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Student Loan Plan 1 if reached threshold?
Hi all I have been informed that because I reached the threshold (£18300 2018/19) I am not entitled to any refund or for any year where I may have earned over threshold. This has been explained because student loan company calculate repayments month to month - and I am paid monthly. My employer have change payroll company…
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If I pay off my student loans with Erudio...
I have never earned enough to be able to pay back my student loans from the nineties. Unfortunately, through moving and SLC not updating their records, my loans weren't always deferred so they got passed to Erudio. They threaten me with giving my loans over to people like Capquest if I don't make payments. So now, even…
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Household income - divorcing parents
My daughter is due to go to uni this autumn & we are looking at applying for student finance. Her father and I are currently going through a divorce. I have been a stay-at-home parent for many years & he has emigrated to the US. Pending the divorce & financial settlement, I receive interim maintenance from him for myself…
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Paid student loan due to work error
I don't normally pay off my student loan as my salary is under the threshold. However, due to processing errors at work, I received a lump sum in one wage slip, an accumulation of a year's worth of underpayment. This meant that I went over the threshold and therefore £372 went straight to student loans. It doesn't seem…
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Repayment Threshold 2020/21
With RPI for March in at 2.4%, the repayment threshold for plan 1 loans will rise to £19,390 from 6 April 2020 (18,935 x 1.024 rounded up). With the relevant average earnings increase for Jan to March in at 3.3%, the repayment threshold for plan 2 loans will rise to £26,575 from 6 April 2020 (25,725 x 1.033 rounded up).…
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Earn Extra Money Online
I am a student and wish to earn some extra pocket money. Can anyone suggest me what part-time jobs can be done so that it does not affect my studies and also, help me earn some extra pocket money online?
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Anyone studied for an Open University degree at 18?
My son and I were discussing his plans for the future, and he would like to know if it is viable to do a degree through Open University straight from 6th form College. He has a part time job, and he would rather carry on working and live at home while studying, as doesn't want to run up debt for rent and bills while at…
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Student loans data to be shared every week - here's what it means for you - MSE News
The amount of interest you're paying on your student loan should become clearer, and you should be less likely to overpay, after HMRC and the Student Loans Company started sharing data on a weekly basis...Read the full story: 'Student loans data to be shared every week - here's what it means for you' Click reply below to…
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Cost of living loan different for siblings
Is there any reason why siblings are being offered different cost of living loans? Both are at Uni outside of London, both doing undergraduate study, both have had the same household income assessment and both had the same loan amounts last year but this year the loans vary by over £500. Anyone who knows why that would be?…
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'Intent to return to the UK' - SF
I have applied for student finance and they require information over the last 3 years regarding my taxable income. I am 23 and I returned to the UK from Ireland in June 2017 in order to study an access course to gain the necessary points needed to then attend University. In the time that I have been on my access course I…
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Salary Sacrifice & Household Income
When declaring household income to Student Finance, should I first deduct the pension contribution I make by salary sacrifice or not? I currently pay 30% in to my pension, so it would make a difference to the amount of maintenance loan my son receives.
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Student Finance and current household income
Hey all, I'm a 2nd year and I've been living at home and commuting in to my local university for the past two years, but I *should* be going on an international year next academic year starting in August 2019. Living costs will inevitably be a lot higher, but that would be ok because according to STE, I would get close to…
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SLC can't tell me what my loan was for
I started university in 2006 and graduated in 2011, this cost me £26,000 in maintenance and loans from SLC (before interest), a figure I've always thought was a bit high. Unfortunately, being a bit naive at the time I didn't keep all of my paperwork from the SLC and although some of it is available electronically on their…
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Online Tutor
Just wondering if anyone has ever used MyTutor and whether you would recommend it or not? My daughter is taking her GCSE's this year and is struggling with her science's.
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Useful Student Threads
Links that you may find useful:- Students and tax:- http://www.studenttaxadvice.org.uk/ Threads that you may find useful:- Its nearly time for Students to start University so here are some threads that you may find useful. If you need any advice you can still post in the Student Board or the MoneySaving Old Style Board.…
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Student property
Our daughter is studying in Edinburgh, and will start her 2nd year in the autumn. We are thinking of getting a flat for her. Will it be smart to buy the flat in her name, and is there any benefits for her as a student if we do?
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Been put off uni because of fees?
We're looking to speak to some people who have in the last few years decided not to go to university because of worries about paying back the fees in later life. Post below if that's you and we'll get in touch directly.
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Private College/Living Away Under 18 Help?
Hi Our daughter is going to be starting a private college in Blackpool in September. The fees are approx £1800/term x 3 terms and she will be living in Blackpool 3 nights/week at approx £15/night. I wondered if she would be eligible for any financial support since she is not taking a government funded college place and/or…
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Check your student prime membership!
Hi all I just tried to claim a discount for student prime members on an item in Amazon and found out I was on standard prime at twice the cost. They refunded me and I tried to sign up again and the same thing happened. They refunded me again and at this point i'm thinking i'm an idiot. I then followed a link they had given…
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Advice needed about deferment and potential loan cancellation dates
Hi, I took out 3 student loans in 1997, 1998 and 2000. I have never reached the threshold for repayment and have deferred the loans ever since. A few years ago the loan I took out in 1997 was sold off to Thesis, and the other 2 were sold off to Erudio. I had no problem deferring repayments until this year. I received my…
