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Student MoneySaving

Discuss tuition fees, student loans and grants here - and share MoneySaving deals, tips and tricks to help you spend less at university.

Student Finance Computer Failure! Help
Hi My daughters have recently been asked to pay back £200+ on the student finance they were awarded, as parents we did our bit by entering the HMC details and up to now, no problems, the girls got their money. My girls have now been told that they owe money as it seems an extra dependant was on their forms, basically, my…
Quitting PGCE, how do SLC claim back maintence loan?
Surely this doesn't count if you leave early?? You’re on Plan 2 if you’re an English or Welsh student who started your undergraduate course on or after 1 September 2012. The earliest you start repaying is when your income is over £480 a week or £2,083 a month (before tax and other deductions) and it’s either the: first…
maintenance loan, household income, siblings in uni at same time
Hi, Is there any consideration of the number of children in a household at university at the same time when calculating the maintenance loan available? I have three kids close in age, and due to gap years etc, looks like there will be at least one year of overlap when all three are at uni.
Santander student account, part time/distance student
Hey all, Anyone recently opened a Santander Student 123 account as a part time (~50%) distance student? I know some on OU have these accounts but not sure if there are limits around credits being studied - I'm doing a small number of OU credits on and off just for 'fun' but also a 'bigger' course with a less well known…
Student Loan Repayment Discrepancy
Hi I attended university from 1999 - 2003 I am at the tail end of paying my student loan off and requested statement history off the student loans company who supplied these within a few weeks of requesting. I went through and matched my payment's against my wage slips and have found a discrepancy from 2007 - 2008.…
Multiple student accounts?
I've been looking online to see which banks allow you to have multiple student accounts. I am currently with a Santander student account but have been looking at applying for another one. Does anyone know which banks let you have student accounts at multiple banks? (I will be paying regularly into my account if that makes…
Paying student loan whilst at Uni
I've just wrapped up an internship year between my second and third year of uni where I was earning under the minimum amount for repaying your student loan. As a goodwill gesture at the end of my internship I was given a bonus as part of my payslip which, if I earned that much every month, would be over the minimum amount…
Student Loan Offer warning
Hi I have just received a letter from Erudio offering to settle my account for HALF of the outstanding amount. Wow that sounds to good to be true :beer: Oh wait a minute I turn 50 in a few months and the debt gets written off then! Is this coincidence and they've sent these letters to many people or is this an attempt to,…
Masters and a part time job
Has anyone here done a Masters and held down a part time job (14 hours) at the same time? Would you recommend it? I'm hoping to do one after final year of uni but I worry about money! I know I get the loan to pay towards tuition but the rest won't cover all my living costs and my savings may not be enough. I also don't…
Flatmate Asked My Boyfriend to Pay Some of Power Bill
So my flat recently received a power bill that was quite a bit higher than the previous month. My flatmate said that she had been talking to my other flatmate and they wanted my boyfriend to pay some of the bill. I said it was fine as I don't like to start drama, but this didn't sit well with me to be honest. She said that…
Student loan Pay off Discount
Hi. I got a letter from Erudio Student loans to say that if i pay off 1/2 of the balance remains, they will write off the remainder. What should i do? Will my debt we written off ultimately at a later stage anyway or is this a good offer? thanks
How to save money
Actually i dont know whether i should post here or not. I get around 200$ pocket money a month. but i am unable to manage it and it get consumed before a month. can you guide me a way to spent it wisely.
Student Finance: Anyone left a course early...
?? My son is thinking of leaving his PGCE after just a few weeks, but is concerned about the £££ he has borrowoed, and how SFE will want him to repay it? Has anyone left a degree course or a PGCE and help in this situation??? Thanks
Council tax query
I’m a full time student. But I have a Saturday morning job, once a week for two hours to make some petty cash... a.m. I still entitled to council tax relief whilst studying ? I am full time.
Student loan overpayment paid back £2195
Hi, just requiring advice on my situation. September 2017 I started full time university, left in October. Upon leaving had no instruction on paying back money I was given in that time. February 2018 I received a letter and email requesting me to pay back the £2195. After phone calls and messages to student finance I was…
Council tax in empty property
Hi, I recently moved to a new flat, but I had around 1 month left on my contract of my old property. As a student I shouldn't need to pay council tax on my new flat as I'm living there, but what are the rules regarding the month of my old flat when I wasn't living there? Last time I moved I was charged for this time.…
Can I have more than one student bank account?
Okay, so I'm a student just entering my second year at university and already have one student bank account from last year. I have opted out of having an overdraft and do not plan to open one any time soon. (I gather these are often an obstacle when opening more than one student bank account). Basically, I now want to open…
Stuent Loan when Overseas
I suspect this has been discussed, but I suppose everyone's circumstances are unique... My Student Loan is repayment system/method 1 (I was at university from 2002-05) I went to Australia in 2012 and didn't return until the UK until March 2015. I didn't tell the SLC company that I was going abroad. I didn't really think…
Student loan parental contribution
Hi My grandson is hoping to go to University in September 2019. He will not be living at home. My daughter and grandchildren live with me so will my income be taken into account for loan purposes as it says household income? She is on an income of £14400 pa but, if you add in my income and pension it will, of course, be…
Student Loan Underpayment on Self Assesment
Hi, I'm hoping I can seek some advice on this. I have always been paid on PAYE however I did a self assessment for TY 13/14 to claim Business Mileage tax relief, essentially I did it once didn't realise I had to do it subsequently (my fault) and in combination with HMRC having an old address I found out recently that I had…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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