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2019 Mortgage-Free Wannabes
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Hello all, hope you are all feeling festive!
Just checking in with my over payment this month of 194.56 (#109) that will be my last over payment for the year so in total I should have paid, if my maths is right, £1024.99 which is just over my target for the last half of the year - yay!!MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
2021MFW #97 OP Goal £296.36/£3000
2020MFW #97 OP Goal £3104.09.09/£3000
2019MFW #109 OP Goal £1024.99/£10000 -
#130 Not been making regular updates but my total for 2019 is £2500 .... going to try harder next year and have a three year plan to be mortgage free and then we can move house 😁
Thanks julicorn
Really enjoyed this challenge many thanksNo more toys til Xmas 2022 , mfw 2023 challenge , Trying to not waste food , time or money and appreciate the moment more!0 -
#86 popping in quickly with a December payment of £1594.44. Hopefully there will be a bit more later in the month!Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]Overpayments since 27.03.19: £52,407.470
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#45 checking in with my cheeky little OP for the rounding down the figures.
£24.14 to report today- will be back mid month with my usual and final OP for 2019.
Thanks Julicorn.
#45 :santa2: checking in with the final OP of 2019 £193.11 making the total for December £217.25
Total for the year £2900.67....smashing my target :snow_grin
A huge thank you to Julicorn for running this thread :rudolf:
See you all on the 2020 challenge.
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If you can't be the best -
Just be better than you were yesterday.0 -
Hi, No 143 logging in
I have managed to make a payment of :
October: £1000
November: £2000
December: £2000
Total repayment this year is £28,000 to date!!
so far so good, but am hoping to make an additional overpayment of another £2k before the year is out to make a nice round number....
Still £10k less than I wanted at the start of last yar, but went on a massive holiday which was in excess of that figure, so i'm still happy as got lovely memories and a fantastic splurge of a holiday, and that means more to me than being mortgage free 3 months later
I'll be joining the 2020 thread, but hopefully clear it in the first few months!!!!! fingers crossedMortgage debt : -£17,000
2019 overpayments : £23,0000 -
So after speaking to the building society prior to paying off the mortgage and after paying it off, we get a letter last week saying that we either get a refund of £100 to keep the mortgage going or pay a redemption administration fee of £160! :wall:
So, no.58, £160 for December!!! :rotfl: We've had the redemption letter from the building society and the letter from the land registry now so it's definitely official that we are mortgage free!! :rotfl:0 -
Hi!
#138 checking in with my final payment for 2019 of £390!
Phew! That’s me. Target achieved and signed up and committed to doing this again for 2020!
Thanks everyone for the support and motivation.On a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
squirrelgirl wrote: »So after speaking to the building society prior to paying off the mortgage and after paying it off, we get a letter last week saying that we either get a refund of £100 to keep the mortgage going or pay a redemption administration fee of £160! :wall:
So, no.58, £160 for December!!! :rotfl: We've had the redemption letter from the building society and the letter from the land registry now so it's definitely official that we are mortgage free!! :rotfl:
Congratulations Squirregirl! it is a wonderful feeling, enjoy :beer:MFW #34 2020 £1000/£40000 -
Hello, number 105 here with my final OP's for the year, can you put me down for £215.26 for November and the same for December please. These two last OPs will take me to a year total of £2,583.12 so have managed to reach this years target.
Well done everyone one the OPs for this year and good luck for next years challenge.
Thanks again for running these challenges as great to see others experiences.MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..0 -
squirrelgirl wrote: »So, no.58, £160 for December!!! :rotfl: We've had the redemption letter from the building society and the letter from the land registry now so it's definitely official that we are mortgage free!! :rotfl:
Congratulations squirrelgirl! :j:beer:0
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