PPI Reclaiming successes and failures

Rebecca01

klflosser wrote: »

Now some weeks since Barclays said they would be refunding claims put on hold for the JR. This was some time ago. I have 3 outstanding with them.
Has anyone heard anything from them yet? The still don't seem to be in any hurry to deal with them!

Too true ,read the thread on the main page about anyone heard from Barclays yet.

tifosi

Hi all,

do Barclays still own Barclaycard Masterloan, or have those accounts been sold to someone else?

imraka

Well having joined the site only recently I was not really sure if it was going to be worth it. Having taken the advice of all the helpful and lovely people on the forum, as well as downloading the template for Loan PPI reclaim, I have had a great result.

I was claiming for a loan with Egg, which ended in 2006, as I was self employed at the time I thought I would have a good case to reclaim.

Initially I submitted a request for information on my loan and was refused. Luckily I had kept a statement so I knew exactly how much I had paid etc.
I was told by one of the members to request a DSIR (Data Subject Information Request) which I did.

What I am most amazed about, is the fact that I did not even get the chance to say I had been mis-sold PPI, when a cheque dropped through my door.

I am so pleased with this result. It is like they did not even contest it and paid up without me asking! Happy Days
It was such a good feeling to get one over on the banks

I got a cheque for £1381.31 which included compensation and interest on the initial £824.17 PPI payment :j

God bless Martin Lewis, The forum and all the members.
If there is anyone out there having doubts, just go for it what have you got to lose!

:money:

God bless!

Riggsy1367

imraka wrote: »

Well having joined the site only recently I was not really sure if it was going to be worth it. Having taken the advice of all the helpful and lovely people on the forum, as well as downloading the template for Loan PPI reclaim, I have had a great result.

I was claiming for a loan with Egg, which ended in 2006, as I was self employed at the time I thought I would have a good case to reclaim.

Initially I submitted a request for information on my loan and was refused. Luckily I had kept a statement so I knew exactly how much I had paid etc.
I was told by one of the members to request a DSIR (Data Subject Information Request) which I did.

What I am most amazed about, is the fact that I did not even get the chance to say I had been mis-sold PPI, when a cheque dropped through my door.

I am so pleased with this result. It is like they did not even contest it and paid up without me asking! Happy Days
It was such a good feeling to get one over on the banks

I got a cheque for £1381.31 which included compensation and interest on the initial £824.17 PPI payment :j

God bless Martin Lewis, The forum and all the members.
If there is anyone out there having doubts, just go for it what have you got to lose!

:money:

God bless!

Brilliant news, and another one in the Egg eye!!!:T:T:T:T

beverleykim

Our first success!!!!!

Had a letter from Cap One yesterday morning saying that after investigation have decided to refund the full amount of PPI premium - yippee!!!! Had only sent a letter of to Cap One, no questionnaire, so a quick turnaround.

The total offer of redress consists of £2067.14 in premiums, £37.63 in associated interest and additional 8% £751.06, which totals £2855.83.

I don't want to sound greedy, but the £37.63 in interest seems very low - does this sound correct to all you mathematicians out there?

Thanks to all your help on this website, actually gave me courage to confront the banks, thank you.

amersall

imraka wrote: »

Well having joined the site only recently I was not really sure if it was going to be worth it. Having taken the advice of all the helpful and lovely people on the forum, as well as downloading the template for Loan PPI reclaim, I have had a great result.

I was claiming for a loan with Egg, which ended in 2006, as I was self employed at the time I thought I would have a good case to reclaim.

Initially I submitted a request for information on my loan and was refused. Luckily I had kept a statement so I knew exactly how much I had paid etc.
I was told by one of the members to request a DSIR (Data Subject Information Request) which I did.

What I am most amazed about, is the fact that I did not even get the chance to say I had been mis-sold PPI, when a cheque dropped through my door.

I am so pleased with this result. It is like they did not even contest it and paid up without me asking! Happy Days
It was such a good feeling to get one over on the banks

I got a cheque for £1381.31 which included compensation and interest on the initial £824.17 PPI payment :j

God bless Martin Lewis, The forum and all the members.
If there is anyone out there having doubts, just go for it what have you got to lose!

:money:

God bless!

:j:j brilliant :beer:

amersall

beverleykim wrote: »

Our first success!!!!!

Had a letter from Cap One yesterday morning saying that after investigation have decided to refund the full amount of PPI premium - yippee!!!! Had only sent a letter of to Cap One, no questionnaire, so a quick turnaround.

The total offer of redress consists of £2067.14 in premiums, £37.63 in associated interest and additional 8% £751.06, which totals £2855.83.

I don't want to sound greedy, but the £37.63 in interest seems very low - does this sound correct to all you mathematicians out there?

Thanks to all your help on this website, actually gave me courage to confront the banks, thank you.

:j:jWell done :beer:
The interest will depend on different factors,i am sure someone who knows more about this will post.

klflosser

Rebecca01 wrote: »

Too true ,read the thread on the main page about anyone heard from Barclays yet.

Is there a link for that? Not sure which main page. Thanks.

fight_the_power_2

beverleykim wrote: »

Our first success!!!!!

Had a letter from Cap One yesterday morning saying that after investigation have decided to refund the full amount of PPI premium - yippee!!!! Had only sent a letter of to Cap One, no questionnaire, so a quick turnaround.

The total offer of redress consists of £2067.14 in premiums, £37.63 in associated interest and additional 8% £751.06, which totals £2855.83.

I don't want to sound greedy, but the £37.63 in interest seems very low - does this sound correct to all you mathematicians out there?

Thanks to all your help on this website, actually gave me courage to confront the banks, thank you.

bevereley my cap one refund was £2389.74 in premiums £88.05 in associated interest plus 8% interest of £724 .89 work that one out

di3004

imraka wrote: »

Well having joined the site only recently I was not really sure if it was going to be worth it. Having taken the advice of all the helpful and lovely people on the forum, as well as downloading the template for Loan PPI reclaim, I have had a great result.

I was claiming for a loan with Egg, which ended in 2006, as I was self employed at the time I thought I would have a good case to reclaim.

Initially I submitted a request for information on my loan and was refused. Luckily I had kept a statement so I knew exactly how much I had paid etc.
I was told by one of the members to request a DSIR (Data Subject Information Request) which I did.

What I am most amazed about, is the fact that I did not even get the chance to say I had been mis-sold PPI, when a cheque dropped through my door.

I am so pleased with this result. It is like they did not even contest it and paid up without me asking! Happy Days
It was such a good feeling to get one over on the banks

I got a cheque for £1381.31 which included compensation and interest on the initial £824.17 PPI payment :j

God bless Martin Lewis, The forum and all the members.
If there is anyone out there having doubts, just go for it what have you got to lose!

:money:

God bless!

Well done to you:T:j Congratulations!:beer: