Reclaimed Bank Charges SUCCESS stories

Edinburghlass_2

You need to ask "for charge details" and not statements, they are quite entitled to charge you per statement that you ask for whereas the maximum they can charge for your details re the Data Protection Act is £10.

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andrew2003

speed7 wrote:

hi, thanks for the info but i cant open the file containing the letter lol!! any ideas what i need for that? thanks again

have you got microsoft word thats what you need to open the file

andrew2003

speed7 wrote:

hi, thanks for the info but i cant open the file containing the letter lol!! any ideas what i need for that? thanks again

This is a template of what you need to send edit it to fit yourself:


[INSERT NAME, ADDRESS AND TELEPHONE NUMBER]
[INSERT DATE]

[INSERT NAME AND ADDRESS OF BANK]


Dear Sir or Madam,

Re. Account number: [INSERT ACCOUNT NUMBER]

I am writing to request a fully comprehensive list of all the default charges for direct debit, unauthorised overdrafts and standing orders I have paid over the last six years.

Please find enclosed a cheque for the maximum statutory charge of £10. If you are unable to provide this data, I will accept a copy of my statements going back six years; I understand that statements on their own are not covered by the Data Protection Act 1998, yet I’m not requesting the statements per se, but the charges, which I’m entitled to by law.

I look forward to your response within 40 days, as [INSERT NAME OF BANK] is obliged to reply under the Data Protection Act. If not I shall seek remedy from the Information Commissioner.

Yours faithfully,

[YOUR SIGNATURE]

[YOUR NAME (PRINTED)]

jas135

just to confirm you can also claim back unauthorised overdraft interest ( usually a scandalous 29% ish ) but trying to distinguish it on your statements against your normal ( approx 8%ish ) overdraft interest is hard work .

speed7

could someone also give me the address for hsbc so i can get charge details from them also? thank you

andrew2003

speed7 wrote:

could someone also give me the address for hsbc so i can get charge details from them also? thank you

Data Protection Controller
HSBC BANK PLC
8 CANADA SQUARE
LONDON
E14 5HQ

speed7

hi, can you obtain charges ect on credit cards that have been fully paid up and you no longer have?

speed7

as i seem to be doing it all now can you do this for a topman card which is g e capital bank if so could i possibly have the address for that too? i really appreciate the help!!

andrew2003

speed7 wrote:

as i seem to be doing it all now can you do this for a topman card which is g e capital bank if so could i possibly have the address for that too? i really appreciate the help!!

yes and yes and the address for GE Capital Bank will be on your store card statement

family_life_2

Could some one give me an answer if possible?, i have just (within the last few days) sent off my court bundle to both the court and the solicitor of Lloyds TSB. I was just wondering what the next step is and how long it will be before I hear anything.

Many thanks.


Familt Life.