Reclaimed Bank Charges SUCCESS stories

Matt11

Yes, I found onr or two only the other day.

jane_thomas_2

MSE_Martin wrote:

This thread is especially to report your successes taking on the banks to reclaim unfair charges.

The aim is to show others that it is possible and it works.

Please report your successes here, if possible in the format

Bank:
Amount Reclaimed:
Amount they paid:
The story:
(just a few sentences, please include how far you went did you a. just write a letter, b. threaten to go to court or c. actually go to court )

• Read the article
  How to Reclaim Unfair Bank Charges

• Discuss the issues
  Discussion on reclaiming charges
  Discuss the impact on bankings future

Please don't use this thread for general discussion on reclaiming bank charges.

Hi there I have just succcesfully claimed back £2,171.89p back from Alliance and Leicester. I had to go right to taking them to court, I had two letters sent to me on the same day from their solicitor in one they said that they were going to fight against the claim in the other was a cheque for the final amount. Looks like their right doesn't know what the left isd doing.
They then sent me some more cheque books and a letter saying that they have reveiwed my over draft and it is ok and will be reveiwed again in another year. One week later they have sent me a letter stating that as I dont agree with the way they are running my account they are closing my account and if there is any out standing money which I owe them then they are going to report me and this could give me bad credit score, I already have a bad credit score because of them cancelling DD and SO. I have sent a letter back stating that I originally was with the Giro Bank over 25yrs ago and I didn't have a choice as they just took over and have asked them to send me a copy of the agreement which I was suppose to have signed which I did not. So watch this space jane thomas

dlb

Hiya.
Claimed £1130.19 from Natwest.
Amount they paid-£1130.19!!!

They paid up 3 weeks after first letter asking for charges back.

katankat

Thanks Martin and all those who have highlighted this in the media.

After many months of thinking about it I deceided to check my statements, from 2000 until 2004 I had a retail business that had hard times, in the end everything was paid of by me and the company is now a successful online company! On 1 day Natwest charged my company £330 in returned fees when the wages cheques were returned. On top of this they stung me with 3x £25 card misuse fees! If they were unhappy they should have closed the account and that would have forced me to close (This was the right thing to do) but no, guess what, the banks kept increasing the O/D facility and issueng more cheque books, each time telling me that they would look after me (charging me tens of thousands in charges, knowing full well that the business was sucking the life blood out of me):mad:

Well now it's turnaround time!:rotfl: All the details and amounts are below, I know and understand the courts well, they have got one hell of a fight coming with me!:cool:

Good luck everyone, I will let you all know how I get on with each and what I did!:beer:

ABBEY BUSINESS ACCOUNT £97.35
NATWEST BUSINESS ACCOUNT £20,145.33
NATWEST PERSONAL/BUSINESS £4651.47
NATWEST PERSONAL ACCOUNT £12,072.89
HALIFAX PERSONAL ACCOUNT £658.15
BARCLAYS C/CARD £472.43 Plus req more info on previous years
CAPITAL ONE C/CARD £259.12 Plus req more info on previous years
LLOYDS TSB C/CARD £179.70 Plus req more info on previous years
NATWEST C/CARD £96.69 Plus req more info on previous years
RBS REQ INFO but expected to be £1000 plus

TOTAL GONE FOR £38,633.13 :T inc interest (6 years and standard rate intrest)

Letters were sent on the 21st Feb, on 27th Feb Abbey credited £32 and told me they would close the account if I wanted more, 7 days warning issued to them to pay all or face court! No reply from others as yet!

Dave :eek:

westham66

i have just received a letter from the abbey saying they have passed on my letter to the complaints dept do i go ahead and send martins step 4 letter with interest added and what do i put down for name of court thanks

katankat

Thanks Martin and all those who have highlighted this in the media.

After many months of thinking about it I deceided to check my statements, from 2000 until 2004 I had a retail business that had hard times, in the end everything was paid of by me and the company is now a successful online company! At one point Natest charged my company £330 in returned fees when the wages cheques were returned. On top of this they stung me with £25 card misuse fees! If they were unhappy they should have closed the account and that would have forced me to close (This was the right thing to do) but no guess what the banks kept increasing the O/D facility and issueng more cheque books, each time telling me that they would look after me (charging me tens of thousands in charges, knowing full well that the business was sucking the life blood out of me):mad:

Well now it's turnaround time!:rotfl: All the details and amounts are below, I know and understand the courts well, they have got one hell of a fight coming with me!:cool:

Good luck everyone, I will let you all know how I get on with each and what I did!:beer:

ABBEY BUSINESS ACCOUNT £97.35
NATWEST BUSINESS ACCOUNT £20,145.33
NATWEST PERSONAL/BUSINESS £4651.47
NATWEST PERSONAL ACCOUNT £12,072.89
HALIFAX PERSONAL ACCOUNT £658.15
BARCLAYS C/CARD £472.43 Plus req more info on previous years
CAPITAL ONE C/CARD £259.12 Plus req more info on previous years
LLOYDS TSB C/CARD £179.70 Plus req more info on previous years
NATWEST C/CARD £96.69 Plus req more info on previous years
RBS REQ INFO but expected to be £1000 plus

TOTAL GONE FOR £38,633.13 :T inc interest (6 years and standard rate intrest)

Letters were sent on the 21st Feb, on 27th Feb Abbey credited £32 and told me they would close the account if I wanted more, 7 days warning issued to them to pay all or face court! No reply from others as yet!

Dave :eek:

Edinburghlass_2

westham66 wrote:

i have just received a letter from the abbey saying they have passed on my letter to the complaints dept do i go ahead and send martins step 4 letter with interest added and what do i put down for name of court thanks

Continue with the next letter at your timescale. Put in either just local court or the name if you know it.

richard1973_2

Bank:LloydsTSB
Amount reclaimed - £3200
Amount awarded - £3200
Got a court hearing for 10.30am 21.03.07. They paid money into account on 27.02.07. :T

jennyowen

Sorry to ask again but does anyone know of a formula I can put into ecxel to calculate the interest? Just to save abit of time on my MANY calculations!!

Many thanks xx

eden

Hi hope I am in the right area. I have found out that i can reclaim bank charges on a nat west business account, but acn anyone tell me if I can claim the total bank charges that have been calculated by accountant which includes interst.