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Living together - financial arguments

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Comments

  • Don't be a grass Jellyhead - life's hard enough and maybe she doesn't benefit from her bf anyway - like Cath! It's those fat cat so-and-so's with their millions at the tax-payers expense at the top of the pile that need grassing on, trouble is what they do may be unethical but they make the rules! Think of the MG Rover directors, they're getting millions out of a company they paid £10 for while the workers are losing their jobs! And that's for failing!! But, yes, 'fraud' is severely dealt with, you'd get off far more lightly if you burgled your neighbours!
  • Spendless
    Spendless Posts: 24,811 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    jellyhead wrote:
    do tax credits ever find out about the fraud though? i know someone who's living with a boyfriend who's working full time, he's been there since xmas and tax credits haven't been told. she works part time and gets tax credits accordingly. hubby wants to grass them up but i'm undecided (opinions welcomed, but i don't want to hijack cath's thread) .
    I would imagine that they'd (the IR) would catch up with them eventually due to shared address or someone would grass them up. My friend had her previous boyfriend stay over every weekend (he had his own place in another town) and though I never discussed it with her I often wondered if she was on dodgy ground.

    I honestly don't know if I'm ever tell on someone or not, probably not. My husband definately wouldn't. Would your husband report them even if you didn't approve jellyhead?

    EDIT _ Cath - just a thought why don't you edit where you're from and ask any other posters who've mentioned it to do same. Gives you a bit of protection at least.
  • Hey, Cath - I was sent this email by a friend - thought it might make you laugh:

    15 Things You Probably

    Never Knew or Thought About

    1. At least 5 people in this world love you so much they would die for you.


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    Do one thing every day that scares you.

    Sing.

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  • And this one:


    NEW EVENING CLASSES FOR MEN!!!

    ALL WELCOME
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    Note: due to the complexity and level of difficulty, each course will accept a maximum of eight participants

    The course covers two days and topics covered include:


    DAY ONE

    HOW TO FILL ICE CUBE TRAYS
    Step by step guide with slide presentation

    TOILET ROLLS - DO THEY GROW ON THE HOLDERS?
    Roundtable discussion

    DIFFERENCES BETWEEN LAUNDRY BASKETS AND FLOOR
    Practising with hamper (pictures and graphics)

    DISHES & CUTLERY; DO THEY LEVITATE/FLY TO KITCHEN SINK OR DISHWASHER BY THEMSELVES?
    Debate among a panel of experts

    LOSS OF VIRILITY
    Losing the remote control to your significant other - Help line and support groups

    LEARNING HOW TO FIND THINGS
    Starting with looking in the right place instead of turning the house upside down while screaming - Open forum





    DAY TWO

    EMPTY MILK CARTONS; DO THEY BELONG IN THE FRIDGE OR THE BIN?
    Group discussion and role play

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    PowerPoint presentation

    REAL MEN ASK FOR DIRECTIONS WHEN LOST
    Real life testimonial from the one man who did

    IS IT GENETICALLY IMPOSSIBLE TO SIT QUIETLY AS SHE PARALLEL PARKS?
    Driving simulation

    LIVING WITH ADULTS; BASIC DIFFERENCES BETWEEN YOUR MOTHER AND YOUR PARTNER
    Online class and role playing

    HOW TO BE THE IDEAL SHOPPING COMPANION
    Relaxation exercises, meditation and breathing techniques

    REMEMBERING IMPORTANT DATES & CALLING WHEN YOU'RE GOING TO BE LATE
    Bring your calendar or PDA to class

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    Individual counsellors available
  • :rotfl: nicecuppatea! that has made my morning!
    :rotfl:five children? I must be mad........ :rotfl:
    aug grocery spend - £166.45
  • elona
    elona Posts: 11,806 Forumite
    10,000 Posts Combo Breaker
    I enjoyed that :j
    "This site is addictive!"
    Wooligan 2 squares for smoky - 3 squares for HTA
    Preemie hats - 2.
  • you're welcome, I'm still chuckling myself.
  • jellyhead
    jellyhead Posts: 21,555 Forumite
    10,000 Posts Combo Breaker
    me too :-)

    by the way, about grassing no i don't think i ever would, and hubby wouldn't either, he was just irritated at the time he said it. he certainly wouldn't grass on this person because i would be upset if her children were in care while she was in prison, it's happening a lot in our town at the moment, i never thought they'd send people to prison for benefit fraud, especially not if there was nobody to have the child but it's in the local paper every week now, more prison sentences for people i know in the playground.

    this is a totally different case to cath's anyway, the boyfriend has been living there working full time for 5 months, they just bought another new car and had a holiday abroad and they're both spending his wages. she pays single person council tax, etc. and would lose 700 a month if she told tax credits he lived there, they would take everything apart from the £545 a year off her because he earns enough to take them over the threshold for getting the other elements. she knows she won't get caught, if she was on income support it would be different but tax credits don't know how to catch people, in her opinion. every time she needs the childcare form filling out she changes her hours at the nursery, nursery fills it in to include lots of new hours and to assume holiday club (her kids are both in school most of the time though), the nursery allow her to do it as long as she gives them a month's notice to change the hours used, so she uses those hours for a month then cuts the childcare right down to one hour per week and just keeps all the childcare allowance the tax credits pay to her for the rest of the year, she uses family and friends for childcare instead, and has 2 other friends also doing the same scam with their childcare hours so they take it in turns to have each others children and get to keep all of those childcare tax credits for doing so.

    hubby was just annoyed because when his back was aching the other day she told him he should try the jacuzzi and sauna at her gym, as if he could afford the joining fee and £60 monthly fee, it just irritated him that taxpayers like him are supporting people to live that kind of lifestyle when he can't afford it himself, and he knows her ex struggles to pay her the maintenance too, he was just in a strop for a moment and considered reporting her for fraud out of spite, but he's really not that kind of person.

    anyway, back to cath :-) how are things? is college going okay? how does your son react when you and bf argue, or is it when he's in bed? good luck with getting the divorce sorted *HUGS*
    52% tight
  • Glad
    Glad Posts: 18,935 Senior Ambassador
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    The Original Poster has asked that after all the great advice and help,
    she would like to see the thread closed for the time being
    I am a Senior Forum Ambassador and I support the Forum Team on the Wales, Small Biz MoneySaving, In My Home (includes DIY) MoneySaving, and Old style MoneySaving boards. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
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