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New employer not deducting student loan
After finishing my degree I got a job that I did for 2 years, during which time my earnings did not reach the student loan repayment threshold and so no repayment was made. I now have a new job and have relocated to a new city. My new earnings are well over the repayment threshold. I have now been paid twice (monthly) and…
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Erudio Student Loans recovering repayments.
Last summer I was late defering my student loan, as I had moved acorss to self employed, so did not have a set of accounts for them. Repayments started from August 2018. In November, I'd given up the accountants, so I sent my P60 from 2017 in instead. A few days later I was inform my loan was written off from a letter, as…
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Student loan - OU
Can you get a student loan for the OU in the same way you do for a bricks and mortar university? And can you get that loan even if you are working?
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Parent income for maintenance loan Question
So my Son is in his 1st year at Uni now and the maintenance grant was based on my earnings in year 2016-2017. Now when he starts his 2nd year in Sept. What years Parental income will they use? The reason I ask is because my Income was a fair bit higher in 2017-2018 but this tax year 2018-2019 will be significantly lower,…
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Parent Contribution Query
I'm trying to get my head around how much my daughter could receive as her maintenance loan. I know the the parent;s income from previous year is required (2017-2018). What I unsure of is I receive a HM Forces pension and whether this is classed as my income, Any assistance is appreciated.
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Free college bus pass - change address
A Student friend applied for a free college bus pass -he fulfilled criteria - but the college said he lived less than 2 miles away (when it was just over 2miles). His appeal was refused and the college staff told him " just change your details to address further away of a friend or family member" He did this a few days…
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NVQ Advice needed
Hey everyone, I'm looking for some advice please. I enquired about enrolling on NVQs with my manager and she put me forward for it. However, at the time she told me not to mention to them that I have a degree because I would then need to pay for the NVQ. Stupidly I went along with it and when asked I said that I had a…
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Disabled Student Allowance - private funded course
My employer has decided that my role will change due to service changes. The new role requires a degree in a subject that I am not fully trained in and so they are funding a degree through the Open University. The problem is that I am disabled and will require support on the course. I previously had a disabled students…
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Student Loans and Death question.
I have a question or 3. If someone have an outstanding student loan debt, and money or assets like a house and were to die, does the money and assets in their estate have to be sold to pay off the debt ? Or because they no longer have an income, (due to not being able to actually get up to go to work), then the debt would…
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Disparity in Living Loans across the UK
I watched Martins show about student finance this evening and it prompted me to do a little bit of investigation regarding the availability of maintenance loans in different parts of the UK. In England students living away from home can receive a loan of up to £8750. In Wales you get a combined loan and grant up to a…
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SLC taken money 10 years after loan finished
Hello, New to the forums so apologies if this is the wrong section. I finished paying my student loan in 2010, having finished uni in 2001 and have been employed in the public sector since 2002. My wages this month were relatively short and on checking my wage slip the student loans company have taken £160 out. I have…
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Funding a second masters (physiotherapy)
So. I am in my mid 30’s and am eying up a career change to a physiotherapist. I went to uni at 18, and, like a lot of others, didn’t really have much direction about future careers (even after trying to seek it out…. It was before the internet!). I also already have an MSc that I self-funded. I am also completing a…
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Child Going to Universtiy Maintenance Loan Calculation
In calculating our childs maintenance loan do they take in to account other children in the household She is eldest of 6, 5 sibblings at primary and secondary schools.
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Will I get away with this? (Student with a non student account)
So I am currently taking a year out of education, I've got my A Levels and I'm just waiting for confirmation to go to university. I'm currently working full time to get some savings before I go to uni. I have a lot of spare time so I've been getting myself organised in every way I can so that I'll have forgotten nothing by…
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Maintenance loan - disclosing income
Hi all. My stepson has been told at school, that if we choose not to disclose our income when he applies for the maintenance loan he will get 75%. Does anyone know if that's true?!
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Repaying small SLs
My daughter went to a Uni for one year last year, decided she didn't like it and has racked up a SL debt of around £11.5k. She's now got a well paying job now and has started repaying her student loan back. At a current rate of interest of 6.1% I'm wondering if it's worth paying it off?
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Student loan repayment - Grad 2001
Helllo There.. I graduated in 2001. Ive just visited the student loan page and according to the table my annual income threshold for repayment is £10,000 a year which is less than the minimum wage. I must be reading it wrong. Does anyone know what my income threshold is please?
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Repayment Calculation
Hi all, I started my job late this year and due to a recruitment incentive I have had non regular earnings. I am scheduled to earn £25,100 this tax year. I have the type 2 loan where the repayment threshold is £25,000. Due to a £3,000 bonus payment this year, I have so far paid £572 of my student loan. Will the Student…
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Got a student loan? Bizarrely, working extra shifts or getting a bonus this Christmas could COST you
See MSE Callum's blog: Got a student loan? Bizarrely, working extra shifts or getting a bonus this Christmas could COST you cash
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Student Accomodation - acting as guarantor
I am considering acting as guarantor for my daughter's rent for the house she will share at university. It seems to be standard practice for agents to offer only a joint and severally liable contract - where by my daughter, and so me as guarantor, would have to pay out if any of her housemates default? It seems you can…