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Paying back student loan
Hi, I am currently applying to do a PGCE course and I would get a £9,000 bursary. How beneficial would it be to spend that money paying back some of my student loan or would it not be beneficial at all?
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Summer Council Tax Charge
Wondering if anybody can help me? I'm studying full time with the OU, live alone and work 40 hours a week. I'm exempt from council tax while studying, which has been fine with the local council up until now. I've just finished my second year and the council are now trying to charge me for the upcoming summer months between…
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UNITE Students Advance Rent Payment
Hi so I'm in the process of moving out from a UNITE Students property and remembered that before I 'secured' my room, I had to pay something which they call an 'advance rent payment' and claim has replaced deposits. However, the definition of a deposit is putting down a smaller amount of money in order to secure a…
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Degree apprenticeship support loan
Hi, wanted to ask about degree apprenticeships since there is little I formation out there. I sadly think I know the answer but on the off chance i have missed something I'll ask anyway. I start the degree I. September, and am in well paid work (my current job whilst I study). When the course starts my financial situation…
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Apparently my parents underestimated their pay now I'm losing out?
Hi, so I've looked all over the Internet for help with this and I figured this is the best place to come, I've reapplied for my student loan for my second year of uni and my maintenence is very low compared to the first year... A bit of background first, my dad had a heart attack the years required therefore had to fill…
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Is this a scam? Laureate Online Education & University of Liverpool MSc programmes
Hi there, I've enrolled in one of their MSc programmes, but I have concerns and I am worried if this might turn out to be a scam!? Most of the so called "faculty" staff I have deal with seem sales and definitely not based in the UK! None of the issues raised are being resolved or looked at, but in the same time they are…
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Student Loans help?
Hello! I got a letter today saying in the past year £1878 was applied to my student loan due to interest. I dropped out of university in 2015 nearing the end of my second year due to mental health, and haven't had a job meeting the earning requirements to start paying it back. I haven't worked at all in the past 2-3 years…
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Anyone had any luck negotiating Student Loan Settlement Offer?
Hello I've been given another settlement offer from the student loans company, it is a lot lower than last years offer so I am very tempted. I was just wondering, has anyone successfully haggled them down on the settlement offer? I think I will probably be deferring next year, so they may offer an even lower one then, but…
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The student loan system is absolutely diabolical..
I've posted a thread on here before about this but it just baffles me how the system has been designed.... Student A borrows £36,000 to go to University. Student leaves university at age of 21 and starts a job on a salary of £15,000. Student has a relatively successful career with an increasing salary and by the age of 51…
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Would i be eligible for a second student loan?
Help, I am very confused! I started university in 2000 to study for a degree in midwifery, but unfortunately had to leave part of the way through due to ill health. At the time I was able to have part bursary / part student loan as the nhs only gave full bursaries for diphe courses not degree level courses. A few years…
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£4 Malwarebytes Premium 1 Device/4-Year subscription
Malwarebytes Premium 1 Device/4-Year Digital - US$5 / approx £4 via Studentbeans. You need a valid educational institution account (could be from US/Canada/Aus/UK) for the deal. I’m writing this from Australia where some are .edu and tafensw.net.au, so whatever your college/uni email address endings are in the UK. 1. Sign…
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Not all repayments counted
I have just had my statement through from SLC for last year. It looks to have only taken off about half a years worth of payments off me. I changed jobs half way through the year so suspect that it has only counted one of them, however my repayments have been coming off every month. Any advice on how to rectify this?
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Life after Student Loan
Hi guys, Just a quick query, I've predicted I'll pay off my Plan 2 student loan in February 2020, I was just wondering how my net salary is worked out? I pay approx £280 towards my student loan at the moment as a deduction alongside my PAYE and NIC etc. When I've finished paying this off will I be £280 better off NET, or…
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I am not happy with Plan 1... am I the only one here?
So I am on the Plan 1 repayment option for Student Loan (Pre 2012). Where the amount I pay each month is directly proportional to the amount I earn. 9% of anything over £18.935K or something like that. If I get pay rises, I pay more. If I get a Bonus, I pay a hell of a lot more.... as well as income tax, and NI etc. This…
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Student current account, can you have more than one?
Hi, my daughter is at Uni and about to start the 2nd year of her course. She has a HSBC student account with an overdraft but wants another one to manage her money better with another overdraft. As the concerned father I disscussed what she was doing here, worried about taking on more debt but lets assume for now that we…
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Student loan interest rates set to drop in September - what you need to know - MSE News
Student loan interest rates are set to drop in September. Current students from England and Wales will almost certainly see the rate drop from 6.3% to 5.4% - and many former students with outstanding loans will see their rates dip too...Read the full story: 'Student loan interest rates set to drop in September - what you…
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Private Student Funding
Hi there, I wonder if anyone can help? My daughter attends a privately run 16+ academy, doing a three year musical theatre course. They are not Trinity registered yet, and won't be for a good few years, as a they are quite new or eligible for a traditional student loan. My daughter was going to be getting a PCDL loan via…
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Student Loan Repayment- Oversees
Hi all, I will send a summary of my situation and I would be grateful for your advise. I have taken a student loan while being in the UK and once I completed my studies I have left the country and moved overseas. I was not working for a while and living with my parents. Once I found a job again I have moved countries. In…
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Student Loans - Scotland
I am semi retired, working part time and currently under tax threshold. I am attending full time HNC from August and will receive student loan of about £6000. All this is new to me and I am unsure whether it is worth taking the loan or not.
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Not been asked for income details in application for student loan.
Hi- I'm wondering if anyone can clarify something for me, please. My daughter is 25 and lives at home with us. She has a place at uni to start this September and has been applying for her Tuition Loan and Maintenance Loan. With my son, (who went to uni at 20) I simply filled in the supporting an application form with our…