3-6 Month Emergency Fund Challenge!!

skye_blue

Hi everyone

please add another £30 to my pot if you will helen

hope everyone is getting along with their xmas stuff and keeping stress levels down, ive almost done as im not buying as many this year and its helped me loads. nothing worse than struggling to find gifts for people who you don't know what to buy

keep warm everyone

abundant1972

Evening Everyone!

I have been AWOL the last few months whilst I relocated my life from down South to up North to be nearer to my family. I have landed, started my new job, and just trying to settle in. I somehow managed to keep my payments going, although as of 2018 the amount I will be able to save will drop from £250 to £25 because I'm on less hours.

Amount added = £250 x 3
3-6 Month EF = £2000/£4500

I am still a long way off my goal, but who knows what the New Year will bring? Wishing you all the best and thanks to Helen for running this post as always x

166million

£7 added from Chip
Have again told it to save lesser amount. It's draining all my money away!

£244 total

DreamerHelen

Hi All

Apologies for going AWOL again....Just been a bit of a rough time....I'm going to be kind of glad when this Year has gone, there have been some good things but also bad things...and my Anxiety seems to have gone through the roof this Year...I'm hoping I can get a handle on it over the next few months...I guess that's an ongoing thing really...

I managed to put another Fiver in my Emergency Fund...so at least I'm just over the £100-mark...

Here's to the Updates... xXx

166million - I've Updated the First Page...You're doing AWESOME!! Keep on going hun...and thank you for your lovely words....The Night Shift work does cause Anxiety but so many other things in my life do as well...I think it's an overall Anxiety... xXx

datlex - I've Updated the First Page...WOW, look at how AMAZING you're doing!! xXx

LittleMissDetermined - I've Updated the First Page...You're doing BRILLIANTLY!! Keep on moving forwards hun xXx

skye blue - I've Updated the First Page....You're doing WONDERFULLY!! I'm not sure I have the correct total so could you check it for me and let me know please hun? I know you can do it...keep on going...I'm doing okay thank you hun xXx

Dobbibill - I've Updated the First Page...You're doing INCREDIBLE..I take it the Update was for your Number 2 Goal? I hope you are doing well hun xXx

x_raphael_xx - I've Updated the First Page....You're doing AWESOME...keep on going and keep beavering away xXx

Mooloo - I've Updated the First Page...You are doing BRILLIANTLY...Just keep on plugging away, you WILL get there xXx

abundant1972 - I've Updated the First Page...You're doing REALLY GREAT!! Keep on going...it's really lovely to see you again and it sounds like there are some exciting times ahead.... Thank you for your lovely words...it's a pleasure to run this Thread... but it is all of you Guys that make it what it is... xXx

Savvy_sewing

Added another £10 yesterday, so up to £75.01 in Emergency Fund.

LittleMissDetermined

Thanks For the updates Helen - sorry that your Anxiety seems to be getting the better of you again, I know how much it can impact our everyday lives. Sending you hugs xx

Well done on reaching the £100 mark!

166million

Thanks Helen, you are awesome too. You have so much on your plate but you persevere and help all of us to reach our goals too!


Please increase my total to £250!

LittleMissDetermined

Hi all

Popping in to update with another £150 to the pot taking my total to £4100

Hope everyone is ok and keeping safe and warm

LMD x

Anoneemoose

Hi everyone.

Sorry, long time no post! Been so busy with Christmas organisation and DS's birthdays and then getting the house back to normal (well, ish).

Not much to report on my EF though. Although, actually, I have added £25 to it, so I'll report that! We have spent more than budgeted for Christmas, but that's no surprise really (we always do ) and it's all noted and accounted for.

I'm having a dilemma..once Christmas is out of the way, I will be losing two payments (one for our bathroom loan which we paid over 10 months) and our sofa loan which is coming to an end in February. It means that without tweaking our budgets much, we could throw around £550 per month at our credit card debt. I am two minds about what to do. Just plough on and get rid of that as quickly as possible, or divert some to the EF. I'll have to have a think.

Sorry to hear your anxiety is still playing up, DreamerHelen. I hope it settles soon. I can't remember what, if any, help you might be receiving already, but if it doesn't lift, I would visit your quack. Sometimes just having that chat makes me feel better, although I appreciate not everyone is the same.

Sending good wishes to everyone and I hope this time of year is enjoyable, rather than stressful for you all.

166million

Hi all, nothing to report. Just checking in.
Helen if you want/ need any help maintaining the thread/ totals I am happy to chip in. Not sure how that would work but am willing if needed