Bank Charges Success Stories II

fuzzball27

My story started in March with first letter and the long 40 day wait. Then reminder letter and another wait then decided to ring them and threaten them with reporting them as they are witholding my information. Cheque for £10.00 was never cashed but over the phone he said he would send out the list of all my charges free of charge. He didnt give me a time frame for this so last week I rang again and over the phone I agreed to the amount of £145.00 (I only had a couple :A ) and this has now been paid :T

tasha8

The Abbey 3900 + costs & interest
The Abbey 3500 :beer:

I can't believe I finally get to post on this forum. I know I probably should have held out but I am one of the lucky ones and I sorted out my debt a couple of years ago so this is a bonus.
They held out for what seemed like forever, I sent my court bundle (Thanks to CAG) in last week. I had a court date for August.
This site and its posting helped me to keep my nerve and I can't tell you how good it feels!
For those of you still holding out I say stick with it.
Thankyou Martin for providing the template letters and this forum to air our questions and successes.:money:

cher31e

HSBC
£30
£30
charged me £15 for£0.95p,(thought it was cleared)we had sent letter against it,during this got 2nd letter for another £15.Got cheque this morning,thanks Martin,my family loves you,been following your advice since you first appeared on this morning.Cheers.£30 is £30 in my pocket.:beer: :money:

lau_3

Bank: Halifax
Amount claimed: £1320 including court fee and interest
Amount won: £1120

I had to get as far as the court stage as they ignored most of my letters and just sent me the standard complaint letter saying no. I sent about 10 requests for missing information that they didn't provide but all were ignored. Eventually I just estimated the missing amount!

I put in the claim at MCOL and Halifax acknowledged with intent to defend the full amount. One day before the deadline to enter the defence they sent a letter offering £1120.

Still in two minds whether to tell them I'm accepting it as part payment or to just take it!

I'm absolutely over the moon, the whole process has taken MONTHS with Halifax dragging their feet at every stage (as usual). Now I can pay off all my credit cards and a big chunk of my overdraft.

Thanks to everyone on here, your success stories have kept me going these last months! Don't give up, stick it out to the bitter end and they always cave in!! :rotfl: :rotfl:

robertvowels

Bank: Lloyds TSB
Amount Reclaimed: £535
Amount Won: £535 (plus £80 court cost)

Got to the stage of getting a court date for end of Aug, then just got a letter from the bank offering to refund the full amount.

Cheers Martin!

Mountie

Bank: Barclays
Amount Reclaimed: £340
Amount they paid: £255
The story:

I went as far as having to write two letters, first one requesting statements, second one requesting the money. The first letter was sent on 6 March and I'd had two letters from Barclays in the meantime saying they were dealing with my request. I've just had the letter offering £255, dated 2 July and I'm going to take it.

However I've just called to reclaim a £30 paid referral charge I had last week and they said there's a 90% chance of me getting this money back due to just having been through the above process.

Thanks for the success stories - they are what pushed me into making my claim.

Now... can anyone recommend a good loan? I want to clear my £3.5k overdraft!!!!

• Read the article
  How to Reclaim Unfair Bank Charges

• Discuss the issues
  Discussion on reclaiming charges
  Discuss the impact on bankings future

Jester_707

amount reclaimed: £4,638.00
amount paid in full with court costs: £4,638.00
started complaints 10 mnths ago, and after months of being ignored took court action. only then did abbey nat. take me seriously. alas 1 week before court date got letter saying that due to the cost to them of defending they decided to get me out of their hair and pay in full including court costs..happy days !.Many thanks to Martin and all the other people on the site for info and help. excellent work, keep it going folks...Jester 707 xx

mazzxtc wrote: »

Started the process in Feb 2007 with Abbey National
Claimed: 4576.73 (with interest & costs)
Repaid: 4000.00
Offer letter received after I sent them a letter saying was willing to settle out of court. First offered £3430.00 but phoned up and said they lowest I would take is £4000.00. they accepted this without negotiation. Really happy cos I was getting fed up with the wait and the stance taking from both sides.
they are actually OK to talk to, and seem to want tis whole claim thing over and done with. i suggest that if you want to settle before court, try make a settlement soon after you receive their defence.

tjclilac

:T Amount claimed £1100
Amount offered £544
Amount accepted £950

Taken since 4th May and not had to go to Court so I am well happy.

Thanks to the site and Martin and everyone else on here who has given me the strength and courage to persevere with the claim. 1 more to go now. Dont give up

daddymap

:j:j
Halifax
Claimed: £2900 plus interest
Received: 2900 plus interest! Great!

I took out proceedings on 11th May and I've checked my account today and the money has been transferred direct to my account.

I just followed the process exactly as Martin says. I did get the letter saying that they need eight weeks to look into it - I was polite and waited 2 weeks before going through Money claim! Halifax applied for the additional 28 days but then I received a letter this morning saying that although they are not admitting liability they will reimburse the full amount. Excellent.:rotfl:

Nice one Martin your'e a star.:A

hopeleigh

Got a letter this morning from SCAM offering a full and final
ment from Lloyds TSB !!!!!!!!!!!!!!!!!
Well worth all the worry and hassle , so keep going everyone its worth it in the end. Thanks to those on here that offered advice.