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2019 Mortgage-Free Wannabes

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  • #64 sheepishly reporting in.

    I've not been keeping up to date here but I have overpaid by £560.33 this year. Not quite my target of £1000 but a dent nonetheless. I'm going to keep trying with a smaller annual target I think.
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
  • Over £1,000,000 total overpayments between us is absolutely bonkers, what an amazing start to 2020!!

    Number 99 checking in with a total December overpayment of £532.07

    Thanks so much for running this challenge Julicorn, and see you all on the 2020 challenge next year!
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • greent
    greent Posts: 10,753 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #18 reporting in with Dec's OP of £635.75
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi! Apologies for going awol for a few months. A family member has been in and out of hospital for the last few months and life has been rather complicated.

    My payments since August were...

    Aug = £1037.99
    Sept = £62.08
    Oct = £61.87
    Nov = £62.37
    Dec = £62.16

    Thanks for running this challenge Julicorn and well done everyone! See you in the 2020 challenge!
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • No 72 reporting in late sorry payments for November was £100 and £1100 for December.
  • Cherryfudge
    Cherryfudge Posts: 13,198 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Very late report for December, some major spending got in the way. Total OP for December = £58.51.

    Now to take a look at 2020, I'm really hoping those last few payments will happen before the next financial year so the mortgage will be paid off before DH retires!

    Thanks everyone for the support and camaraderie over 2019. This thread has been a great incentive. :)

    ETA - nearly forgot but I'm no. 30.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Sorry I’m really late! Been a little crazy here - have sent a small life update in the 2020 thread.

    Thanks for all your hard work with this Julicorn. Your efforts and support is much appreciated.

    November & December totals were £781.27 each. I’m 99% sure I haven’t updated them. I’m #56

    Thanks again
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
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