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2019 Mortgage-Free Wannabes

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  • Lomcevak wrote: »
    I know what you both mean - i'm finding it a right old slog at the moment too. It's weird, because i'm almost at the end (9 months to go at current rate) and the mortgage has come down hugely this year, but somehow almost having the end in sight is making it feel harder. Trying to break it down into little chunks so I feel like i'm getting somewhere each month, but, blimey, i'm so ready to be done

    Maybe there's something in the air! How great to be so close though.... hopefully there is some motivation around the corner!

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • #58 - checking in with £852 for August- although it's a lot further behind than I'd hoped for this stage of the challenge, I'm still confident that I'll make it :)
  • #107 checking in with an overpayment of £20 (my first for September) which I've been skimming from my other accounts each time they don't end in a round number.
    Thanks for updating. :)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • jackieblack
    jackieblack Posts: 10,519 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 First OP for September - £50, included in the direct debit for my regular monthly payment.

    Thanks julicorn :T
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • f0xh0les
    f0xh0les Posts: 7,626 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Morning! I have decided to overpay before my bank gets around to updating my account.

    So September overpayment of £130.20 please Julicorn.

    It should bring my daily interest down to £4.20
    I will round it all down nicely when I can see the actual balance.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
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  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Good afternoon Julicorn. Number 90 starting September with a payment of £18; a pay day account tidy up.
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Runders
    Runders Posts: 292 Forumite
    Sixth Anniversary 100 Posts
    Hello all,

    #109 checking in with my first Sep OP of £102.61

    I was so bad with money last month - must do better and hopefully have a few more OPs this month!

    Thanks Julicorn!
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you. No 108 checking in with an OP of 140.
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #45 checking in
    1st cheeky little OP for September £20.08 to get rid of those odd figures on the mortgage.

    Total YTD £2054.96


    thanks Julicorn
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  • utopiah
    utopiah Posts: 316 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    #43 September's op is £1465...... getting closer
    Mortgage free 25/9/2019 8years and 7 months early 😁😁😁
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