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Comments
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Happy New Year DIA, hoping all is well with you 😊6
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Happy New Year from me too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
Me three
DIA hope things are going wellI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Me four. Hopefully just an extended absence enjoying your new home. She says without a hint of jealousy 🤣4
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Hoping all is well with you
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Skint_yet_Again said:Lovely update dia. Good luck with it all xjwil said:Good luck with the move, and lovely to have a night in a boutique hotel.
Thank you allFour_Seasons said:I feel so excited for you, you thoroughly deserve your walks by the sea xxIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Trying to do individual thank you's but there are too many posters. So, Thank you all for thinking of me and wishing me well and join me on my new diary here: https://forums.moneysavingexpert.com/discussion/6595179/living-large-on-a-small-income-by-the-sea#latestIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720256
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