NST: Standing Firm in November

edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
706 replies 36.4K views
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  • crazy_cat_ladycrazy_cat_lady Forumite
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    Last check in of the month from me. Thanks to applemuncher for organising November, and everyone who got involved and helped me to stay motivated.
    The positives:
    :)Debt free
    :)Decluttered
    :)15 NSD's
    :)Made over £400 of extra cash
    :)Learned to find gratitude in small things
    :)Just one outing this month
    The not-so-positives
    :cool:Outing was to a coffee shop
    :cool:Didn't get outdoors as much as I'd hoped to
    :cool:Didn't get as much exercise as I'd hoped
    :cool:Work is pretty stressful
    My gratitudes for the day:
    1. Started my personal training and it was brilliant :D
    2. I managed to get most of my marking done
    3. Being snuggled up in bed when it's cold outside.

    See you all on the December thread :hello:
  • edited 1 December 2015 at 1:55PM
    thriftylassthriftylass Forumite
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    edited 1 December 2015 at 1:55PM
    Hello,

    haven't checked in for a few days either (weekend as usual and a day off yesterday). Got approved for the 0% AA card and balance is transferred. Got 22 months of 0% I think.

    Got the a few things done in the house yesterday, that needed done and registered DS for school (at least the catchment one and out of school club). The other preferred school is in another council and won't take applications just yet. Out of school club is actually "only" 320 a month and not 400 and it should get a lot cheaper when he's in P2 and they hopefully built a new merger school.

    Spent a lot on food etc over the weekend as we run everything down. Still need to update my figures etc but got a cotton head today due to this cold that everybody around here seems to have too.

    will catch up reading later

    Oh and I will be releasing my inner hipness as someone described it. Lost out on a pair of Doc Martens that went for 47 (my max was 30) but won a vintage faded green pair for 14 quid (incl postage) :j
    NST September
    NSD 6/20 NDD 7/22 spends £180/500
    Exercise 5/22
    CC Debt £1013 £700
    DFD 12/21 Mortgage 109343 (04/17) 92300 (11/19) 80779 (08/21)
  • BobarellaBobarella Forumite
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    Savvy Shopper! I've been Money Tipped!
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    Thank you for hosting Apple. Much appreciated.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Calling14Calling14 Forumite
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    Thanks apple. I didn't do that bad in the end.
    15 SFd
    Food 130/110
    Petrol 40/40
    Extra cash 7 ebay and 75 gift voucher sainsbobs
    Declutter at least 80 things gone.
    Debt repayment - poor but bought new bedroom furniture/ radiator.
    Exercise - rubbish - but last few days haven't stopped ache all over. Need to work a pattern out and do something for me. Just realised how unfit I must be if 4 days decorating brought me to my knees.

    Thank you again apple. x
    LBM 13039 1.1.13 Now £0 Finally Debt Free
    Mortgage free Oct 2019:)
    EFund/savings £18051 11/8/21
  • so_very_confusedso_very_confused Forumite
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    Eighth Anniversary 1,000 Posts PPI Party Pooper Car Insurance Carver!
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    Hi everyone
    Just found yout lovely challenge, please may I join?
    Not sure how soon I will be up for hosting but give it a go!
    svc
    SCP # 034
    The £1000 emergency fund #59
  • thriftylassthriftylass Forumite
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    Hi everyone
    Just found yout lovely challenge, please may I join?
    Not sure how soon I will be up for hosting but give it a go!
    svc

    Hello,

    pop over to the December challenge

    http://forums.moneysavingexpert.com/showthread.php?t=5368421&page=14
    NST September
    NSD 6/20 NDD 7/22 spends £180/500
    Exercise 5/22
    CC Debt £1013 £700
    DFD 12/21 Mortgage 109343 (04/17) 92300 (11/19) 80779 (08/21)
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