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NST: Standing Firm in November

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  • Misstara - hope your gran continues to improve.
    Traveller - hope you feel better soon.

    I'm grateful for:
    • Dinner cooked by OH, ready almost as soon as I walked through the door.
    • Phone call from mum
    • Big Bang Theory tonight!
  • apple_muncher
    apple_muncher Posts: 15,247 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Today I am grateful for getting outside a little, for finding something that I thought was lost, for dd enjoying taekwondo, for finishing some owls, for teaching some lovely pupils.

    Looking forward to the December challenge!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Thanks Traveller. Your son treating you to takeaway must have been a nice surprise.

    Calling - that's fantastic about your voucher.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Evening all x Just a quick update before bed I am shattered.

    today I am so grateful that I have a day off tomorrow, that we had a mainly dry mild day today and that I am facing upto my finances again.

    I won't lie I am dreading next month, moneywise we will be fine but my spending is crazy when given an excuse to shop, looking forward to the next challenge and getting busy x
    NST October #24.
    NSD 16/20
    £125/£150 Family Budget..
  • Today I am grateful for:
    Keeping a cool head when everything went to h£ll this morning :cool:
    My dd getting to go to cheer class again
    People who accept me the way I am
    Almost payday. Monday I can breathe again...
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all

    mothernerd well done on all your work at the other house

    traveller hope your takeaway was lovely

    welshkitty well done on money making at the fair

    I have today off which I am so grateful for :) I got paid on Wednesday so will do a big food shop today.

    I am concerned about this month as I already have the following in the diary - hair cut and colour, beautician visit, dinner with friends, work Christmas do and Christmas do with other friends and my budget is £100 for misc for the month which is not going to cover it. Plus my friend is visiting this weekend and I need to entertain her but I think she'll be happy with cheap activities as she just wants to get out of the big smoke for a weekend.

    Today the plan is to tidy and clean and get some food in the cupboards.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • misstara
    misstara Posts: 3,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Morning turtles, was having issues with the internet last night so didn't get round to posting. December challenge is now up https://forums.moneysavingexpert.com/discussion/comment/69608337#Comment_69608337

    Payday today so I need to work out my budgets. Back later :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Black Friday has proved stressful for me. It is DD's birthday next week and she is getting a laptop which will be her joint birthday/christmas present so today was a good day to look for a deal. I managed to get one with a saving of £130 plus internet protection and Office 365 half price, it came to £20 over budget but I said if she paid the extra herself she could have that one. She agreed and we collect it tomorrow.

    I also got DS's joint christmas/birthday present with a £100 saving for collection next week. All in all before breakfast I had spent £520 but I have saved the money up and it was all within budget.

    I have also cycled this morning. More exercise when I walk the dog later too. HM pizza for tea tonight then we are going to my parent's house for DH to install their new oven.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • Hello everyone :D
    Hope you're all doing well, not had a chance to catch up yet but will at some point!!
    Yesterday was hubby's birthday and was a NSD!! :D we had people come over and I used food from my stock and I had already got his cake an presents :D
    Aiming for today to be a NSD too, I need to donate some money to charity for something we're doing at work and I would need to get cash back for that so and I don't have any change on me so I am going to resist buying something and get the change and do it tomorrow :D So tomorrow will be a spend day but at least it is going to a good cause :D

    Three things today:
    1. Woke up nice and warm and toasty.
    2. My hubby had a good day yesterday
    3. Left overs!! Means lunch today at work :D
    Read my diaryHere :)
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just got our payslip ahead of payday on Monday and had an extra 60 quid. Must be the 1% pay rise back dated to August. Nice bonus before christmas (will keep it as back up) but only really works out 12 quid a month. Better than nothing :)
    DEBT 02/25: total £6100 Debt free date 12/25
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