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Student loan and pension contributions impact
Hi all, I just cannot find an answer to this I'm sure the info is out there somewhere, I have a class 1 student loan earn 21k before any deductions and pay about 1k pension. I get child tax credit as I have 2 kids and was going to pay 3k a year (from savings) into a stakeholder pension because it only costs 39%! We have a…
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Student finance - who pays if I don’t?
Hi all, Just applied for student finance for the first time, they asked for my wife’s income details which has panicked her. Will she have to pay if I don’t, say I’m in a low income job or I die or divorce? Any advice is appreciated thank you
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Are students eligible for any benefits if they can't find summer work.
My daughter's home from Uni for the summer and has been flat out looking for a job since the end of May, with no luck so far. If she can't find anything is there any chance she might be eligible for benefits? I'll be paying the first payment on her accommodation tenancy in July and don't have much money for anything else.
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MSE News: Lords demand cut in student loan interest rates
The interest rate charged on post-2012 student loans should be reduced to 1.5%, a parliamentary committee has said...Read the full story: 'Lords demand cut in student loan interest rates' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Self Storage-cheaper insurance for contents?
Not sure if I should put this on a general page but...I'm storing some of my daughter's things in Safe Storage for the summer to save bringing them all home and taking them back in September-my tiny car isn't fit for the journey to her uni anyway! Safe Storage insist on contents insurance and apparently it's cheaper to get…
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What funding - if any - can I get as an adult / mature student for a masters degree?
Are there any adult mature students on here that have applied for and done a masters? I am setting to and about to apply for masters but I suddenly realised that I had been a tad dumb and hadn't researched exactly how I'd be funding it. I assumed the universities I'd be applying to would let me know what to apply for. Is…
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Nationwide FlexStudent account 2016/2017: We want your feedback
Hi all, In our Student Accounts 2016/17 guide the Nationwide FlexStudent Account is one of our top picks. We're after feedback from people who have applied this year and want to know your experience and if you had any trouble getting the overdraft. Thanks for all help in advance :)
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A level distance learning course?
My daughter took her AQA AS level English Literature (7711) last Summer and got a B. She is at university now but is looking at 'finishing off' her A level (7712) through a distance learning course in one year while she is in her second year of University. I believe the AS now will not count towards her final result? Has…
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post grad loan or not
I've just completed a degree with the open uni and considering a masters part time over 2 years I could pay the £6k fee myself over the 2 years as have small outgoings but wondering if personally id be better taking the 10k loan I'm 50 and earn in the region of £25 k so am I correct in thinking if my wages never go up ill…
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should I save for my granchildren ?
I have been saving money in a child trust fund for my grandchildren. If either go to university will money in a CTF be taken into account? They live with their mother, my daughter, who has just started a JOB ON MINIMUMM WAge so it seems they will get max. loan. Would I be better saving the money in my name and giving it to…
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Supporting my daughter as she prepares to go to Uni
Our daughter will be studying an equestrian degree in September. Student finance will obviously pay for her tuition fees and some of the accommodation costs but she needs to finance stabling her horse at Uni plus her living costs. We work but are moderate earners. She has just acquired her horse a dream of hers since she…
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Student Loan Plan 1 pre 2006
Hi All, This is a quick one and i think i am just unfortunate, but from the student loans company FAQs on getting it written off is says for Plan 1 loans in England took out your first student loan in or before academic year 2005/06, then it will be cancelled when you turn 65; or took out your first student loan in or…
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Student loan help
Hi all I cannot understand what is going on with my od student loan. Was at uni 2005-2008. Borrowed roughly 3k per year so had in my head thats about 9k to pay back. I have been paying back since 2009 with one short break for 5months. After not receiving a statement for year have called today and they have told me I owe…
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Year abroad bank account recommendations
My son will shortly be going on his 3rd year, year abroad in Spain. What is the best option in terms of banking to minimise charges and conversion costs etc bearing in mind I still need to support him financially whilst he is there? He banks with Santander in UK but they have said to him it makes no difference as they are…
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Student Loan Interest
Hi, My student loan is part of the pre-2012 system (Plan 1). I understand that this debt gets wiped after 25 years. I wondered if that also includes the interest, or just the original money borrowed? Like most, I will probably never be in a position to pay off the student debt in full. I am worried that if the interest…
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Student Loan growing
Hi all, My son graduated from university in London last year and since then he has heard nothing from Student Loans Company. Not a letter, or nothing. He hasn't been working yet (just living at home with us at the moment, the rascal) so he doesn't need to make payments, but I heard that every month you're not working they…
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can I live?
This could be a bit of a strange one, but hopefully I can get a little help/guidance/reassurance here! And apologies for the incoming wall of text! I’m a 36 year old mature student about to start a 4 year Degree in September. I’m a dad of one, daughter lives with her mother, and I’m disabled – walk with a crutch after 10+…
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I think I've been mis-sold a student loan
Hello, I undertook an Access to H.E. in Biomedical Science at Morley College September 2016 - April 2017 and after passing I have begun a degree and masters in Osteopathy at U.C.O. When I enrolled I sought council from various sources on my funding options and I was assured that if I took out an Advance Learners Loan to…
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Studying abroad masters loan withdrawn - urgent help needed
Hi all, I'm on a two year Masters degree programme with the Erasmus Mundus scheme. A company called Future Finance - who were (and still are) endorsed by the British Council and in partnership with Erasmus+ had offered me loand to cover part of my course costs - the loans were going to be in 2 parts. Unfortunately, they've…
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Can SLC take money from any inheritance my parents leave me?
With the SLC deadline looming, I'm getting quite worried. I've asked around and had a look on forums and things... and well, here I am... My father has concerns that my getting a student loan will lead to him having to pay to off the "graduate tax" through inheritance that he leaves me. In essence, he wants me to pay it…