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2019 Mortgage-Free Wannabes

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  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    #90 with a final December over payment of £27.62 making a December total of £54.87. Strange number? Well if my calculator is correct then this should bring me to an annual total of £1,650 over payment :eek:

    Happy Christmas everyone :santa2: and many, many thanks to Julicorn for running this thread and to all you lovely people for your massive support :snow_grin
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • No 76 with final over payment of the year for December of £550. See you over on the 2020 thread and thank you Julicorn for all your work.
  • Elvie100
    Elvie100 Posts: 110 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi all

    #60 here with the final overpayment of the year of £500. That makes our mortgage just under £19,000 now.

    Have a fab Christmas everyone!

    L
    Was MFW#60 - mortgage paid off December 2021
  • ElmoR
    ElmoR Posts: 414 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Number 125 popping by with my last installment for 2019 please :j:j
    December O/P of £1741.

    I threw all my birthday money at it plus a little bit of savings and it brings my mortgage down to a nice round £22000, having started the year just under £40k. :T

    Thanks for running the challenge julicorn, it has really help me to stay focussed.
    ElmoR x
  • #11

    Reporting my last overpayment of the year with £16 for December

    A big thanks to Julicorn for running the challenge and see you all on the 2020 thread!

    Merry Christmas

    Lis
    #11 MFW 2020 :£14560/£15000
    MFW 2019 :£10327, MFW 2018:£6676 , MFW 2017:£6664
    Original MF date June 31/Target MF September 21
    I can do it!
  • #68 checking in

    December OP of £141.13 made. Might be able to squeeze a little more at the end of the month but it’ll be tight so this might be it.

    Thanks so much to Julicorn for all you’ve done for the 2019 challenge. It’s definitely worked in keeping me focused.

    See you on the 2020 thread :)
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • #107 - another £20 overpaid this morning, taking me to £50 for December. Hoping to make one more payment before the end of the year.
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • Hi everyone

    #97 checking in with an overpayment for December of £50. This is my final overpayment of the year and takes my total to £1,950/£2,500. Unfortunately I haven't quite reached my goal, but any overpayment is better than none :j

    Jan: £460/Mar: £290/Apr: £300/May: £300/June: £300/July: £50/Aug: £50/Sept: £50/Oct: £50/Nov: £50/Dec: £50

    Will be back to do it all over again in 2020 (and hopefully have a better year of overpayments..!)

    Thanks Julicorn for all your hard work, and merry Christmas and happy new year to you all! :D :xmastree: :xmassign:

    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • charlie792
    charlie792 Posts: 1,744 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    #111

    Final payment of the year for Dec £5530.

    At the moment it looks like our mortgage neutral date will be July 2021 - so we've taken another 7 months off this year
    Feels like it's been a slog but keep telling myself it will all be worth it

    Have a wonderful Christmas all!
    MFW 2020 #111 Offset Balance £69,394.80/ £69,595.11
    Aug 2014 £114,750 -35 yrs (2049)
    Sept 2016 £104,800
    Nov 2018 £82,500 -24 yrs (2042)

  • Hi no 73 here

    No payment for December as any payment will just reduce my monthly payment so i'll hold on until Jan 2nd

    Thanks again for running this thread and I'll see you in Jan

    Have a great xmas and new year everybody
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