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2019 Mortgage-Free Wannabes
Comments
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I'm completely mortgage free.. but only because my husband died and got life insurance payout....
Good luck all but be careful what you wish for xxx0 -
#99 here, checking in for July and August. I've evidently been very lackadaisical in terms of checking in on MSE - today I checked in and realised I haven't posted anything since the middle of July :O
Total July overpayment = £185.47
Total August overpayment = £397.61MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/20230 -
Think I forgot to post last month so #112 checking in with OP's of £999 for August and September
Thanks!New House... New Mortgage! February 2017: £144,000 :eek:
Current Mortgage Balance: £96,440.99
2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/160 -
Not at all! Could you let me know your goal for the year, and I'll give you a number?
Thanks Julicorn! I have overpaid £2104.18 so far since remortgaging in May this year. I hope to make a total overpayment of £3,000 this year, so just under £1000 to go!01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
MFW #52 £9000/£120000 -
I'm completely mortgage free.. but only because my husband died and got life insurance payout....
Good luck all but be careful what you wish for xxx
I'm so sorry. Some things are more important than paying the mortgage. xxI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
#22 reporting total overpayments for August came to £235.19
Thanks and have a great weekend everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...0 -
#106 back again with a further £1,002 transferred to the mortgage account.
This is courtesy of the sale of a small tranche of fully vested company SIP shares bought five years ago. With the tax break on purchase, the matching shares and subsequent share price increase, this has resulted in a nice 326% return. While the shares could remain in the plan to further rise/fall accordingly, I've started to sell these on a rolling quarterly basis as tying up equity wealth and employment in one company exceeds my relatively low risk appetite. And, anyway, I have a mortgage to clear!
Thanks,
September total: £2,294
2019 total: £23,733 / £28,0000 -
No.5 here. Please could you add an overpayment of £338.65 for me?
Thank you!0 -
Just popped in to say my regular overpay of £493.66 has went into the mortgage.
I've been really ill these last few weeks and I don't get sick pay so it's not looking good for the £20k target. We're now at a combined £15k for both mortgages so I'm maybe going to slow down on the overpayments until I'm back at full strength and put more into my emergency fund.MFW 2019 #61: £13,936.60/£20,0000 -
fruitloop04 wrote: »Thanks Julicorn! I have overpaid £2104.18 so far since remortgaging in May this year. I hope to make a total overpayment of £3,000 this year, so just under £1000 to go!0
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