Reclaimed Bank Charges SUCCESS stories

AuntieLouLou

sorry I don't mean to be really thick but kindly "Andrew 2003" said I can claim charges & fees but not ie the £12 pm for Advantage gold account... My account isn't an advantage gold account but still every month (I have now noticed that even when I wasn't overdrawn at all) there are charges which range from aroun £7 per month to £29 per month - are these standard bank charges which can't be reclaimed or ones that can do you reckon?

Kelly_Whitehouse

Well, I followed the templates on this very helpful website, and only had to send the one letter (1st one).I received a letter (the day before the 14 days was up) saying that my account will be credited within the next few days with £750 as a refund for the last years charges. It's been 3 working days since the letter was written & dated, no money in my account. But on the whole i believe this to be a success, just got to be patient and wait a few more days for the money to go into my account. A very improtant point, I HAVE NOT had my account closed!

Rex_Mundi

AuntieLouLou wrote:

sorry I don't mean to be really thick but kindly "Andrew 2003" said I can claim charges & fees but not ie the £12 pm for Advantage gold account... My account isn't an advantage gold account but still every month (I have now noticed that even when I wasn't overdrawn at all) there are charges which range from aroun £7 per month to £29 per month - are these standard bank charges which can't be reclaimed or ones that can do you reckon?

What does it say on your statement about these charges? It should say what the charge is.

lisaflower1980

Bank: Lloyds TSB
Amount Reclaimed: £617
Amount they paid: ????
The story: I was due to be in court this morning and when I got home last night I had a letter waiting for me from their solicitors saying the monies were to be paid into my account. Still waiting though - I will be complaining if it's not there by the end of the week.

Angie222

I've been with the HSBC for over 15 years now, want to try and claim back charges for last 6 years, worked out it's at least £700 just for last year alone!!!!

Problem is, I've got a Graduate Student Account aswell and also just taken out a Professional Studies Loan with HSBC.

If I try and claim back charges could they make me pay back the loan straight away???

We're also very overdrawn at the moment (due to charges, not surprising!!) - is it still ok to claim back charges while we're overdrawn both in our current account and my student account???

Angie222

I've been with the HSBC for over 15 years now and want to try and claim back charges for last 6 years, worked out it's at least £700 just for last year alone!!!! Just drafted letter to request statements....

Problem is, I've got a Graduate Student Account aswell and also just taken out a Professional Studies Loan with HSBC.

If I try and claim back charges could they make me pay back the loan straight away???

We're also very overdrawn at the moment (due to charges, not surprising!!) - is it still ok to claim back charges while we're overdrawn both in our current account and my student account???

jongrace

I havent yet started tthe process to reclaim my bank charges with HSBC yet as I have a loan with them for about £8000 and a business overdraft of about £1600. Bit nervous to start proceedings as am not sure what will happen if they close down my bank account. Does anybody have any advice on this??

Thanks

Tashy

I have just sent off my letter to Lloyds to reclaim charges over the past 6 years. My current account has been closed with them for over 6months now.
I still have a credit card with them, im a bit concerned that they may make me pay this off and close it in order to reclaim my charges.
Has anyone experienced this or can adivise me>>>???

Many thanks
Tasha

jaiminp

Bank: Halifax PLC
Amount Claimed: £1637
Amount Offered: £1637

Sent the origanal letter asking for my money back on 28th Dec, got a letter today saying they'll give me it all back!!

jaycatski

i'm trying to get my charges back from HSBC and it looks like it will be in the thousands, however they shut down my accounts about a year ago when i got an IVA to get them off my back. does this affect my chances? also i went in to see them for my print outs and they claimed that they can charge me £1 for each sheet of print, this will obviously be in the hundreds. i have heard that they cant charge me more than £10 in total under data protection act.
and advise would be great.
PS i cant use my internet banking because the accounts are closed, can i make them reopen them?
jaycatski