In the Meantime
doingitanyway
Forumite 
The meantime is the time between two events. The two events that bookend my meantime are a death and moving into my long term home.
In the meantime I will rest, practise self care and kindness. I will be planning and plotting for the next phase of my life.
My beautiful relative died and was buried the week before Christmas. I have been caring and supporting her since 2016, although it became more intense in the last few years. I moved here to help care for her and now she has gone. I am living in her home so I need to move out by mid January, although I am trying to get that extended until the end of January. So far I DON’T KNOW WHERE I AM GOING. Gulp.
The financial shortfall between selling and buying is increasing. Prices have dramatically increased. Inflation hasn’t helped. Alarm bells rang when I was forced to spend a small amount of the money set aside for my new home. I have found a way to put that money back, but a few financial frogs will need to be eaten to do this. It could have been worse, I have not paid rent for many months and my bills have been minimal. The search for a new home is becoming urgent, but I need to keep calm and not panic.
In the meantime I can look back and see the riches this experience has given me. I had the privilege of being with her when she took her last breath. I have repaired many family relationships. I have taken good existing relationships with other family members to a deeper level. I now see my new long term home as a creative haven for me and a sanctuary for family (especially the younger ones) to rest and recharge.
I am in a strong position and I have the potential to create a fabulous life. I will begin building that new life In the Meantime.
I hope you will join me.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/200
Replies
Here is how I will manage my life In the Meantime
ROUTINE
Work
Daily frog
Daily tadpole
Make the world a better place with one daily action
SECURITY
Find a home to live in temporarily
Find a home to live in long term
HEALTH IS WEALTH
Avoid ultra processed food
Sleep before midnight
Weekly nature trip
Walk briskly a minimum 30 minutes daily
Social activity a minimum once a week
MSE
Stay debt free
Build a buffer of £200
Build an emergency fund of £1000
Budget a discretionary spend of £100 a week
Not spending 2 days a week minimum
Use a budgeting account for discretionary spends
WORK
Create a schedule of works
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/200
All of the above shouldn't be too hard to get your teeeth into DIA .
You may not have to leave your present abode when said . Covid 😷May be a factor
You might ( or might not ) want to seek advice on the house buying / selling section.
Once you finally get your ideal home ( more stress ), then you have a lot of good things t look forward to .
cheerng you on ! 😼
Good to see you back, I have subscribed to cheer you along
Might one ask why the urgency to more?? Council house? Estate wanting to sell the home?? Surely someone will listen to reason.
2023 £1 a day £54.26/365
Good luck with your temporary home hunt. Would it be worth re-evaluating what you want in a permanent home and potentially compromise, with a view to adding it in at some point in the future.
Campervan paid off summer '21... MFW progress tbc
🌊 A smooth sea never made a skilled sailor 🌊
2023 challenges - (1) £8k savings challenge = £2k (2) 2 stone 3lb weight reduction = 12lb
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1
Hopefully the timescale of your moving out can be slowed a little as life seems to be running at a slower pace ‘due to covid’
PO loan May 21 £6804.36 Now £0 PAID OFF
H loan May 21 £8961.84 Now £0 PAID OFF
Creation May 21 £1548.33 Now £0 PAID OFF
Total Debt May 21 £20,490.44 DEBT FREE DATE 29/7/22
Mortgage balance May 21 £177,096.19. Now £161,710.05
Mortgage free date. At start of sole mortgage = July 2042