Reclaimed Bank Charges SUCCESS stories

dave_badger

another stupid question from me, had a look and can't find the answer yet but 131 pages is going to take a long time to look through. On the LBA where it say's

This is based on the Unfair Terms in Consumer Contracts Regulations, as I believe these default charges are unfair and not proportionate to your costs, and therefore the [INSERT NAME OF COURT] court will rule in my favour.

I presume I put in my local court (Bristol in my case) is this correct? sorry to ask a really simple question I just want to get this 100% right first time. :beer:

Edinburghlass_2

Bristol will do fine. Please check out the Reclaim Help Thread linked in my signature for FAQ

Edinburghlass_2

eden wrote:

Hi hope I am in the right area. I have found out that i can reclaim bank charges on a nat west business account, but acn anyone tell me if I can claim the total bank charges that have been calculated by accountant which includes interst.

No you can't because there are many business charges such as annual fees/cash deposits etc that you can't claim on a business account.

helen111

letter to capitol one over a credit card, should i change sample letter from;

I would like to request a fully comprehensive list of all the default charges for direct debit, unauthorised overdrafts and standing orders I have paid over the last six years for the accounts I held with you over this time.

as there is no overdraft, its late payment fees??

Andypez

Andypez wrote:

I am hoping someone can help, a friend has asked if Business banking charges can be reclaimed?

i have not looked into this, does anyone have an answer for me?
Andy

does anyone have an answer please or could they tell me where i could find the answer
regards
Andy

Edinburghlass_2

Have a read of this thread...

http://forums.moneysavingexpert.com/showthread.html?t=270122

Edinburghlass_2

helen111 wrote:

letter to capitol one over a credit card, should i change sample letter from;

I would like to request a fully comprehensive list of all the default charges for direct debit, unauthorised overdrafts and standing orders I have paid over the last six years for the accounts I held with you over this time.

as there is no overdraft, its late payment fees??

change the wording to claiming late payment fees and/or over limit fees.

karen5416

jennyowen wrote:

Sorry to ask again but does anyone know of a formula I can put into ecxel to calculate the interest? Just to save abit of time on my MANY calculations!!

Many thanks xx

Hi there is a E like shape on the toolbar in excel, its an autosum button.. click on the box you want the total to go into, click the autosum button, the column should then be highlighted, click enter and it will automatically fill your total...

Shed78

Does anyone have the address to write to to reclaim from the Royal Bank of Scotland, (they've just charged me £39 for a returned Direct Debit with a credit card company that I've never set up!!!!). I called the telephone banking and they said to refer to my branch!! I've got the letter ready to go....

downandlow

Norwich and Peterborough Building Society

Amount Clamined - £3625
Amount offered and accepted- £3000


Many many thanks to everyone at Moneysavingexpert, i wouldnt have had the courage to go ahead and claim without you.