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2019 Mortgage-Free Wannabes

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  • #49 another over payment made for £720, that's me done for September.

    Looking forward to seeing everyone's payments :D

    Thanks Julicorn
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • I overpay by £45 per month.
    Month in month out 😊
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    jtmerralls wrote: »
    I overpay by £45 per month.
    Month in month out 😊

    I can't quite tell if you're wanting to join the challenge or not? :) Let me know and I can give you a number.
  • Hi,

    #46 here. Ive been rethinking how I approach this mortgage freedom thing... in the past Ive only reported on the OPs on the main mortgage as in the main Ive let the other one run in the background with minimal OPs. However that's about to change as the small mortgage is a higher interest rate and I shall attack 2

    So,.. from now on I shall report OPs I make against both mortgages in 1 total. To bring everything up to speed can you please add £144.97 to my OP total, bringing it to £11,881.15


    Now for the best part - rearranging my spreadsheet! :)

    Thanks Julicorn!

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • Hi all
    August ended on £296.14 thanks to an extra £5.83 from Prolific clearing just in time :)

    Started September with a small £5.29 also from Prolific to get the ball rolling on Our autumn payments- I adore autumn- changing leaves, Halloween, pumpkins and squashes, hot chocolates & bonfire. Simply the best time of year!

    I agree wholeheartedly with this! I am so excited for Halloween...36 going on 12! :j
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • Morning all,

    #109 checking in with another small OP of £10.20, taking my total for September to £112.81

    I miss the days of being able to make big OPs - but still pleased to be chipping away little by little

    Thanks :)
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • f0xh0les
    f0xh0les Posts: 7,626 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Good Morning! #65 checking in.

    Made a sneaky £20 o/p this morning,

    Could you please update my numbers Julicorn. Mortgage now a much tidier £95,950.00
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Good afternoon, number #47 checking in with this month's OP of £40.06. Thanks for keeping everything updated Julicorn :)
    MrsMouse
    #47 - 2020 MFW 449.29/1200
    #15 - 3/6 month Emergency Fund Challenge 661.89

    2019 ~~ MFW: 1122.33 / EF: £1000
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #45 checking in


    Following my £20.08 at the beginning of the month, I've also done £63.11 & £150. so OP for the month so far is sitting at £233.19
    This takes me to £2268.07 YTD :j :j


    Thanks for keeping us all on track, motivated and accountable Julicorn

    Dobbi :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • No 72 reporting in. I made a payment of £150 in August and so far made a payment of £1000 in September. Hope to make another payment for September next week but will get to you.

    Total to date for 2019 is £2655.
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