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Comments
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really good news. hopefully things will fall into place this time
June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Tend to the part of the garden you can reach
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest4 -
Yippee!!!! With all the positive thoughts being sent to you this time it should be OK! Stay positive .... I'm so happy for you. (((hugs))) XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy3 -
So very pleased. Positive thoughts on way xx3
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So happy for you 🤗 hope the rest of the way goes smoothly and swiftly. XRetired at 55 & now living off the equity £10k a year
❤️Mum 2018 ❤️Dad 2025
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thanks @End_Of_The_Rainbow @Skint_yet_Again @Four_Seasons @Chrystal @in_need_of_direction
I am feeling a bit shell shocked to be honest.
I am making a decision to stay positive and to do everything I can to save. The more I save the less I borrow.
For the next few months I will be extremely frugal!
I spoke to my housemate. She understands. I will still cook meals for us but they will be frugal meals, dhals and grains and YS finds! She is happy with that
From now on I will be making daily payments, although they won't be as large as todays savings! I intend to make a game of creatively finding ways to save
Todays savings:
£150 to savings
£27 saved (monthly) by cancelling subscriptions
£75 saved by returning clothes ordered
TOTAL =£252If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20256 -
Huge huge congratulations! Fingers crossed all goes smoothly.
Great results with your savings today as well "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
You'll make massive savings just by not having to travel around looking at houses! :smiley .... and it's amazing what can be done when the mind is focused.
I imagine you're still in a state of shock... but it's lovely shock. I'm just so chuffed for you. XXXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy3 -
What fantastic news 🥳👏💃🥂I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪3
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Great news, sending positive vibes for completion 3
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Yay! Every penny saved is going towards your happy new home.What would you get if all you got was what you were thankful for?3
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