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redofromstart said:Sounds sensible to me DIA. I think there are many MSEers holding our collective breath ready to celebrate with you as you move into the next phase.
Good to know there are people rooting for me.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
So so many positive vibes & energy your way.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
beanielou said:So so many positive vibes & energy your way.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Another one hoping your next phase is about to start 🙏 Exciting times ahead 🤞I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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So pleased you're enjoying your little break DIA. You'll be nice and refreshed for the final stages of the purchase!👍Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”3 -
I’m looking forward to hearing about your adventures living in your own space.I do expect your first week to be full of walks to the sea3
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Glad you got away and that the chest infection is gone.
Also great that the final viewing went well, lots of positive vibes heading your way for the next couple of weeks."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Good luck with exchange of contracts & completion dia. Well done on the additional 1k savings. All looking positive you deserve it after all you have been through0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Sun_Addict said:Another one hoping your next phase is about to start 🙏 Exciting times ahead 🤞
as you say, fingers crossed...
Seasidegal58 said:So pleased you're enjoying your little break DIA. You'll be nice and refreshed for the final stages of the purchase!👍actually I feel so much calmer
WelshmansDaughter said:I’m looking forward to hearing about your adventures living in your own space.I do expect your first week to be full of walks to the seaIf I get there I have promised myself a daily walk by the sea, even if unwell I will totter down for some fresh air. I bought a great Regatta rain coat from a CS for £8 and I have wellingtons and walking boots too.
jwil said:Glad you got away and that the chest infection is gone.
Also great that the final viewing went well, lots of positive vibes heading your way for the next couple of weeks.I really thought the chest infection would never leave. Thanks for the good vibes.
Skint_yet_Again said:Good luck with exchange of contracts & completion dia. Well done on the additional 1k savings. All looking positive you deserve it after all you have been throughYes, the additional 1k was a struggle but will ultimately be worth it
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
I'm starting to feel calmer at last. I'm making today a NSD as I have enough food. I'd like some fancy water, but will have a jug of tap as I have lemon to make it palatable.
I spoke to a friend about BI and I'm going to take a low stress option that isn't very MSE. It will be more expensive probably but I can't face the comparisons, emails etc...Next year I will be more settled and will get the best price. I would like to pay it in full instead of monthly. That is my task for tomorrow. It feels easier. I don't have a sense of dread now.
Today I'm making a chicken curry. Other than that I will be reading and snoozing with a tiny walk
Hope everyone is enjoying their Sunday
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256
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