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The £1,000 emergency fund challenge.
Comments
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I never did post back on here...took a break after my baby was born as life got a bit manic.
I did carry on saving though and am finally the proud owner of a shiny £1000 emergency fund. Christmas is all paid for and I became debt free in May so I am intending to just keep slowly adding to the EF as and when I can now to build more of a buffer.
Well done to everyone saving towards theirs[FONT="][FONT="][FONT="][FONT="][FONT="][FONT="]D[FONT="]ebt free since May 2015[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT="][FONT="][/FONT][/FONT]0 -
Welcome back and congrats on the baby.
Also well done on reaching the target.
Got a bonus from work so that's another few pounds I will be adding to my 2nd EF to take it into 3 figures.
Works do went well. I even managed to behave myself for a change (when alchohol is involved I can get a bit loud).
Got another Christmas party this afternoon. Luckily this is the District Cub Scout party, so will be supervising my Cubs..Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
lexbubbles wrote: »The drive was only £55 though? (so not actually expensive in the slightest). I know it's simple but I don't want to do it myself - I have arthritis and my hands lock / shake / generally don't work well enough for me to be even remotely willing to do that lest I break something else. I doubt I'd even be able to remove the teeny tiny screws at this point.
Hence why I sent said drive to Hampshire. To someone I know has the skills to take it apart without damaging it and whom I trust andp don't have to pay. Return postage was almost £60 and thus more than the parts. But STILL, as I said, cheaper than taking it to apple. Probably still cheaper than the dodgy 'wouldn't trust them as far as I could throw them' unofficial repair centres as well.
No problem, didn't mean to offend.
I have MS and replaced hdd and dvd drive myself -2 yrs ago -with ssd.
You are correct the screws both external and internal are the smallest philips+torx i'll ever use.
When I posted I was just thinking ssd is one the best value addition, reasonable cost+lightening fast data storage.
Enjoy your mac and new hdd;)Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0 -
1KEF - Okay, I'm off the bottom rung, £5 from my paypal account into my emergency fund.
I also have £17 in my TCB account but won't count that till it's payable. Will also start chucking a few things onto e-bay after Christmas. If I get any Christmas bonus (unlikely) that will also hit the fund.
Des£56/2790 -
#45 checking in with an update now the usual SO has gone over so my new total is £750.00 (75%) slowly getting there
A big welcome to our newest members, keep up the good work everyone, we'll all get there in our own time. :santa2:
A very Merry Christmas to you all. :xmastree:
I joined this challenge back in November 2014 and it's been a lovely year sharing your stories of challenges, progress and success.
DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Chucked some pennies in from the CA so sitting at £859.04Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
:j ~Debt Free Date 07/12/2015~ :j
SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/3100 -
10 days to pay day and I have enough money to throw a good chunk across into EF #2 to take it above 10%.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Well done to all you savers:T. I hope you're all enjoying the parties and works dos that you have planned:beer:.
Commiserations to anyone who's had family illness and problems or has had to do any emergency spending lately.
Now my pet insurance policy has been cancelled I'm saving the equivalent £15.22 plus the bit extra I can afford to round it up to £20 each month and that's going straight into my EF come what may;). I know it's not much in the scheme of things but every little helps. I'll try to add whatever else I can whenever I can afford it. I've been a bit remiss on the savings lately:o but at least I haven't had to deplete what's already saved:j0 -
I'm up to £75 now, a top up of money from an eBay sale! I have a signed football shirt I won at auction a few years ago from a team I don't support so I think il auction it off on eBay and put the money into this fund!:eek:Living frugally at 24 :beer:
Increase net worth £30k in 2016 : http://forums.moneysavingexpert.com/showthread.php?p=69797771#post697977710 -
Rounded down account today and added a little to EF. I hadnt added much for a while and felt guilty
Keep plodding on with the EFsSP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0
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