PPI Reclaiming successes and failures

di3004

beverleykim wrote: »

Our first success!!!!!

Had a letter from Cap One yesterday morning saying that after investigation have decided to refund the full amount of PPI premium - yippee!!!! Had only sent a letter of to Cap One, no questionnaire, so a quick turnaround.

The total offer of redress consists of £2067.14 in premiums, £37.63 in associated interest and additional 8% £751.06, which totals £2855.83.

I don't want to sound greedy, but the £37.63 in interest seems very low - does this sound correct to all you mathematicians out there?

Thanks to all your help on this website, actually gave me courage to confront the banks, thank you.

Wonderful work :T:j Well done and Congratulations!:beer:

tifosi

beverleykim wrote: »

Our first success!!!!!

Had a letter from Cap One yesterday morning saying that after investigation have decided to refund the full amount of PPI premium - yippee!!!! Had only sent a letter of to Cap One, no questionnaire, so a quick turnaround.

The total offer of redress consists of £2067.14 in premiums, £37.63 in associated interest and additional 8% £751.06, which totals £2855.83.

I don't want to sound greedy, but the £37.63 in interest seems very low - does this sound correct to all you mathematicians out there?

Thanks to all your help on this website, actually gave me courage to confront the banks, thank you.

Hi,

was this a loan or credit card?

When did it start and end?

What was the interest rate for the loan/credit card?

If a credit card, do you have an agreement that shows how they applied payments made? (as in what order were the following paid - purchases balance, balance transfer balance, cash balance, ppi premiums)

£37.63 in interest sounds VERY low on £2,067.14

amersall

klflosser wrote: »

Is there a link for that? Not sure which main page. Thanks.

https://forums.moneysavingexpert.com/discussion/3338266

sunny8_2

di3004 wrote: »

Hiya hon

CEO's here....

[EMAIL="robert.diamond@barclaysplc.com"]robert.diamond@barclaysplc.com[/EMAIL]

Natwest same as RBS

[EMAIL="Stephen.Hester@rbs.co.uk"]Stephen.Hester@rbs.co.uk[/EMAIL]

Details of AA below.
http://www.theaa.com/aboutaa/complaints.html

Good luck x;)

Hia Di, do you have the email address for Halifax ceo pleasexx

Joe_Markland

Hi all,

First success with Santander this week sent in the Questionnaires for my Topman and Burtons card and got a phone call 2 days later no arguments just refunded straight away!

Just awaiting Natwest to come back to me now which should clear the full balance of my loan which would be fantastic!

Rae115

Xanadu20 wrote: »

Was this with reference to your Opus card ? i am having a hard time getting any information from them at all, would you mind sending me on the email address?

Rich

Mine was in relation to citi card. i email the ceo [EMAIL="bert.pijls@citi.com"]bert.pijls@citi.com[/EMAIL] but citi is now call opus and is apparently part of rbs so i emailed the ceo [EMAIL="stephen.hester@rbs.co.uk"]stephen.hester@rbs.co.uk[/EMAIL] and got a reply from [EMAIL="Scott.McLellan@rbs.co.uk"]Scott.McLellan@rbs.co.uk[/EMAIL] Group Customer Relations.

Rae115

tifosi wrote: »

Hi all,

do Barclays still own Barclaycard Masterloan, or have those accounts been sold to someone else?

apparently they still come under barclays but separate if that makes sense-im not getting anywhere with them and looking to take it hire as not even the manager can help - no one cant find me on the system at barclay card (as i closed the account in 2008) YET barclays bank can and gave me the 3 card numbers i had.

sunshine25

Yippee!!! Got a letter today to say that I had won my reclaim from Virgin/MBNA!!! I used Belmont thornton so in true service from them I have 4 days to send the form back before the due date and have no idea what the offer is....

I'll phone FOS tomorrow to see if I can send the letter direct to them and I guess I will have to phone Bel Thorn or MBNA to get my figure but so pleased. Its worth waiting for a response

Fingers crossed LTSB come thru for me too....

amersall

Halifax.
[EMAIL="antonio.osorio@lloydsbanking.com"]antonio.osorio@lloydsbanking.com[/EMAIL]

amersall

Joe_Markland wrote: »

Hi all,

First success with Santander this week sent in the Questionnaires for my Topman and Burtons card and got a phone call 2 days later no arguments just refunded straight away!

Just awaiting Natwest to come back to me now which should clear the full balance of my loan which would be fantastic!

:j:j:jBrill:j:j:j:j