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Our DMP Adventure or We Don't Have a Clue!

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Comments

  • Learning2Budget
    Learning2Budget Posts: 1,092 Forumite
    Things I need to do -
    1) work out how to get the up to date info mentioned above without Mr BR having to actually speak to anyone.
    2) start looking at a possible PPI claim (which I keep saying I'm going to do)
    One of the issues with both these things is that neither of out printers work so I have to ask him to do stuff at work which is less than ideal and sometimes he doesn't have time.

    You got a library near you hun? You could print out there quite cheaply.L2B.x
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
  • BlushingRose
    BlushingRose Posts: 1,621 Forumite
    No, not one nearby :-(

    Has anyone done a car-boot?
    Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568

    Oct 2012 = Current debt: £40,548.93
    Oct 2013 = Current debt: £39.054.70


    DMP Support number 424 - Long haul number 308
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Nope sorry, although lots of folk on here seem to with mixed results I think. What sort of stuff are you thinking of selling , I am having reasonable success with ebay although alot of that has been with the girls old clothes.

    I'm really glad the CCCS have adjusted things for you. Im really sorry I still ahvent had a chance to read your other thread. I hope you are feeling a bit better though.

    I think you need to at least have a go at this PPI claim if you can get access to a printer. Anything is worth a try and you may be succesful. Have you looked at Freecycle to see if anyone is getting rid of a printer ? Its not something I have used but I know that DFW uses them quite alot with some success. Just a thought x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • BlushingRose
    BlushingRose Posts: 1,621 Forumite
    Not really sure how to start actually. Have read all the posts and yet still am not sure how to get going on it.
    Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568

    Oct 2012 = Current debt: £40,548.93
    Oct 2013 = Current debt: £39.054.70


    DMP Support number 424 - Long haul number 308
  • BlushingRose
    BlushingRose Posts: 1,621 Forumite
    Hiya gang, anyone able to help me with this question please?
    https://forums.moneysavingexpert.com/discussion/4039227

    Thanks x
    Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568

    Oct 2012 = Current debt: £40,548.93
    Oct 2013 = Current debt: £39.054.70


    DMP Support number 424 - Long haul number 308
  • BlushingRose
    BlushingRose Posts: 1,621 Forumite
    Been having a bit of a trauma today as I realised that we're not going to be able to afford to go to a family wedding down south next year that we *have* to attend.
    Mr BR says it'd ok, we'll managed, we always do...but I don;t see how.
    Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568

    Oct 2012 = Current debt: £40,548.93
    Oct 2013 = Current debt: £39.054.70


    DMP Support number 424 - Long haul number 308
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh BR,

    The wedding is next year, so much can change in a year, it really can.

    Please try not to worry about something that is so far away, I know its easy for me to say. I am sure you will find a way , and not only go but actually enjoy yourself as well.

    xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • do you know how much it will cost to attend? you could start putting money away each month now (perhaps money that you earn separately from wages etc) make it a bit of a challenge for yourself? If you book hotels etc early i bet you can get a good deal at a cheapish one too? xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- £442.41/500
  • miggy
    miggy Posts: 4,328 Forumite
    Hello Rose, nice to hear from you again. :) I was wondering how things were going.

    I actually wrote a reply last night and lost it because the forums closed for maintenance. *sigh*.

    I think there are a few things to consider here... if it's a 'have' to attend, do both of you have to go?

    You need to look at all the costs and there may be ways to reduce some. Could you reuse or hire clothes rather than buying specially? Could you get cheaper travel by booking very early? Keep an eye open on Groupon for hotel deals and similar. The gift is obviously an expense but again by planning early you may be able to reduce that a lot.

    Once you have a clear idea of costs, that's the time to make a plan. Both or one of you to go? Neither to go but send a gift? Then see if there's a way to set aside a little at a time.

    I think if you posted here for links, people would soon come up with specific cost-cutting ideas.

    As Pinot says, a lot could change in the year. You could even find yourselves adding a few days and having a holiday! You never know. If you were working that might suddenly jump closer, but I realise that can't be magicked out of the air. If you can't do it, once you've looked at all the costs, then you can't. A really nice letter to say you would have loved to be there but unfortunately something has come up that you can't do anything about, should cover it - especially if sent in good time and tons of good wishes for the happy couple.
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    miggy wrote: »
    Hello Rose, nice to hear from you again. :) I was wondering how things were going.

    I actually wrote a reply last night and lost it because the forums closed for maintenance. *sigh*.

    I think there are a few things to consider here... if it's a 'have' to attend, do both of you have to go?

    You need to look at all the costs and there may be ways to reduce some. Could you reuse or hire clothes rather than buying specially? Could you get cheaper travel by booking very early? Keep an eye open on Groupon for hotel deals and similar. The gift is obviously an expense but again by planning early you may be able to reduce that a lot.

    Once you have a clear idea of costs, that's the time to make a plan. Both or one of you to go? Neither to go but send a gift? Then see if there's a way to set aside a little at a time.

    I think if you posted here for links, people would soon come up with specific cost-cutting ideas.

    As Pinot says, a lot could change in the year. You could even find yourselves adding a few days and having a holiday! You never know. If you were working that might suddenly jump closer, but I realise that can't be magicked out of the air. If you can't do it, once you've looked at all the costs, then you can't. A really nice letter to say you would have loved to be there but unfortunately something has come up that you can't do anything about, should cover it - especially if sent in good time and tons of good wishes for the happy couple.

    Good suggestions there Miggy !! I am sure between us we can make sure she gets there somehow !!!:D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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