026 £225.39/£225
Non-food spend October 2026 £0/£80
Bulk Fund 2026 Month 9/12 - £0/£20.40 (reducing balance - start £120)7 -
Stalking you, have subscribed. I’m also working on a 1906 property with a view to making it saleable. I’m already fed up with dustJune 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest9 -
Found you 😊
<happily settles in with a cuppa and a big grin>KKAs at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 71 books of target 52 in 2026 as @ 4th October.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Happy New Diary Redo! & here's to a new type of firsts! 💝💖💓
We are here cheering you along the path you decide to take!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Aug 2040 (reduced by 1 years & 1 month)6 -
Happy new diary!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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Lurking along, and wishing you well on your new adventures and future.Depending on where, but happy to come and house hunt with you!!.Breast Cancer 100 miles Oct 22 100/100miles
D-Day 80km June 24 80/80km (10.06.24)
Diabetic UK 1m steps July 24 to end Sept 24. 1,001,066/ 1,000,000 (20.09.24)
Breast Cancer Now 100 miles 1st May 2025 (18.05.25)
Diabetic UK 1 million steps July 2025 to Sept 25. 1,006,489 / 1,000,000 (10.09.25)
Breast Cancer 100 miles Oct 2025 100/100 (12.10.25 all done)
Tommy 10,000 steps challenge. 1st Nov 25 for 30 days .
Diabetic UK 1 million steps July 2026 to Sept 26. 1,002,786 / 1,000,000 (13.09.26)6 -
*Brings pot of tea and a nice cake to the table*
Very much looking forward to your new diary and adventures Redo 😊 xx6
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