We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
In the Meantime
Comments
-
really good news. hopefully things will fall into place this time
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.4 -
Yippee!!!! With all the positive thoughts being sent to you this time it should be OK! Stay positive .... I'm so happy for you. (((hugs))) XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy3 -
So very pleased. Positive thoughts on way xx3
-
So happy for you 🤗 hope the rest of the way goes smoothly and swiftly. X0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thanks @End_Of_The_Rainbow @Skint_yet_Again @Four_Seasons @Chrystal @in_need_of_direction
I am feeling a bit shell shocked to be honest.
I am making a decision to stay positive and to do everything I can to save. The more I save the less I borrow.
For the next few months I will be extremely frugal!
I spoke to my housemate. She understands. I will still cook meals for us but they will be frugal meals, dhals and grains and YS finds! She is happy with that
From now on I will be making daily payments, although they won't be as large as todays savings! I intend to make a game of creatively finding ways to save
Todays savings:
£150 to savings
£27 saved (monthly) by cancelling subscriptions
£75 saved by returning clothes ordered
TOTAL =£252If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Huge huge congratulations! Fingers crossed all goes smoothly.
Great results with your savings today as well "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
You'll make massive savings just by not having to travel around looking at houses! :smiley .... and it's amazing what can be done when the mind is focused.
I imagine you're still in a state of shock... but it's lovely shock. I'm just so chuffed for you. XXXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy3 -
What fantastic news 🥳👏💃🥂I get knocked down but I get up again (Chumbawamba, Tubthumping)3
-
Great news, sending positive vibes for completion 3
-
Yay! Every penny saved is going towards your happy new home.What would you get if all you got was what you were thankful for?3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards