Every week MoneySavingExpert asks: what would you do? Join our Money Moral Dilemmas and polls to debate tough money decisions and see the nation’s views.
Almost everyone agreed a gifted ticket (and any winnings) are yours to keep, but many would still buy the giver a thank‑you treat
68% were totally against dynamic pricing, while just a handful supported paying extra during busy periods.
If a storm knocks down your shared fence, posters said be honest about not being able to contribute but check your deeds to see if legally liable.
Every week, we feature a Money Moral Dilemma in the Money Tips email.
This week's MoneySaver who wants advice asks.. I've recently inherited some money. It's enough to buy a new car, something I do need. But I feel too guilty to spend it - I would much rather have the person I inherited it from still here, and it breaks my heart even thinking about spending it, as doing so would almost feel…
This week's MoneySaver who wants advice asks… I live in the south and have a friend who lives in the north. I suggest dates and mid-point meet-ups early so we can bag cheap trains and hotels. But she takes ages to commit or suggests alternatives, so by the time we book, it costs more. I’ve paid up till now as I’m happy to…
This week's MoneySaver who wants advice asks… My mother has given me a sum of money to pass on to a friend of hers after she passes. I've put it in Premium Bonds to keep it safe until the time comes. If there's a win, big or small, should it go back to my mum, kept to give to her friend, or should I keep it? Unfortunately…
This week's MoneySaver who wants advice asks… I recently went to a few pubs with some old friends, then to our favourite Indian restaurant. I had a great time but have little recollection of getting home [pls be Drinkaware]. I assumed we'd split the food bill, but I've found the receipt and I paid it all. I'd have no…
This week's MoneySaver who wants advice asks… I’ve been asked to be a bridesmaid at a friend’s wedding, which is some distance away. On top of paying for two nights in a hotel, the other bridesmaids and I are expected to cover the cost of dresses, shoes, hair, make-up and jewellery the bride wants us to wear - plus the hen…
This week's MoneySaver who wants advice asks… As a wedding anniversary present, I paid for my mum and dad to go on a spa break. When they got back, I asked my mum if everything had been OK. Mum said they'd had a great time - but she needed to pay the bar bill for their room. I told her not to worry, I'd cover it as part of…
This week's MoneySaver who wants advice asks… I’ve been sent a £1,584 VAT bill by a contractor who did work in my garden over a year ago, and more drainage/building work in August. At the time, he didn’t charge VAT for either job as he wasn’t VAT-registered. He now says he had to register from 1 May and needs to charge…
This week's MoneySaver who wants advice asks… My fiancé lives mortgage-free in a house he inherited. It's in poor condition and needs £1,000s spent on repairs, but he has no savings to fund them. I currently rent a flat, but he wants us to live in the house together when we get married next year. He says if I pay for the…
This week's MoneySaver who wants advice asks… My adult son lives in the USA and took out student loans in 2016, which my American friend agreed to co-sign for. She recently contacted me to say she is being chased for a payment of $27,000 [£20,000], or they'll deduct $1,100 [£800] every month from her pension. My son's…
This week's MoneySaver who wants advice asks… I ordered a sofa, but two months later it still hadn’t arrived. When I contacted the company, they couldn’t find it. I’d already given my old one away and, at 78 with a new hip, I was stuck using a deckchair. Eventually, I was told to cancel my order to get my money back -…
This week's MoneySaver who wants advice asks… I've been given a fit note signing me off work for four weeks, during which time I'll be on full pay, not statutory sick pay. From past experience of this medical issue, I know I'll be able to work part time after two weeks - but if I do, I'll only get paid for the hours I…
Every week we ask the big questions - from bills to bargains. Cast your vote
Getting rid of clutter is a great way to reclaim some space in your home, and if you can make a little bit of cash doing so then all the better. What's your favourite way to flog any bits and bobs you want to get rid of? Are you an enthusiastic eBayer? Favour Facebook? Vote in the poll then share your thoughts in the…
At MSE we're big proponents of 'downshifting' on your grocery shop - swapping out premium / branded products for the store's own offerings. While it should work out better for your wallet, how many of us actually do regularly pick the supermarket versions over big name items? Vote in our poll, and let us know in the thread…
Buying clothes online is quick and easy, but there's something to be said for browsing in real life. While most stores tend to have a place to try things on before you buy, is having a fitting room a big issue for you? Vote in the poll then share your thoughts in the thread.
When something inevitably gets damaged or stops working, some of us might be knowledgeable (or brave) enough to sort it ourselves while others might prefer to get a pro to do the job. But if we're being honest, a few of us will likely leave it for as long as possible before doing anything. What's your first reaction when…
From weekly deliveries booked online to a quick stop at a supermarket or corner shop, there are plenty of options for getting your groceries in. What tends to be your way of doing things?
Many eateries opt to add an optional service charge to your bill rather than rely on customers leaving tips. Since it's optional, you can ask to have it removed if you want, perhaps because the food was bad or the service was poor. Have you ever requested that it be taken off the final bill? Vote in the poll then share…
Staying hydrated is important, and having a reusable bottle of H20 at hand is fairly commonplace these days. It's meant to be more environmentally friendly than buying a disposable bottle ad-hoc, and can save you having to track down a shop or vending machine. Sometimes public places like train stations and shopping…
From today (Thursday 19th March 2026) the Financial Conduct Authority is changing the rules on contactless spending, removing the £100 limit. Instead, banks and payment providers will be able to set their own thresholds. Some banks already allow their customers to set an individual limit for those who felt £100 was too…
The Easter weekend is coming up, and this week we'd like to know how your spending on chocolates, decorations and other seasonal items compares to last year. As we've previously heard on the Forum, it's not just youngsters who enjoy seasonal confectionery at this time of year. Or maybe rather than spending on prepared…
An emergency fund can be a real financial safety net, whether it’s there for a broken boiler, an unexpected bill or a sudden loss of income, but not everyone is in the same position when it comes to building one up. We’d love to hear how you approach it
We're fairly certain you don't have a favourite bill, but for many people there's often one of their household outgoings that gives them a bit more stress than the others for one reason or another. Which one is giving you the most grief right now? Vote in the poll then share your thoughts in the thread.
Streaming costs add up fast. Let us know how many streaming services your household currently pays for, or whether you prefer to rotate them instead of keeping several at once.
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