Reclaimed Bank Charges SUCCESS stories

Carpcatcher

Bank: Halifax
Amount requested £626
Amount they paid £626 + £132 interest + £80 Court fee

Initially sent letter requesting just the charges. They replied saying it was all my fault, terms and conditions blah blah! Sent letter threatening court. No reply so started moneyclaim online. Halifax Acknowledged to intend to defend but paid the money into my account on the same day. They sent a letter saying that it would cost them more in legal fees even if they won, so here's the money but we don't admit anything. Job's a gud un!

Barclays have acknowledged my moneyclaim but they have until 21st to move further. Fingers crossed! Waiting for reply on initial letter from Halifax credit card also. Girlfriend is waiting for reply from Yorkshire bank.

Good luck everyone. Thanks to everyone on initial victory!!!

People power.

smudger*

Hi there

Don't know if anyone can help me. My wife & I have a joint business account - is it possible to reclaim charges on that or does it come under separate legislation?

I've seen this question asked a few times elsewhere but can't seem to find an answer anywhere.

Thanks in advance.

Smudger

Edinburghlass_2

http://forums.moneysavingexpert.com/showthread.html?t=270122

smudger*

Thanks Edinburghlass - for both the content & speed of your reply. Much appreciated.

Right, off to do battle...........

sally1980

This is a reply forBOH

I had the same thing with HSBC. I gave them 7 days but they sent a letter sayimg they were looking into it. I was just about to start moneyclaim. I had filled in the form and was just waiting for someone to lend me the money when I received a letter with an offer.. My advice would be just to hold on a while as you may get an offer and it will save yu having to pay money claim. you are likely to be contacted b4 the given date anyway. i was.

louloujs

oooh errr. I have just filed two claims with Moneyclaim Online against Bank of Scotland for two accounts £5200 and £820.

Feeling very defiant - and very grateful for everyone on this site for their encouragement support and wisdom...

legoman

Bank: HSBC
Amount Claimed: £1547
Amount Offered: £870

needed the money now for driving lessons and a car. my new jobs requires me to drive the van abooot! very pleased though! thanks everyone.

emmalou_2

Bank: Barclays
Amount Claimed: £819.80
Amount Offered: £811.80

davebelushi

amount claimed £3.2K including interest. I emailed to say i'd accept £3k if they paid up within 7 days, today is the 7th day. Just been on the phone to service quality team (0845 0028006) and they say an offer of 2.5k in the post. I'm inclined to accept it.... Thanks all.... Credit card next me thinks.....

BOH

sally1980 wrote:

This is a reply forBOH

I had the same thing with HSBC. I gave them 7 days but they sent a letter sayimg they were looking into it. I was just about to start moneyclaim. I had filled in the form and was just waiting for someone to lend me the money when I received a letter with an offer.. My advice would be just to hold on a while as you may get an offer and it will save yu having to pay money claim. you are likely to be contacted b4 the given date anyway. i was.

Thanks for your advice, am really in two minds at the moment.
Was the offer they made for the full amount ?

Thanks again