Reclaimed Bank Charges SUCCESS stories

andrew2003

family_life wrote:

Could some one give me an answer if possible?, i have just (within the last few days) sent off my court bundle to both the court and the solicitor of Lloyds TSB. I was just wondering what the next step is and how long it will be before I hear anything.

Many thanks.


Familt Life.

It explains all on step 5 of this link
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

luca4

I am about to send my first letter to Barclays with a list of charges and interest (from the site calculator)

Do i have to enclose the copy statements or will the date and ammount of charge as listed on the printout do?

I would much rather get it right first time!

Cheers

andrew2003

luca4 wrote:

I am about to send my first letter to Barclays with a list of charges and interest (from the site calculator)

Do i have to enclose the copy statements or will the date and ammount of charge as listed on the printout do?

I would much rather get it right first time!

Cheers

The print out with the dates of the charges and the amounts is ok you do not need to send the statements because they have got access to these there selves.

GT_Blue

iglimpse wrote:

:mad: I am helping my sister to reclaim charges from Abbey (back to 2002). I applied using the template letter but what I got back was useless. Lists and lists of spends but no info on the charges incurred, or the balances. I don't want to let that deter me... Is this their usual ploy?

We have already opened a new account, so that one is dormant for now:cool:

Clearly I need to write back and reiterate that it is the charges info I want, unless you can suggest anything else

Follow Martins suggestion of writing back and sending a copy to the information commissioner

GT_Blue

Just got back the first 18 months of six years statements from LTSB plus a list of the total charges for the six years. Two questions:

Should LTSB have sent all six years of statments showing all transactions - and not only some? (Aren't LTSB shortchanging me with information that might be useful later on if it went to court)?

When I calculate the total deductions, do I include the interest on the overdraft as well? I would argue that their charging placed me in an O/D situation which triggered their interest charges.

Also FYI - LTSB state that if the account returns to a positive balance, (having been O/D) "...during the working day", then no charges will be incurred. Their practice is quite the opposite. I wrote to them years ago about this but only had a letter stating they will look onto it.

The potential scale of this 'practice' is huge as this is an automated process and has been going on for years.

louloujs

Does anyone have correct name and address for service for Bank of Scotland i.e. Halifax Bank of Scotland in Halifax?

Doing my Moneyclaim Online thing. corrr

Edinburghlass_2

http://forums.moneysavingexpert.com/showpost.html?p=3480588&postcount=3

bloomfieldbird

HSBC: claimed £2314.00
HSBC:offered £2083.00
:rotfl:

The story...... sent an e-mail to the banks complaint department on 14th dec asking them to refund all charges.
Recieved a letter on the 22nd dec saying we are investigating etc....
Recieved the offer today 16th of january!! :j
Had also sent it all in writing recorded delivery,which got lost in the xmas post and didnt arrive!!
Had posted it for a second time on friday, which they recieved yesterday, but this offer letter was dated jan 11th.

Am surprised how quickly this has been settled and cant thank everyone enough for all the advice and info

....................Now for the Natwest!!!!!:rotfl:

louloujs

It's OK - I have the address and will show it just in case the question is asked again:

Halifax Bank of Scotland plc
Trinity Road
Halifax
West Yorkshire
HX1 2RG

louloujs

Thanks for that anyway Edinburghlass! Need to get the title right following their merger..