Reclaimed Bank Charges SUCCESS stories

stebak

HSBC

CLAIMED: £1032
OFFERED £870

Sent the 1st letter template on the 2nd Jan. Got a response last week, the usual, "we're looking into your case".

Got a letter from them today, offering 870. Will accept that. Not bad for filling in a few spaces on a word template.

Thank you MSE.
:T

Jungle_Jayne

Hi first time on a forum, newbie to everything including the damn computer, can anyone tell me of any website with info about claiming bank charges on an account that was at one time in joint names, do we have to claim together or can I do it as I was the main account holder Thanks

amberz

Hi My bank has sent me an offer (of goodwill) for £686 and they owe me £1686, a friend told me to take the cash but still persue the case for full payment.I dont think I would be able to would I?.
AmberZ

freakybritgal

:eek: :eek:

JILLYBILLY wrote:

HI JUST READ YOUR MESSAGE AND I HAVE JUST POSTED ONE SIMILAR TO YOURS SO IM IN THE SAME BOAT MAYBE WE CAN HELP EACH OTHER ALONG THE WAY WITH ADVICE HAS THINGS HAPPEN. ITS ALL VERY NERVE WRACKING I DONT KNOW IF YOU FEEL LIKE THAT. GOOD LUCK WITH YOUR CLAIM!

Hi
i got my statements for 6 years yesterday it only took 4 days and they charged me five pounds for my statements ,i added all my charges up it came to £3190 pounds sent my letter and list of charges to natwest now i am just gonna sit tight and hope for the best .
best of luck to you as well
freakybritgal

nwshark

bakerag wrote:

Bank - Alliance and Leicester
Amount - £75 charges + £35 for online claim

Although it was only £75 I still had to go as far as issuing a claim through
the website https://www.moneyclaim.gov.uk.

It was worth it in the end I got my charges and the costs paid back.
I've since been told that I was entitled to claim £5 for each letter I had to write.
Is there anyone out there who can verify this, it would be useful for anyone else wanting to claim.

Alliance & Leicester
Total £752.00 inc.interest and costs.

I went to the Online Moneyclaim & within 4 days I had received a cheque for the full amount.
I believe the Banks will try to intimidate you with the content and tone of their letters back to you.I did feel for a split second that I might be wrong in claiming.Thankfully I kept looking at the moneysavingexpert & Consumeractiongroup,which reaffirmed my determination to carry it through.
Many thanks to everyone who has left messages of support on both sites!!
Best Wishes

j1mgg

I have read 59 pages with pure delight and have now sent off my dpa letter to lloydstsb.

I was wondering though a few years back i had credit cards and store cards which i failed to pay and have then been passed to debt collectors.

The first one was halifax and i am sure nearly 50% of what i am being chased for is charges.

the second one is capital one and the other two are store cards(ge capital.) the se ones i am paying off to debt collectors.

can i still pursue the original lenders of these cards although they dont own the debt anymore and are 3rd party debt collectors legal.

in scotland(EH3)

thanks and good luck to everyone:D

Edinburghlass_2

You need to read this thread now...

http://forums.moneysavingexpert.com/showthread.html?t=306355

Edinburghlass_2

amberz wrote:

Hi My bank has sent me an offer (of goodwill) for £686 and they owe me £1686, a friend told me to take the cash but still persue the case for full payment.I dont think I would be able to would I?.
AmberZ

You can reply saying you will accept the amount as partial payment but will now be proceeding to court for the remainder.

Edinburghlass_2

Jungle_Jayne wrote:

Hi first time on a forum, newbie to everything including the damn computer, can anyone tell me of any website with info about claiming bank charges on an account that was at one time in joint names, do we have to claim together or can I do it as I was the main account holder Thanks

Who is the account holder now?

Edinburghlass_2

Halifaxbeater wrote:

Does anybody know whether I can claim back charges from my mortgage account?
I put my house up for sale due to my divorce and stopped paying the mortgage saying I would redeem it once the house was sold. Obviously my mortgage company hit me with late payment charges etc. The real kick in the proverbials was when they charged me 1% or £1800 because I forgot to give them 1 months notice that I was redeeming the mortgage...ouch.
I've just been taken to the cleaners by my ex-wife and have been left to pay off her debt too...I need help, please.

Have a read of this thread...

http://forums.moneysavingexpert.com/showthread.html?t=304698