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3-6 Month Emergency Fund Challenge!!

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  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 27 November 2017 at 10:46AM
    Please add £41.77 to my total

    £89.77 total

    Thanks!

    Nearly 1/100th of the way there
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • datlex
    datlex Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Update here now £3750
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 28 November 2017 at 10:39PM
    166million wrote: »
    Please add £41.77 to my total

    £89.77 total

    Thanks!

    Nearly 1/100th of the way there


    Please add another £15 for me.
    I have told my Chip savings app to save slightly lower amounts from now on as I think it was starting to get a bit over zealous (if an app can do that) :money:

    £104.77 total ... Oh go on, I'll top it up to £105
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 29 November 2017 at 4:21PM
    166million wrote: »
    Please add another £15 for me.
    I have told my Chip savings app to save slightly lower amounts from now on as I think it was starting to get a bit over zealous (if an app can do that) :money:

    £104.77 total ... Oh go on, I'll top it up to £105


    Sorry - I'm talking to myself.
    I'm not spamming the board honest :o

    I'm just reporting adding another £200. Strike while the irons hot. I'm sure it will tail off very soon:money:

    No. 90: £305/ £10,000
    3.05% wooh

    As I budget for council tax every month but only pay 10 months, I usually put that amount in savings on the two months I don't pay council tax. So that can go towards this challenge. I think is normally Feb and March?
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • Hi all

    I’ve added another £250 to my fund today, this takes me to £3950 which is about 57% of my total.

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Hi guys, you ok helen

    hope you are all keeping warm its really turned cold now,

    ive be thinking of my financial goals for next year already as the december wage usually gets paid early and it always seems a long time till we get paid again!

    so ive decided to make just one over payment directly to the mortgage each month and move any extra money (surveys, selling stuff etc) to my emergency fund which could eventually help me be mortgage neutral

    so £100 has gone into the account today (£160 now)

    take care everyone
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 1 December 2017 at 4:35PM
    Hello all, have you been having snow?

    My emergency fund is doing it's job! I had a mix up over car insurance and ended up having to pay another 70- odd quid.
    Which has come out of the emergency fund.

    Total £233.57


    edit : Please add £3.43 to make it up to £237 total, thanks :j
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #2 update

    Small bit of interest added so another £5.12 in the pot.

    New total £3904.72 aka 43.39%
    hoping to have a good amount added this month as my usual amount should go over including the annual interest from tucking it away in a RS for a yr. Although I had to dip and restart it a few months ago for the new car I still reckon I'm due a few quid interest. It all adds up ;)

    No snow here yet 166 although I heard a rumour they had some just west of me so I wouldn't be surprise if we get some.

    Keep on keeping on everyone.

    Dobbi :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Evening all. Hope we're all enjoying the season.
    I've had to borrow £100 from my EF for xmas gifts. Aiming to return it (or at least the majority) by the end of the month.
    Down to £900/£5050
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Savvy_sewing
    Savvy_sewing Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Photogenic Rampant Recycler
    I have scraped up a few £ and now have £65.01 in my Emergency Fund and my Holiday Fund.
    But I also now have my Retirement Fund as I don’t have much of a pension so that is getting the majority of my money at the moment. It’s up to £800.
    I want to get it to £1,000 by the end of the year.
    Then I will revisit the Emergency Fund.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
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